Medicare Advantage

Which 2027 Advantage Plans in Salt Lake City

For 2027, Salt Lake City is looking at 46 Medicare Advantage plans: 4 new, 6 gone since 2026, and 22 still here but changed on premium, deductible, plan type or name, 9 of them under a new name. Below, how the lineup shifted in Salt Lake County and what to compare, with no plan ranked or recommended.

Medicare AdvantageSalt Lake City, UT

For people turning 65 in Salt Lake City, or anyone rethinking coverage during Medicare's fall enrollment window, the first practical question is usually the simplest: which Medicare Advantage plans can I actually pick from where I live? For plan year 2027, the answer in Salt Lake County — the county that includes Salt Lake City — is 37 Medicare Advantage plans from 8 carriers. The full lineup is in the table below.

What the 2027 lineup looks like

Salt Lake City is part of Salt Lake County, and Medicare Advantage availability is set at the county level. That means a neighbor a few blocks away sees the same menu of plans you do.

For 2027, that menu is:

• 48 Medicare Advantage plans total
• 9 carriers offering coverage
• 10 HMO plans, 7 HMO-POS plans, and 31 PPO plans
• 17 Special Needs Plans (D-SNPs, C-SNPs and I-SNPs, for people who qualify)
• 48 plans that include Part D drug coverage — every plan on the list

There are 0 stand-alone Part D drug plans listed for the county in the Advantage roster, which is expected: stand-alone Part D is designed to pair with Original Medicare, not Medicare Advantage, and it lives on a separate CMS list.

The nine carriers in Salt Lake County

These are the carriers offering Medicare Advantage in the county for 2027, in alphabetical order, with the number of plans each one has on the local roster:

• Aetna (CVS Health) — 7 plans (HMO, PPO; 2 Special Needs)
• American Health Advantage of Utah — 1 plan (HMO; 1 Special Needs)
• Blue Cross Blue Shield (HCSC) — 2 plans (HMO-POS, PPO)
• Devoted Health — 5 plans (PPO; 3 Special Needs)
• Humana — 13 plans (HMO, PPO; 3 Special Needs)
• Molina Healthcare of Utah & Idaho — 2 plans (HMO; 2 Special Needs)
• Regence BlueCross BlueShield of Utah — 3 plans (PPO)
• Select Health — 4 plans (HMO; 1 Special Needs)
• UnitedHealthcare — 11 plans (HMO-POS, PPO; 5 Special Needs)

The table below lists every plan by carrier, along with its plan type and whether it includes drug coverage. Use it as a starting point, not a shopping decision — plan-level details like premiums, copays, networks and star ratings live in the Medicare Plan Finder at medicare.gov and in each plan's own documents.

How to read plan types

You'll see three plan-type labels next to Salt Lake County plans:

• HMO — Health Maintenance Organization. You generally use a defined network and often need a primary care doctor and referrals.
• HMO-POS — HMO with a Point-of-Service option, which allows some out-of-network care under specific rules.
• PPO — Preferred Provider Organization. You can usually see out-of-network providers, typically at a higher cost.

A "-SNP" tag (like D-SNP, C-SNP or I-SNP) means the plan is a Special Needs Plan. D-SNPs serve people who have both Medicare and Medicaid, C-SNPs serve people with specific chronic conditions, and I-SNPs serve people living in an institution such as a nursing home. You have to qualify to enroll.

Drug coverage and 2027 program-level facts

As you compare plans on the Salt Lake County list for 2027, a few program-wide numbers are worth keeping in mind:

• The Part D out-of-pocket cap for 2026 is $2,100. Once you hit that in covered drug costs, you pay $0 for covered Part D drugs the rest of the year.
• The Part D maximum deductible for 2026 is $615. Plans can charge less; they cannot charge more.
• The old coverage gap, or "donut hole," was eliminated as of 2025. Part D now has three phases instead of four.
• The Medicare Prescription Payment Plan lets you spread your yearly drug costs into monthly payments instead of paying all at once at the pharmacy. It's optional and free to opt into.
• IRMAA surcharges — the higher Part B and Part D premiums for higher-income enrollees — start above $109,000 in income for a single filer using 2026 brackets.

Dates to circle

• Oct. 15 – Dec. 7: Medicare Annual Enrollment Period. Anyone with Medicare can join, switch or drop a Medicare Advantage or Part D plan. Changes take effect Jan. 1.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in a Medicare Advantage plan, you can make one change — switch to a different MA plan, or go back to Original Medicare and add a stand-alone Part D plan.

About star ratings

CMS gives every Medicare Advantage contract a star rating from 1 to 5. It's meant as a quality signal covering things like customer service, care coordination and member experience. In the Salt Lake County area, 0 contracts are currently rated 4 stars or higher, based on the latest CMS data. Ratings can shift year to year, and they're only one input — network fit and drug coverage matter too. You can look up the current rating for any specific plan on the Medicare Plan Finder.