Does Medicare cover it? A to Z
Does Medicare cover cardiac rehab?
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Short answer
Covered: Part B
Yes, Medicare Part B covers regular and intensive cardiac rehabilitation programs, which include exercise, education and counseling, if you have a qualifying heart condition.
Medicare Part B cardiac rehab covers people who have had a heart attack in the last 12 months, coronary artery bypass surgery, stable angina pectoris, a heart valve repair or replacement, a coronary angioplasty or coronary stenting, a heart or heart and lung transplant, or stable chronic heart failure.
For Medicare Part B cardiac rehab in a doctor's office in 2026, you pay 20% of the Medicare-approved amount after the $283 Part B deductible, and in a hospital outpatient setting you also pay the hospital a copayment.
| Fact | Figure | Source |
|---|---|---|
| Regular and intensive cardiac rehab | Covered by Part B if you have a qualifying heart condition | Medicare.gov |
| What the programs include | Exercise, education and counseling | Medicare.gov |
| Where you can get it | A doctor's office or hospital outpatient setting, including a critical access hospital, that offers the program | Medicare.gov |
| What you pay in a doctor's office | 20% of the Medicare-approved amount after the $283 Part B deductible | Medicare.gov; CMS |
| What you pay in a hospital outpatient setting | Also a copayment to the hospital, after the Part B deductible | Medicare.gov |
What does Medicare cover for cardiac rehab?
Medicare Part B covers both regular and intensive cardiac rehabilitation programs if you're eligible. The programs include exercise, education and counseling for people who have had a heart attack, heart failure or certain other heart problems.
Which heart conditions qualify for Medicare cardiac rehab?
Medicare Part B covers cardiac rehab if you've had at least one of these conditions:
- A heart attack in the last 12 months
- Coronary artery bypass surgery
- Stable angina pectoris (chest pain)
- A heart valve repair or replacement
- A coronary angioplasty (a procedure to open a blocked artery) or coronary stenting (a procedure to keep an artery open)
- A heart or heart and lung transplant
- Stable chronic heart failure
Where can I get cardiac rehab with Medicare?
You can get Medicare-covered cardiac rehab in a doctor's office or in a hospital outpatient setting, including a critical access hospital, that offers regular and intensive cardiac rehabilitation programs. A critical access hospital is a rural facility far from another hospital that provides emergency care around the clock and has 25 or fewer inpatient beds.
What do I pay for cardiac rehab with Medicare?
What you pay depends on where you get the program. In a doctor's office, you pay 20% of the Medicare-approved amount after you meet the Part B deductible ($283 in 2026). In a hospital outpatient setting, after you meet the Part B deductible, you also pay the hospital a copayment.
For hospital outpatient services in general, Medicare.gov says the copayment for each service in most cases can't be more than the Part A deductible ($1,736 in 2026), but it may be higher in a critical access hospital. Your total also depends on any other insurance you have, how much your doctor charges and whether your doctor accepts assignment, so ask your provider what the program will cost.
Does Medicare Advantage or Medigap change cardiac rehab costs?
Medicare Advantage plans must cover all medically necessary services that Original Medicare covers, and some offer extra benefits; rules and costs vary by plan. A plan may have different out-of-pocket costs, may ask you to use providers in its network, and may require approval (prior authorization) before it covers certain services. See how Medicare Advantage differs from Original Medicare.
A Medigap (Medicare Supplement Insurance) policy helps pay your share of out-of-pocket costs in Original Medicare, like copayments, coinsurance and deductibles.
Good to know
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Related questions
- Medicare.gov: Cardiac rehabilitation programs
- Medicare.gov: Outpatient hospital services
- Medicare.gov: Compare Original Medicare and Medicare Advantage
- Medicare.gov: Medigap basics
- CMS: 2026 Medicare Parts A and B premiums and deductibles
Figures are Medicare’s, set nationally, and were checked against these pages on October 2026. For your own situation, contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048).
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This page was last updated: October 2026.