Medicare Advantage

Aetna Medicare Advantage in Alabama for 2027: 11 Plans, County by County

MONTGOMERY, Ala. — For the 2027 plan year, Aetna (which CMS groups as Aetna (CVS Health)) is offering 11 Medicare Advantage plans across Alabama, according to the CMS Medicare Advantage Landscape Source File for CY2027. The lineup includes a mix of HMO and PPO plans, three Dual Eligible Special Needs Plans, and one plan new to the state. Medicare Advantage is sold county by county, so a plan counted on the statewide list may or may not appear on your county's menu when you open the Medicare Plan Finder.

This explainer is published by an independent Medicare education site. We are privately owned, not part of the federal government, and not affiliated with Aetna or any other insurance carrier.

What is Aetna offering across Alabama for Medicare Advantage in 2027?

Aetna is offering 11 Medicare Advantage plans in Alabama for 2027: 5 HMOs and 6 PPOs, per the CMS Landscape Source File. Ten of the 11 include Part D prescription drug coverage, and one is offered without drug coverage. Three of the plans are D-SNPs, designed for people who have both Medicare and Alabama Medicaid; Aetna lists no Chronic Condition SNPs (C-SNPs) and no Institutional SNPs (I-SNPs) in the state for 2027. For context, CMS shows 7 other Medicare Advantage carriers in Alabama for 2027, and 113 Medicare Advantage plans in the state in total across all carriers.

Which Aetna Medicare Advantage plans reach the most Alabama counties in 2027?

The widest statewide footprint in Aetna's 2027 Alabama lineup belongs to its three D-SNPs — Aetna Medicare Dual Care (HMO D-SNP), Aetna Medicare Dual Extra Care (HMO D-SNP), and Aetna Medicare Full Dual Care (HMO D-SNP) — each listed in 64 counties. Aetna Medicare Signature Care (HMO) is listed in 55 counties. Several PPOs — including Aetna Medicare Eagle Plus (PPO), Aetna Medicare Signature Extra Care (HMO), and Aetna Medicare Value Plus (PPO) — are listed in 19 counties. Other PPOs under the Signature Plus and Signature Giveback names appear in smaller footprints of 5 or 7 counties. The full plan-by-plan table on this page shows each plan's type, drug-coverage status, and county reach side by side.

What is new or not returning for Aetna in Alabama for 2027?

For 2027, Aetna has 1 new Medicare Advantage plan in Alabama and 2 plans from 2026 that are not returning, according to the year-over-year comparison in the CMS Landscape Source Files. The new plan is Aetna Medicare Signature Extra Care (HMO), listed in 19 counties with drug coverage. If you are currently enrolled in an Aetna plan, your carrier is required to send an Annual Notice of Change (ANOC) in the fall of 2026 explaining whether your plan is continuing, changing, or ending. If your plan is one of the two not returning, the ANOC will spell out your options and timing.

How do I check whether an Aetna plan is offered in my Alabama county and covers my doctors and prescriptions?

To confirm that a specific Aetna plan is offered in your Alabama county for 2027 — and that it covers your doctors, hospitals, and prescriptions — use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. The statewide count on this page tells you how many Aetna plans exist across Alabama; it does not tell you which plans appear on the menu in Baldwin, Jefferson, Madison, Mobile, Montgomery, or any other individual county. For the clinical details — whether your primary care doctor and specialists are in network, whether your pharmacy is preferred, and whether your medications are on the formulary — rely on the plan's own Evidence of Coverage, Summary of Benefits, provider directory, and drug list, or confirm directly with the plan.

What should Alabama Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Alabama beneficiaries should review their current coverage against the 2027 options and, if they want to switch, enroll during the Annual Enrollment Period that runs October 15 – December 7, 2026, with the new coverage starting January 1, 2027. A practical checklist: read your plan's ANOC when it arrives; make a list of your prescriptions, pharmacies, and doctors; look up each 2027 plan you are considering on medicare.gov to see whether it is offered in your county; and compare the plan documents side by side. If your 2026 plan is not returning, you have additional election rights — the details are explained in the notice from your plan and on medicare.gov.

Where can Alabamians get free help comparing Medicare Advantage plans for 2027?

Free, official help is available year-round through Medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048). The Medicare Plan Finder on medicare.gov lets you enter your ZIP code and prescriptions and see every Medicare Advantage plan available in your Alabama county for 2027, including Aetna's. Phone representatives at 1-800-MEDICARE can walk through enrollment, special election periods, and the differences between Original Medicare, Medicare Advantage, and Part D. Because this site is independent and not the carrier, we always point readers back to those federal sources — and to the carrier's own documents — for the final word on any plan.