Medicare Advantage

36 New Medicare Advantage Plans in Arizona for 2027: The List

PHOENIX — Arizonans shopping for Medicare Advantage coverage during this fall's Annual Enrollment Period will see fresh options on the menu. According to the CMS Medicare Advantage Landscape Source Files for CY2026 and CY2027, 36 of the 148 Medicare Advantage plans offered in Arizona for 2027 are new — meaning they were not offered in 2026. The new plans come from 10 carriers and cover a mix of general HMO, HMO-POS, PPO, and Special Needs Plan (SNP) designs.

Availability is county by county, so a plan listed on the statewide roll may or may not be sold where you live.

How many plans are new, and which carriers added them

Arizona's 2027 Medicare Advantage landscape includes 148 plans statewide, and 36 of those are new for 2027. Across the 10 carriers introducing new plans, the breakdown is:

• Aetna (CVS Health): 4
• Alignment Health Plan: 1
• Blue Cross Blue Shield of Arizona: 2
• Centene (WellCare): 3
• Devoted Health: 18
• eternalHealth: 1
• Gold Kidney Health Plan: 1
• Humana: 1
• SCAN Health Plan: 3
• UnitedHealthcare: 2

The full plan-by-plan list, including Special Needs Plans for people with chronic conditions (C-SNPs) and dual-eligible members (D-SNPs), is in the table on this page.

The new plans with the widest county reach

Most of the new plans are offered in just one or two Arizona counties, but a few reach further. Based on the CMS landscape file for 2027:

• Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) from Centene (WellCare) appears twice in the new-plan list — once offered in 8 counties and once in 7 counties.
• DEVOTED C-SNP ENHANCED 100 AZ (HMO C-SNP), DEVOTED C-SNP GIVEBACK EXTRAS 103 AZ (HMO C-SNP), DEVOTED C-SNP PLUS 101 AZ (HMO C-SNP), DEVOTED CORE 098 AZ (HMO), DEVOTED GIVEBACK 099 AZ (HMO), and DEVOTED GIVEBACK EXTRAS 106 AZ (HMO) from Devoted Health are each offered in 6 counties.
• Wellcare Simple (HMO) from Centene (WellCare) is offered in 4 counties.
• Humana Value Choice (PPO), SCAN Walmart Medicare Advantage (HMO), and SCAN Walmart Medicare Complete (HMO C-SNP) are each offered in 3 counties.

Several more new plans are offered in 2 counties — including Blue Cross Blue Shield of Arizona's Blue Best Life Select (HMO) and SCAN Health Plan's SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) — and the remainder are offered in 1 county. The full list is on this page.

What "new" means on a 2027 plan

A plan that is new for 2027 does not yet have a CMS Star Rating or a track record under Arizona members. CMS calculates Star Ratings using operational and quality data from prior years, so brand-new contracts and new plan benefit packages are typically shown without a rating in their first year. That's a fact about how CMS reports data — not a judgment of plan quality — and it applies equally to every new plan from every carrier on the 2027 list.

Everything else — cost sharing, benefits, provider networks, drug formularies, prior authorization rules — comes from each plan's own documents, not from the landscape file.

Check your county, your doctors, and your prescriptions

A plan appearing on the statewide new-for-2027 list doesn't mean it's sold in your ZIP code. Medicare Advantage availability is set county by county. Before you decide:

1. Confirm the plan is offered in your Arizona county. The Medicare Plan Finder at Medicare.gov lets you filter by ZIP code. 2. Check the provider directory to see whether your primary care doctor, specialists, hospitals, and preferred pharmacies are in network. 3. Check the plan's formulary (drug list) to see whether each of your prescriptions is covered, and at what tier. 4. Review the Evidence of Coverage (EOC) for cost-sharing, referral rules, and any prior authorization requirements.

If you take specific medications or see specific providers, those details — not a plan's name or newness — are usually what matter most.

What to do before December 7

The Annual Enrollment Period runs October 15 – December 7, 2026. A plan selection made during that window takes effect January 1, 2027. A straightforward approach:

• Make a short list of what you need: your doctors, your medications, your preferred pharmacies, and any specific services (dental, vision, hearing, transportation, dialysis support, chronic-condition programs).
• Pull up each candidate plan on Medicare.gov and compare side by side.
• Read the plan's Annual Notice of Change (ANOC) if you're already enrolled in a Medicare Advantage plan — it explains what's changing for 2027.
• If you want to switch, you can enroll online at Medicare.gov, by phone at 1-800-MEDICARE, or directly with the plan.

There's no benefit to rushing. There is a hard deadline: December 7, 2026.

Free help

You don't have to figure this out alone, and you don't have to pay to get accurate answers.

• Medicare.gov — the official site for comparing plans by ZIP code, checking formularies, and enrolling.
• 1-800-MEDICARE (1-800-633-4227) — available 24 hours a day, 7 days a week, with TTY service at 1-877-486-2048.

Both are run by the federal Medicare program and are free to use.