Medicare Advantage

12 New Medicare Advantage Plans in West Virginia for 2027: The List

CHARLESTON, W.Va. — Twelve of the 70 Medicare Advantage plans available to West Virginians for 2027 are brand new, meaning they were not sold anywhere in the state for 2026. The additions come from five carriers and will show up on the Medicare Plan Finder when Annual Enrollment 2027 opens on October 15, 2026. Here is what the CMS Landscape files say about the new slate, and how to check whether any of these plans is actually offered in your county.

How many Medicare Advantage plans are new in West Virginia for 2027?

West Virginia has 12 new Medicare Advantage plans for 2027, out of 70 plans offered statewide. "New" here means the plan was not offered anywhere in the state for 2026 and is appearing for the first time on the 2027 Landscape file.

The 12 new plans come from five carriers: Aetna (CVS Health) with 5 new plans, Communicare Advantage with 1, Humana with 1, Peak Health with 1, and UnitedHealthcare with 4. The full plan-by-plan list, including contract type and whether a plan includes Part D drug coverage, is rendered as a table on this page.

Which new West Virginia Medicare Advantage plans reach the most counties in 2027?

Several of the 12 new plans for 2027 are listed as available in all 55 West Virginia counties on the Landscape file: Aetna Medicare Partial Dual (HMO D-SNP), CommuniCare Advantage ISNP (HMO I-SNP), Humana Together in Health (PPO I-SNP), and AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS) from UnitedHealthcare.

Three of those four are Special Needs Plans — a D-SNP for people with both Medicare and Medicaid, an I-SNP for people who live in a qualifying institutional setting, and another I-SNP tied to specific care arrangements — so statewide "availability" does not mean every West Virginian can enroll. Eligibility rules apply.

Other new plans cover large but narrower footprints. AARP Medicare Advantage from UHC WV-6 (HMO-POS) is listed in 38 counties, Aetna Medicare Premier (PPO) in 33, Aetna Medicare Advantra Signature Giveback (PPO) in 30, Aetna Medicare Full Dual Extra (HMO D-SNP) in 19, Aetna Medicare Advantra Enhanced (PPO) in 18, AARP Medicare Advantage from UHC WV-5 (HMO-POS) and UHC Complete Care WV-7 (HMO-POS C-SNP) in 17 each, and PeakPlus Rise (PPO D-SNP) in 10. The on-page table shows each plan's county reach.

What does it mean that a Medicare Advantage plan is "new" for 2027 in West Virginia?

A plan labeled new for 2027 does not yet have a Medicare Star Rating or a track record under its current contract. CMS typically assigns Star Ratings after a plan has been in operation long enough to generate quality and member-experience data, so new plan IDs appear on the Landscape without those scores.

That is a fact about the data, not a judgment about the plan. It simply means a new plan should be evaluated on the published 2027 Evidence of Coverage, the provider directory, and the formulary rather than on prior ratings — because there are none to look at.

How do I check whether a new 2027 Medicare Advantage plan is offered in my West Virginia county?

Use the Medicare Plan Finder at Medicare.gov and enter your ZIP code; the tool will list only the plans actually sold in your county for 2027, including any of the 12 new ones that apply. You can also call 1-800-MEDICARE, which is open 24 hours a day, seven days a week.

Once you see your county list, there are three things worth confirming for any plan you are considering:

• Doctors and hospitals: look up each provider in the plan's 2027 network directory, or call the office and ask whether they will be in-network under that specific plan ID for 2027.
• Prescriptions: enter your drugs into Plan Finder to see each one on the plan's 2027 formulary, along with tier, restrictions, and preferred pharmacies.
• Plan type fit: HMO, HMO-POS, PPO, and SNP plans have different referral and network rules, and D-SNPs, I-SNPs, and C-SNPs require that you meet specific eligibility criteria.

What should West Virginia Medicare beneficiaries do before December 7, 2026?

The deadline to choose, switch, or drop a Medicare Advantage plan for 2027 coverage is December 7, 2026, the last day of Annual Enrollment 2027. A choice made during that window takes effect January 1, 2027.

A simple checklist for the weeks before December 7:

• Read the Annual Notice of Change your current plan mailed in September 2026 to see what is changing for 2027.
• Make a short list of must-keep doctors, hospitals, and prescriptions.
• Run your ZIP code and drug list through the Medicare Plan Finder at Medicare.gov.
• If a new 2027 plan interests you, request the Summary of Benefits and Evidence of Coverage directly from the carrier.
• If you decide to stay with your current plan, no action is required.

Where can West Virginians get free help comparing 2027 Medicare Advantage plans?

Two free, non-sales resources are available to every West Virginian with Medicare. Medicare.gov hosts the official Plan Finder and plan documents, and 1-800-MEDICARE (TTY 1-877-486-2048) answers questions around the clock.

Both can tell you which of the 12 new plans — and which of the 70 total 2027 Medicare Advantage plans — are offered in your specific county, without steering you toward any carrier.