Medicare Advantage

Anthem Medicare Advantage in West Virginia for 2027: 3 Plans, County by County

CHARLESTON — For the 2027 plan year, Anthem — which the Centers for Medicare & Medicaid Services groups under Elevance Health (Anthem) — is offering three Medicare Advantage plans across West Virginia, according to the CMS Medicare Advantage Landscape Source Files for CY2027. This article is published by an independent Medicare education site. It is not the government, not affiliated with CMS, and not Anthem or any other insurance carrier.

How many Anthem Medicare Advantage plans are offered in West Virginia for 2027?

Anthem is offering 3 Medicare Advantage plans in West Virginia for 2027. By plan type, that breaks down to 2 HMO plans and 1 HMO-POS plan, and all 3 include Part D prescription drug coverage.

Of those 3 plans, 2 are Dual Eligible Special Needs Plans (D-SNPs), designed for people who have both Medicare and Medicaid. Anthem is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the state for 2027. For broader context, CMS lists 9 carriers offering Medicare Advantage in West Virginia for 2027, with 70 plans in total across the state.

Which Anthem plans have the widest county reach in West Virginia for 2027?

All three Anthem plans are tied for the widest county reach in West Virginia for 2027, each listed in 43 of the state's 55 counties. The full plan-by-plan list is rendered as a table on this page; in prose, the three plans are Wellpoint Dual Advantage (HMO D-SNP), Wellpoint Full Dual Advantage (HMO D-SNP), and Wellpoint Medicare Advantage (HMO-POS).

Because Medicare Advantage is sold county by county, "listed in 43 counties" means the plan appears on the CMS landscape in those counties — not that every West Virginia resident can enroll. If you live in one of the 12 counties where these plans are not listed, they will not show up for you on the Medicare Plan Finder.

What is new or not returning from Anthem in West Virginia for 2027?

For 2027 in West Virginia, Anthem has 0 new plans and 0 plans that are not returning, based on a year-over-year comparison of the CMS Landscape Source Files for CY2026 and CY2027. In other words, Anthem's West Virginia Medicare Advantage lineup is the same set of plans continuing into the new plan year.

Even when a plan is continuing, the plan documents can change from one year to the next. The specifics — premiums, deductibles, copays, provider networks, drug formularies and star ratings — are not covered in this article. Those details come from the plan's Annual Notice of Change, its Evidence of Coverage, and the Medicare Plan Finder at medicare.gov.

How do I check whether an Anthem plan is offered in my West Virginia county and covers my doctors and drugs?

Start at medicare.gov and enter your ZIP code; the Medicare Plan Finder will show only the plans actually offered in your county for 2027. You can also call 1-800-MEDICARE (1-800-633-4227), which is available 24 hours a day, 7 days a week.

Once you see the Anthem plans available in your county, there are three checks worth doing before you enroll:

1. Doctors and hospitals. Search the plan's online provider directory for each provider you use, or call the provider's office and ask whether they accept that specific Anthem plan for 2027 — not just "Anthem" in general. 2. Prescriptions. Enter each medication, dose and pharmacy into the Plan Finder, or look it up in the plan's formulary. Coverage, tier and pharmacy restrictions can differ from one plan to another. 3. Special Needs Plan eligibility. The two D-SNPs require you to have both Medicare and Medicaid. If you are not sure of your Medicaid status, the West Virginia Department of Human Services can confirm it.

The names and plan types for each Anthem option appear in the table on this page.

What should West Virginia Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, review your current coverage against the plans available in your county for 2027 and make any change you want during Annual Enrollment 2027, which runs October 15 – December 7, 2026. A choice made in that window takes effect January 1, 2027.

A short checklist:

• Read the Annual Notice of Change (ANOC) your current plan mailed you in September 2026.
• Make a list of your doctors, hospitals, pharmacies and prescriptions.
• Use the Medicare Plan Finder at medicare.gov to compare the plans actually offered in your county.
• If you want to look at an Anthem option, confirm it is listed in your county and check its provider and drug coverage directly with the plan.
• If you are happy with your current coverage and it is being offered again in your county, you do not have to do anything.

Where can West Virginia residents get free help comparing Medicare plans for 2027?

Free, official help is available from Medicare itself. The Medicare Plan Finder at medicare.gov lets you compare every Medicare Advantage and Part D plan offered in your county for 2027, and 1-800-MEDICARE (1-800-633-4227) is staffed 24/7 to answer questions, confirm eligibility and help with enrollment.

You can also contact Anthem directly, using the phone number on the plan's page at medicare.gov, to ask about plan documents, provider directories and the formulary before you enroll.