Medicare Advantage

Aetna Medicare Advantage in West Virginia for 2027: 14 Plans, County by County

CHARLESTON — West Virginia Medicare households comparing their options for the coming year will see 14 Aetna Medicare Advantage plans listed statewide for 2027, according to the CMS Medicare Advantage Landscape Source Files. This article is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not affiliated with Aetna or any other insurance carrier.

The 14 plans are split between seven HMOs and seven PPOs, with 13 of the 14 including Part D prescription drug coverage. Aetna is one of nine carriers offering Medicare Advantage in the state next year; across all carriers, West Virginians will see 70 Medicare Advantage plans listed statewide. Because every plan is offered county by county, a plan on Aetna's statewide list may or may not be sold where you live.

How many Aetna Medicare Advantage plans are offered in West Virginia for 2027?

Aetna lists 14 Medicare Advantage plans statewide in West Virginia for 2027: seven HMOs and seven PPOs, with 13 of the 14 carrying Part D drug coverage. Three of those 14 are Dual Eligible Special Needs Plans (D-SNPs) built for people who have both Medicare and Medicaid; Aetna lists no Chronic Condition SNPs (C-SNPs) and no Institutional SNPs (I-SNPs) in the state for 2027.

For context, Aetna is one of nine carriers selling Medicare Advantage in West Virginia next year, and all carriers together list 70 plans statewide. CMS groups the carrier as "Aetna (CVS Health)" in the Landscape files. The full plan-by-plan breakdown — HMO versus PPO, with or without drug coverage, and the county reach of each plan — is rendered as a table on this page from the CMS data.

Which Aetna Medicare Advantage plans cover the most West Virginia counties in 2027?

Among Aetna's 14 West Virginia plans for 2027, the widest county reach belongs to two D-SNPs: Aetna Medicare Full Dual (HMO D-SNP) and Aetna Medicare Partial Dual (HMO D-SNP), each listed in 55 counties. Those two are only available to people who qualify through Medicaid status.

Among the general-enrollment plans, Aetna Medicare Advantra Eagle Plus (HMO) is listed in 38 counties, Aetna Medicare Premier (PPO) and Aetna Medicare Premier Classic (PPO) are each listed in 33 counties, and Aetna Medicare Advantra Classic Giveback (PPO) and Aetna Medicare Advantra Signature Giveback (PPO) are each listed in 30 counties. Narrower-footprint plans — including Aetna Medicare Advantra Elite (HMO), Aetna Medicare Signature (HMO), and several of the Advantra PPOs — appear in fewer counties. The complete county counts for every Aetna plan appear in the table on this page.

What is new or not returning from Aetna in West Virginia for 2027?

Five Aetna plans are new for 2027 in West Virginia, and none of Aetna's current West Virginia plans are listed as not returning. The five new plans are Aetna Medicare Advantra Enhanced (PPO), Aetna Medicare Advantra Signature Giveback (PPO), Aetna Medicare Full Dual Extra (HMO D-SNP), Aetna Medicare Partial Dual (HMO D-SNP), and Aetna Medicare Premier (PPO).

Several returning plans show up under a new name in the CMS files. Aetna Medicare Advantra Classic Giveback (PPO) was previously Aetna Medicare Advantra Signature Giveback (PPO); Aetna Medicare Advantra Enhanced Classic (PPO) was previously Aetna Medicare Advantra Enhanced (PPO); Aetna Medicare Advantra Signature Classic (PPO) was previously Aetna Medicare Advantra Signature (PPO); Aetna Medicare Full Dual (HMO D-SNP) was previously Aetna Medicare Advantra Dual (HMO D-SNP); and Aetna Medicare Premier Classic (PPO) was previously Aetna Medicare Premier (PPO). If you are already enrolled, the annual notice from your plan will spell out any changes for 2027.

How do I check whether an Aetna plan is offered in my West Virginia county and covers my doctors and prescriptions?

Because Medicare Advantage plans are sold county by county, the single most important step for any West Virginian is to confirm which specific Aetna plans are actually available at your address for 2027. A plan listed on Aetna's statewide roster may not be sold in your county.

Use the Medicare Plan Finder at medicare.gov, enter your ZIP code, and filter to see the plans available where you live. For doctor and hospital participation, check the plan's provider directory or call the plan directly. For prescriptions, enter your drug list in Plan Finder and review each plan's formulary. For plan-specific rules on copays, referrals, prior authorization, and extra benefits, the Evidence of Coverage (EOC) and the Summary of Benefits are the authoritative documents. You can also call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, seven days a week.

What should West Virginia Medicare beneficiaries do before December 7, 2026?

The Annual Enrollment Period for Medicare Open Enrollment 2027 runs October 15 – December 7, 2026, and any plan choice made in that window takes effect January 1, 2027. Within that period you can join, switch, or drop a Medicare Advantage plan, and you can add, change, or drop a Part D prescription drug plan.

A simple checklist for the weeks before December 7, 2026: read the Annual Notice of Change your current plan mails in the fall; make a current list of your doctors, hospitals, and prescriptions; use Plan Finder at medicare.gov to compare the plans actually offered in your county; and confirm in writing that any plan you are considering covers the providers and drugs you rely on. If nothing in your situation has changed and your plan still fits, no action is required.

Where can West Virginia residents get free help with Medicare questions for 2027?

Two free, official resources are available year-round. Medicare.gov hosts the Plan Finder, plan documents, and enrollment tools, and 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048) is staffed 24 hours a day, seven days a week to answer questions, explain enrollment periods, and help you confirm what is offered in your county.