Medicare Advantage

14 Medicare Advantage plans are leaving Tucson for 2027 — see if yours is on the list

People in Tucson can choose from 88 Medicare Advantage plans for 2027, against 82 this year. 14 of this year’s plans are gone, 20 are new to Pima County, and 32 that continue have changed their premium, deductible, plan type or name, 12 of them under a new name.

TUCSON, Ariz. — Fall 2026. Fourteen Medicare Advantage plans sold in Pima County this year will not be offered in 2027, according to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source Files. If you are enrolled in one of them, your mailbox will tell you first: your insurer must send a non-renewal letter before the Annual Enrollment Period, which runs October 15 through December 7, 2026.

Here is what the list looks like, how to recognize the letter, and what happens if you do nothing.

The 14 plans not returning in Pima County

Tucson is in Pima County, and plan availability is set at the county level. CMS compared the 2026 and 2027 Landscape files for Pima County and these 14 Medicare Advantage plans appear in 2026 but not in 2027, listed alphabetically by carrier:

• Aetna (CVS Health) — Aetna Medicare Elite (PPO); Aetna Medicare Signature Advantage (HMO); Aetna Medicare Signature Extra (HMO)
• Centene (WellCare) — Wellcare Arizona Complete Health Dual Align (HMO D-SNP); Wellcare Dual Liberty Sync (HMO D-SNP); Wellcare Giveback (HMO); Wellcare Simple Value (HMO)
• Devoted Health — DEVOTED C-SNP PREMIUM 024 AZ (HMO C-SNP); DEVOTED CORE 016 AZ (HMO)
• eternalHealth — eternalHealth + Fry's Medicare Advantage (HMO); eternalHealth Grand Give Back (HMO)
• HealthSpring — HealthSpring Preferred (HMO)
• SCAN Health Plan — SCAN Strive (HMO C-SNP)
• UnitedHealthcare — AARP Medicare Advantage CareFlex from UHC AZ-17 (HMO-POS)

For 2027, Pima County will have 88 Medicare Advantage plans from 15 carriers, compared with 82 plans from 14 carriers this year. The full lineup, including new and renamed plans, is listed in the table below.

How to tell if your plan is one of them

Insurers are required to mail a non-renewal notice (sometimes called a plan termination letter) by early October. It will say, in plain terms, that the plan will not be offered in 2027 and that your coverage ends December 31, 2026.

A few quick ways to check:

• Look for a letter from your carrier dated in the fall of 2026. It is separate from the Annual Notice of Change (ANOC) that renewing plans send.
• Compare the plan name on your member ID card to the list above. Spellings must match — some plans have very similar names, and only the exact ones listed are ending.
• If you are not sure, call the member services number on the back of your card, or call 1-800-MEDICARE (1-800-633-4227).

What happens if you do nothing

If your plan is on the non-renewing list and you make no choice by December 31, 2026, you will be returned to Original Medicare (Part A and Part B) on January 1, 2027. You will not automatically have a Medicare Advantage plan, and you will not automatically have Part D drug coverage. That gap matters: without a Part D plan, you could face a late-enrollment penalty later and have no coverage for your prescriptions in the meantime.

Original Medicare also does not cap your out-of-pocket costs the way a Medicare Advantage plan does, and it does not include extras like dental or vision.

Your choices and your Special Enrollment Period

If your plan is ending, Medicare gives you more time than the general public:

1. During the Annual Enrollment Period (Oct. 15 – Dec. 7, 2026): pick a new Medicare Advantage plan or a stand-alone Part D plan for coverage starting January 1, 2027. 2. Special Enrollment Period for a non-renewed plan: you have from December 8, 2026 through February 28, 2027 to join a new Medicare Advantage plan or Part D plan. Coverage starts the first of the month after you enroll. 3. Switch to Original Medicare + Medigap: because your plan is ending, you may qualify for a Medigap guaranteed-issue right, meaning an insurer must sell you certain Medigap policies without medical underwriting. Arizona has its own rules on which plans and what windows apply — the Arizona Department of Insurance and Financial Institutions can walk you through them.

You do not have to decide today. But the sooner you compare plans, the more time you have to confirm that your doctors, pharmacies, and medications are covered under whatever you pick.

2027 figures worth knowing

A few program-level numbers CMS has already confirmed for next year:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any particular plan charges).

The 2027 Part B standard premium, Part B deductible, and IRMAA income brackets have not been announced yet. CMS typically releases those in November.

Where to get personalized help

• medicare.gov — the Medicare Plan Finder lets you enter your ZIP code, drugs and pharmacies and see every plan available to you in Pima County.
• 1-800-MEDICARE (1-800-633-4227) — 24 hours a day, 7 days a week.
• Your plan's Evidence of Coverage and provider directory — the authoritative source for what any specific plan covers.
• Arizona Department of Insurance and Financial Institutions — for Medigap questions and state consumer protections.