Medicare Advantage
Wellcare Medicare Advantage in Arizona for 2027: 5 Plans, County by County
PHOENIX — For the 2027 plan year, Centene's Wellcare brand is offering 5 Medicare Advantage plans across Arizona, according to the Centers for Medicare & Medicaid Services Landscape Source Files. All five are HMOs, all five include drug coverage, and three of the five are Special Needs Plans built for specific groups of enrollees. Because Medicare Advantage is sold county by county, a plan that appears on the statewide list may or may not be available where you live.
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Key takeaways
- Wellcare lists 5 Medicare Advantage plans in Arizona for 2027, all HMOs and all with drug coverage.
- Three of Wellcare's Arizona plans are Special Needs Plans: 2 D-SNPs for people with both Medicare and Medicaid, and 1 C-SNP for a specific chronic condition.
- Three of the 5 plans are new for 2027, and 7 Wellcare plans from 2026 are not returning, so current members should read their Annual Notice of Change carefully.
- Choices made during the Annual Enrollment Period, October 15 – December 7, 2026, take effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
This explainer is published by an independent Medicare education site. It is not the government, not affiliated with Medicare, and not affiliated with Wellcare or any other carrier.
What is Wellcare offering across Arizona for 2027?
Wellcare is offering 5 Medicare Advantage plans in Arizona for 2027. All 5 are HMOs, all 5 include Part D drug coverage, and 3 of the 5 are Special Needs Plans — 2 Dual-Eligible SNPs (for people enrolled in both Medicare and Medicaid) and 1 Chronic Condition SNP. Wellcare lists no Institutional SNPs in Arizona for the year.
For context, CMS counts 148 Medicare Advantage plans statewide in Arizona for 2027 from 16 carriers in total, including Wellcare. The plan table on this page shows the full Wellcare lineup; the figures in this article come from that same CMS Landscape data.
Which Wellcare plans reach the most Arizona counties in 2027?
By number of counties served, Wellcare's broadest-reach plans in Arizona for 2027 are its two Dual Liberty Sync D-SNP offerings. One Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) is listed in 8 counties, and a second Dual Liberty Sync D-SNP is listed in 7 counties. Both are new for 2027 and both include drug coverage.
Wellcare's remaining 2027 plans are a Wellcare Simple (HMO) in 4 counties (new for 2027), a second Wellcare Simple (HMO) in 3 counties, and Wellcare Specialty Simple (HMO C-SNP) in 3 counties. Every one of the 5 plans includes Part D. "Widest reach" simply means the number of Arizona counties where the plan is listed — not a judgment about quality, cost, or fit.
What is new or not returning from Wellcare in Arizona for 2027?
Wellcare has 3 plans new for 2027 in Arizona, and 7 plans from 2026 that are not returning. The new plans, per CMS, are the two Dual Liberty Sync D-SNPs and one of the Wellcare Simple HMOs listed in the table above.
If you are currently enrolled in a Wellcare plan that is not continuing into 2027, the plan is required to send an Annual Notice of Change or a non-renewal notice before the Annual Enrollment Period. That notice will tell you whether your plan is ending, changing, or being replaced, and it will explain your options for choosing a different plan or returning to Original Medicare.
How do I check whether a Wellcare plan is offered in my Arizona county and covers my doctors and drugs?
The authoritative place to check whether a specific Wellcare plan is offered in your Arizona county for 2027 — and whether it covers your doctors and prescriptions — is the Medicare Plan Finder at medicare.gov, or 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.
When you enter your ZIP code and county, Plan Finder will show only the plans actually available where you live. From there you can:
- Enter your prescription drugs to see which plans include them on their formulary.
- Check the plan's provider directory to see whether your primary care doctor, specialists, and preferred hospitals are in network.
- Review the plan's Summary of Benefits and Evidence of Coverage for the specific rules that apply.
Because Medicare Advantage is sold county by county, a Wellcare plan that appears in the statewide list of 5 may not be offered in your county. The Dual Liberty Sync D-SNPs also require that you qualify for both Medicare and Medicaid, and the Specialty Simple C-SNP requires the qualifying chronic condition. Eligibility is verified during enrollment.
What should Arizona Medicare beneficiaries do before December 7, 2026?
The Annual Enrollment Period runs October 15 – December 7, 2026, and any choice made during that window takes effect January 1, 2027. There is no need to rush — the window is the same for everyone — but there are a few steps that make the decision easier:
1. Read the Annual Notice of Change from your current plan, if you have one. It will spell out what is different for 2027. 2. Make a current list of your prescriptions (with dosages) and the doctors and hospitals you want to keep using. 3. Use the Medicare Plan Finder at medicare.gov to compare every plan available in your county — not only Wellcare — side by side. 4. If you want to switch, enroll by December 7, 2026 for a January 1, 2027 start date.
If you take no action and your current plan is still being offered in 2027, you generally stay enrolled. If your plan is one of Wellcare's 7 non-returning plans, you will need to make a choice to avoid a gap.
Where can Arizonans get free help comparing Medicare plans for 2027?
Free, unbiased help is available directly from Medicare. Call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, or use the Medicare Plan Finder and plan comparison tools at medicare.gov. Both are run by the federal Medicare program and cover every plan and carrier available in your Arizona county, not just one.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Wellcare Medicare Advantage plans in Arizona for 2027
CMS lists 5 Wellcare Medicare Advantage plans across Arizona for 2027, alphabetically by carrier, widest county reach first. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Centene (WellCare) 5 plans | |||
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | 7 |
| Wellcare Simple (HMO) | HMO | Yes | 4 |
| Wellcare Simple (HMO) | HMO | Yes | 3 |
| Wellcare Specialty Simple (HMO C-SNP) | HMO C-SNP | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans across Arizona break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Wellcare Medicare Advantage plans are offered in Arizona for 2027?
Are any Wellcare plans in Arizona Special Needs Plans in 2027?
What happens if my current Wellcare plan is not returning in 2027?
Where can I compare Wellcare plans against other carriers in my Arizona county?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File, CY2027: the Wellcare plan list, plan types, SNP counts, drug-coverage flags, and county reach used throughout this article.
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: the year-over-year counts of new plans and non-returning plans.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool used to confirm plan availability by county, formularies, and provider networks.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.