Medicare Advantage
HealthSpring Medicare Advantage in Arkansas for 2027: 9 Plans, County by County
LITTLE ROCK — For the 2027 plan year, HealthSpring is offering nine Medicare Advantage plans across Arkansas, according to the CMS Medicare Advantage Landscape Source File for CY2027. The plans are listed under HealthSpring's parent organization, Health Care Service Corporation (HCSC), but are marketed to Arkansas shoppers under the HealthSpring name. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not the carrier.
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Key takeaways
- HealthSpring has 9 Medicare Advantage plans available somewhere in Arkansas for 2027, including 2 Dual-Eligible Special Needs Plans.
- Of those 9 plans, 8 include Part D drug coverage and 1 does not.
- A plan listed statewide may not be sold in your specific county, so confirm availability before you enroll.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is HealthSpring offering across Arkansas for 2027?
HealthSpring is offering 9 Medicare Advantage plans in Arkansas for 2027: 6 HMO plans and 3 PPO plans, per the CMS Landscape file. Eight of the nine plans include Part D prescription drug coverage, and one is offered without drug coverage.
Two of the nine are Special Needs Plans — both Dual-Eligible Special Needs Plans (D-SNPs), designed for people who have both Medicare and Medicaid. HealthSpring is not listing any Chronic-Condition SNPs (C-SNP) or Institutional SNPs (I-SNP) in Arkansas for 2027. Statewide, 10 carriers in all (HealthSpring plus 9 others) are offering a combined 84 Medicare Advantage plans for Arkansas residents in 2027.
Which HealthSpring plans reach the most Arkansas counties in 2027?
The widest-reaching HealthSpring plans in Arkansas for 2027 each appear in 43 counties, according to the CMS Landscape file. Those are HealthSpring Courage (HMO), which is offered without drug coverage, and the two D-SNPs, HealthSpring TotalCare (HMO D-SNP) and HealthSpring TotalCare Plus (HMO D-SNP), both with drug coverage.
HealthSpring also lists three HMO plans sold under the HealthSpring Preferred (HMO) name — reaching 16, 15, and 12 counties respectively — and three PPO plans sold under the HealthSpring True Choice (PPO) name, reaching 16, 15, and 12 counties. All six of those Preferred and True Choice plans include Part D drug coverage. The full plan-by-plan breakdown is in the table on this page; use it to see which specific plan appears in each county.
What is new or not returning from HealthSpring in Arkansas for 2027?
For 2027, HealthSpring has 0 new Medicare Advantage plans in Arkansas compared with its 2026 lineup, based on the CMS Landscape files for CY2026 and CY2027. The count of plans not returning for 2027 is not available in the published data, so we are not stating one.
If you are currently in a HealthSpring plan, you should receive an Annual Notice of Change from the carrier in the fall of 2026 that spells out what, if anything, is changing in your specific plan for 2027. That notice — not this article — is where to look for your plan's details.
How do I check whether a HealthSpring plan is offered in my Arkansas county and covers my doctors and drugs?
The quickest way to check for 2027 is the Medicare Plan Finder at medicare.gov, where you enter your ZIP code and see every Medicare Advantage plan available in your county, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week.
Because Medicare Advantage plans are sold county by county, a HealthSpring plan listed statewide — for example, one of the HealthSpring Preferred (HMO) plans that reaches 12 counties — may not be sold in the county where you live. Plan Finder will show you only what is available at your address. Once you see a plan you are considering, confirm three things before you enroll:
1. That the plan is actually offered in your county for 2027. 2. That your doctors, hospitals and other providers are in the plan's network, by checking the plan's own provider directory. 3. That your prescriptions are on the plan's formulary at a tier you can live with, by checking the plan's drug list and Evidence of Coverage.
This independent site does not publish premiums, copays, deductibles, benefits, networks or star ratings for any plan. Those come directly from the Plan Finder, 1-800-MEDICARE, or the plan's own documents.
What should Arkansas Medicare shoppers do before December 7, 2026?
The Annual Enrollment Period for Medicare Advantage and Part D runs October 15 – December 7, 2026, and whatever you choose during that window takes effect January 1, 2027. That means by December 7, 2026, you want to have done three things: read the Annual Notice of Change from your current plan if you have one, compared your current coverage with other 2027 options in your county on the Medicare Plan Finder, and either confirmed you want to stay put or enrolled in a different plan.
You do not need to switch. If your current plan still fits, doing nothing is a valid choice and your plan will roll into 2027 under its 2027 terms. A separate Medicare Advantage Open Enrollment Period runs January 1 – March 31, 2027, for people already in a Medicare Advantage plan who want to make one change.
Where can Arkansans get free help comparing Medicare plans for 2027?
Free, official help is available from Medicare itself at medicare.gov and by phone at 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week. Both can walk through every Medicare Advantage and Part D plan available in your Arkansas county for 2027, including HealthSpring's.
The Medicare Plan Finder at medicare.gov is the same tool licensed agents use for the underlying plan data, and it is free to the public. If you want to speak to a licensed agent, you can, but you do not have to in order to enroll.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
HealthSpring Medicare Advantage plans in Arkansas for 2027
CMS lists 9 HealthSpring Medicare Advantage plans across Arkansas for 2027, alphabetically by carrier, widest county reach first. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| HealthSpring 9 plans | |||
| HealthSpring Courage (HMO) | HMO | No | 43 |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | 43 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | 43 |
| HealthSpring Preferred (HMO) | HMO | Yes | 16 |
| HealthSpring True Choice (PPO) | PPO | Yes | 16 |
| HealthSpring Preferred (HMO) | HMO | Yes | 15 |
| HealthSpring True Choice (PPO) | PPO | Yes | 15 |
| HealthSpring Preferred (HMO) | HMO | Yes | 12 |
| HealthSpring True Choice (PPO) | PPO | Yes | 12 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans across Arkansas break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many HealthSpring Medicare Advantage plans are offered in Arkansas for 2027?
Does HealthSpring have any new plans in Arkansas for 2027?
If a HealthSpring plan is listed statewide, is it automatically sold in my county?
When do I need to decide for 2027 coverage?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): HealthSpring's Arkansas plan count, plan types, SNP counts, drug-coverage counts, and per-plan county reach.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison, including the count of new plans for 2027.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool for checking plan availability, networks and drug lists by ZIP code.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.