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Medicare Advantage

Anthem's 2027 Medicare Advantage lineup in Bakersfield: one plan added, one gone

Bakersfield, Calif. — As the Medicare Annual Enrollment Period runs from October 15 to December 7, 2026, Anthem's slate of Medicare Advantage plans for Kern County residents is coming into focus for the 2027 plan year. According to CMS Landscape files, Anthem — which CMS groups under Elevance Health (Anthem) — will offer four Medicare Advantage plans in the county next year, including one that is new and one that will not return from 2026.

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2027 plan lineupBakersfield, CA
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Key takeaways

  • Anthem will offer 4 Medicare Advantage plans in Kern County for 2027: one HMO, two HMO-POS, and one PPO; all four include drug coverage.
  • Two of the four are Special Needs Plans — one D-SNP (for people with both Medicare and Medi-Cal) and one C-SNP (for a specific chronic condition).
  • One Anthem plan is new for 2027 and one 2026 Anthem plan is not returning; your Annual Notice of Change explains what applies to you.
  • You have until December 7, 2026 to make a change for coverage that starts January 1, 2027; doing nothing means your current plan renews if it is offered next year.

MyMedicarePlans.org is an independent consumer news site. We are not Anthem, and Anthem is one of 11 carriers offering Medicare Advantage plans in Kern County for 2027 (42 plans in total across all carriers). This article walks through just Anthem's lineup so you can see where it sits before December 7.

What Anthem is offering in Kern County for 2027

Bakersfield is in Kern County, and Medicare Advantage plans are approved at the county level. For 2027, Anthem's Kern County lineup includes four plans across three plan types:

All four plans include Part D prescription drug coverage. The table below lists every Anthem plan by name and type.

The four plans, listed in the order CMS publishes them, are:

The Special Needs Plans in Anthem's lineup

Two of Anthem's four Kern County plans for 2027 are Special Needs Plans (SNPs), which are built for people who meet specific eligibility rules:

Anthem does not offer an Institutional SNP (I-SNP) in Kern County for 2027. If you are not eligible for a SNP, the two HMO-POS plans and the general PPO option are the ones to compare.

What is new and what is not returning

Between 2026 and 2027, Anthem's Kern County roster has two changes to flag:

Every current enrollee should also receive an Annual Notice of Change (ANOC) by late September. The ANOC spells out what, if anything, is changing in your specific plan for January 1, 2027 — premium, drug tiers, provider network, extra benefits, and the like. If you did not get one, call the number on the back of your plan card.

How to check a plan against your doctors and drugs

Before December 7, it is worth doing three quick checks for any plan you are considering — Anthem's or anyone else's:

1. Your doctors and hospitals. Use the plan's online provider directory, or call the plan directly, to confirm the specific providers you see are in-network for 2027. For HMO and HMO-POS plans, in-network matters a lot; for PPOs, out-of-network is usually allowed at a higher cost. 2. Your prescriptions. Enter every drug you take into the Medicare Plan Finder at medicare.gov to see how each plan covers it in 2027 — the tier, any restrictions like prior authorization, and the pharmacies where it is cheapest. 3. Your pharmacy. Plans have preferred and standard pharmacies, and the difference can matter. Check that your usual pharmacy is in the plan's preferred network.

For personalized help, Medicare's own line — 1-800-MEDICARE (1-800-633-4227), open 24/7 — can walk you through plan comparisons without steering you to a particular carrier.

The 2027 numbers CMS has already set

A few program-level figures for 2027 are now official and apply across all Part D and Medicare Advantage drug plans:

CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets; those usually come out in the fall, so watch medicare.gov for the update.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Kern County

47% are on Medicare Advantage
(MA penetration in Kern County)
47%
53%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Anthem Medicare Advantage plans in Kern County for 2027

CMS lists 4 Anthem Medicare Advantage plans in Kern County for 2027, alphabetically by carrier. 10 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Elevance Health (Anthem) 4 plans
Anthem Full Dual Advantage Aligned (HMO D-SNP)HMO D-SNPYesReturning
Anthem Kidney Care (PPO C-SNP)PPO C-SNPYesNew
Anthem Medicare Advantage (HMO-POS)HMO-POSYesReturning
Anthem Prime (HMO-POS)HMO-POSYesReturning

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Anthem Medicare Advantage plans in Kern County break down for 2027

4
Medicare Advantage plans
1
HMO plans
2
HMO-POS plans
1
PPO plans
1
Dual Special Needs (D-SNP)
1
Chronic-condition (C-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

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See Medicare options serving Bakersfield & speak with a licensed agent

Medicare Advantage companies in Kern County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
Kaiser PermanenteRegional—Yes
Elevance Health (Anthem)National—Yes
HumanaNational—Yes
UnitedHealthcareNational—Yes
Imperial Health Plan of CaliforniaRegional—Yes
Centene (WellCare)National—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

What happens if I do nothing before December 7?
Nothing dramatic. If your current plan is offered again in 2027, you stay in it automatically with the changes described in your Annual Notice of Change. If your plan is being discontinued, you'll get a notice and a Special Enrollment Period to choose a new one.
Can I switch after December 7 if I change my mind?
If you are already in a Medicare Advantage plan on January 1, 2027, you get one more window — the Medicare Advantage Open Enrollment Period, January 1 to March 31, 2027 — to switch to a different Medicare Advantage plan or return to Original Medicare. Outside those windows, you generally need a qualifying life event.
Am I eligible for one of Anthem's Special Needs Plans in Kern County?
It depends. The D-SNP (Anthem Full Dual Advantage Aligned) requires both Medicare and Medi-Cal eligibility. The C-SNP (Anthem Kidney Care) requires a specific qualifying chronic condition. The plan itself confirms eligibility before you enroll; Medicare's helpline can also tell you if you qualify.
Where can I see every carrier's plans, not just Anthem's?
The Medicare Plan Finder at **medicare.gov** lists every Medicare Advantage and Part D plan offered in Kern County for 2027 — all 42 plans from all 11 carriers — and lets you filter by your drugs, doctors and pharmacy. ## Where to go next The quickest way to compare 2027 plans against your own situation is **medicare.gov/plan-compare**, which pulls directly from the official CMS data. For questions you'd rather ask a person, **1-800-MEDICARE** is open 24 hours a day, seven days a week. And if you are an Anthem enrollee now, keep an eye on your mailbox for the Annual Notice of Change — it is the single most important document for understanding what your current plan looks like on January 1, 2027.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Bakersfield

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan rankings or recommendations. This is educational content. We don't rank, score, or recommend specific plans.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

Medicare plans in your area changing for 2027 — check yoursCall