Medicare Advantage
Anthem's 2027 Medicare Advantage lineup in Bakersfield: one plan added, one gone
Bakersfield, Calif. — As the Medicare Annual Enrollment Period runs from October 15 to December 7, 2026, Anthem's slate of Medicare Advantage plans for Kern County residents is coming into focus for the 2027 plan year. According to CMS Landscape files, Anthem — which CMS groups under Elevance Health (Anthem) — will offer four Medicare Advantage plans in the county next year, including one that is new and one that will not return from 2026.
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Key takeaways
- Anthem will offer 4 Medicare Advantage plans in Kern County for 2027: one HMO, two HMO-POS, and one PPO; all four include drug coverage.
- Two of the four are Special Needs Plans — one D-SNP (for people with both Medicare and Medi-Cal) and one C-SNP (for a specific chronic condition).
- One Anthem plan is new for 2027 and one 2026 Anthem plan is not returning; your Annual Notice of Change explains what applies to you.
- You have until December 7, 2026 to make a change for coverage that starts January 1, 2027; doing nothing means your current plan renews if it is offered next year.
MyMedicarePlans.org is an independent consumer news site. We are not Anthem, and Anthem is one of 11 carriers offering Medicare Advantage plans in Kern County for 2027 (42 plans in total across all carriers). This article walks through just Anthem's lineup so you can see where it sits before December 7.
What Anthem is offering in Kern County for 2027
Bakersfield is in Kern County, and Medicare Advantage plans are approved at the county level. For 2027, Anthem's Kern County lineup includes four plans across three plan types:
- 1 HMO
- 2 HMO-POS
- 1 PPO
All four plans include Part D prescription drug coverage. The table below lists every Anthem plan by name and type.
The four plans, listed in the order CMS publishes them, are:
- Anthem Full Dual Advantage Aligned (HMO D-SNP)
- Anthem Kidney Care (PPO C-SNP)
- Anthem Medicare Advantage (HMO-POS)
- Anthem Prime (HMO-POS)
The Special Needs Plans in Anthem's lineup
Two of Anthem's four Kern County plans for 2027 are Special Needs Plans (SNPs), which are built for people who meet specific eligibility rules:
- A D-SNP is a Dual-Eligible Special Needs Plan — for people who qualify for both Medicare and Medi-Cal (California's Medicaid program). Anthem's D-SNP in Kern County is Anthem Full Dual Advantage Aligned.
- A C-SNP is a Chronic Condition Special Needs Plan — for people with a qualifying chronic health condition. Anthem's C-SNP in Kern County is Anthem Kidney Care.
Anthem does not offer an Institutional SNP (I-SNP) in Kern County for 2027. If you are not eligible for a SNP, the two HMO-POS plans and the general PPO option are the ones to compare.
What is new and what is not returning
Between 2026 and 2027, Anthem's Kern County roster has two changes to flag:
- New for 2027: Anthem Kidney Care (PPO C-SNP). This is a chronic-condition plan tied to a specific qualifying condition, so eligibility rules apply.
- Not returning for 2027: One Anthem plan available in 2026 will not be offered in Kern County next year. If you are enrolled in a plan that is being discontinued, Anthem is required to send you a non-renewal notice, and you have a Special Enrollment Period to pick a new plan.
Every current enrollee should also receive an Annual Notice of Change (ANOC) by late September. The ANOC spells out what, if anything, is changing in your specific plan for January 1, 2027 — premium, drug tiers, provider network, extra benefits, and the like. If you did not get one, call the number on the back of your plan card.
How to check a plan against your doctors and drugs
Before December 7, it is worth doing three quick checks for any plan you are considering — Anthem's or anyone else's:
1. Your doctors and hospitals. Use the plan's online provider directory, or call the plan directly, to confirm the specific providers you see are in-network for 2027. For HMO and HMO-POS plans, in-network matters a lot; for PPOs, out-of-network is usually allowed at a higher cost. 2. Your prescriptions. Enter every drug you take into the Medicare Plan Finder at medicare.gov to see how each plan covers it in 2027 — the tier, any restrictions like prior authorization, and the pharmacies where it is cheapest. 3. Your pharmacy. Plans have preferred and standard pharmacies, and the difference can matter. Check that your usual pharmacy is in the plan's preferred network.
For personalized help, Medicare's own line — 1-800-MEDICARE (1-800-633-4227), open 24/7 — can walk you through plan comparisons without steering you to a particular carrier.
The 2027 numbers CMS has already set
A few program-level figures for 2027 are now official and apply across all Part D and Medicare Advantage drug plans:
- The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026. Once you hit that cap on covered drugs, you pay $0 for the rest of the year.
- The Part D maximum deductible is $700 in 2027, up from $615 in 2026. Plans can set a lower deductible, but not higher.
- The Medicare Prescription Payment Plan — the option to spread drug costs across monthly payments instead of paying at the pharmacy counter — continues in 2027.
CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets; those usually come out in the fall, so watch medicare.gov for the update.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Kern County
(MA penetration in Kern County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Anthem Medicare Advantage plans in Kern County for 2027
CMS lists 4 Anthem Medicare Advantage plans in Kern County for 2027, alphabetically by carrier. 10 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Elevance Health (Anthem) 4 plans | |||
| Anthem Full Dual Advantage Aligned (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Anthem Kidney Care (PPO C-SNP) | PPO C-SNP | Yes | New |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | Returning |
| Anthem Prime (HMO-POS) | HMO-POS | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans in Kern County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing before December 7?
Can I switch after December 7 if I change my mind?
Am I eligible for one of Anthem's Special Needs Plans in Kern County?
Where can I see every carrier's plans, not just Anthem's?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Bakersfield
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This page was last updated: October 2026.