Medicare Advantage
Does UnitedHealthcare fit your Long Beach doctors in 2027?
Long Beach, Calif. — As the Annual Enrollment Period opens for 2027 coverage, UnitedHealthcare is bringing eight Medicare Advantage plans to Los Angeles County, the county that includes Long Beach. One plan is new for next year, one from 2026 is not returning, and three have been renamed. The window to compare and switch runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
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Key takeaways
- UnitedHealthcare offers 8 Medicare Advantage plans in Los Angeles County for 2027: 1 HMO and 7 HMO-POS, including 2 C-SNPs; 7 include drug coverage.
- Compared with 2026, 1 UnitedHealthcare plan is not returning, 1 is new, and 3 have been renamed — the specifics for your plan are in your Annual Notice of Change.
- The Annual Enrollment Period runs October 15 – December 7, 2026; if you do nothing, your current plan renews as described in its ANOC.
- Confirm doctors, pharmacies and drugs on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE before you enroll.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Los Angeles County (2026) | 121 | CMS |
| Medicare Advantage plans offered in Los Angeles County (2027) | 124 | CMS |
| Plans not returning for 2027 / new for 2027 | 23 / 26 | CMS |
| Organizations offering Medicare Advantage in Los Angeles County (2026) | 21 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Los Angeles County | 57% | CMS |
| Residents age 65 and older, Los Angeles County | 1,487,700 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site, not UnitedHealthcare and not the government. This article walks through the carrier's 2027 lineup for the county, explains what the changes mean, and shows how to check any plan against your doctors and prescriptions before the deadline.
How many UnitedHealthcare Medicare Advantage plans are offered in Long Beach for 2027?
UnitedHealthcare offers 8 Medicare Advantage plans for 2027 in Los Angeles County, the county Long Beach sits in. By type, that is 1 HMO and 7 HMO-POS plans. Seven of the eight include Part D prescription drug coverage, and one is offered without drug coverage.
Plan availability in Medicare Advantage is set at the county level, so the same UnitedHealthcare roster is what a Long Beach resident sees. UnitedHealthcare is one of 20 carriers offering Medicare Advantage in the county next year; across all carriers there are 124 plans. The table below lists every UnitedHealthcare plan with its type and whether it includes drug coverage.
What Special Needs Plans does UnitedHealthcare offer in Los Angeles County for 2027?
UnitedHealthcare offers 2 Chronic Condition Special Needs Plans (C-SNPs) in Los Angeles County for 2027, and no D-SNPs or I-SNPs in this carrier's county lineup. The two C-SNPs are UHC Complete Care CA-18P (HMO-POS C-SNP) and UHC Complete Care Support CA-1AP (HMO C-SNP).
C-SNPs are built for people with specific chronic conditions, and eligibility rules apply. If you think you may qualify, confirm the condition requirements and provider network before enrolling — the Plan Finder and the plan's Evidence of Coverage are the places to check.
What is new, renamed or not returning in UnitedHealthcare's 2027 lineup?
For 2027, UnitedHealthcare has 1 new plan in Los Angeles County, 1 plan that is not returning, and 3 plans with renamed contracts. The year-over-year detail from the CMS Landscape Source Files is:
- New for 2027: AARP Medicare Advantage from UHC CA-45 (HMO-POS), with drug coverage.
- Renamed: AARP Medicare Advantage from UHC CA-34P (HMO-POS) was AARP Medicare Advantage from UHC CA-44 (HMO-POS); AARP Medicare Advantage Giveback from UHC CA-30P (HMO-POS) was AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS); AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) was AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS).
- One UnitedHealthcare plan offered in 2026 is not being offered in 2027.
A renamed contract does not necessarily mean the same benefits as last year — the plan may still have changed. Nothing happens automatically to a person who does nothing: if your plan is returning, it renews January 1, 2027 with the updates described in its ANOC. If your plan is the one not returning, UnitedHealthcare and Medicare will send notice and you'll have a Special Enrollment Period to choose a new plan.
How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code, your prescriptions and your pharmacies, then compare any 2027 plan sold in Long Beach side by side. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week.
A short checklist before you pick a plan:
- Enter your Long Beach ZIP code on medicare.gov and filter to 2027 plans.
- Add every prescription with the dose and quantity you actually take.
- Add the pharmacies you use so you can see each plan's cost at your pharmacy.
- Check the plan's provider directory for each doctor and hospital you want to keep — HMO and HMO-POS plans use networks and often require referrals.
- Read the Annual Notice of Change your current plan mailed in late September if you are already enrolled.
Plan details — premiums, copays, deductibles, networks, drug lists and star ratings — change year to year. Confirm them in the Plan Finder or the plan's own Evidence of Coverage; this article does not quote them.
What 2027 Medicare figures are confirmed, and what is still coming?
CMS has confirmed several Part D numbers for 2027: the out-of-pocket cap rises to $2,400 (from $2,100 in 2026), the Part D maximum deductible rises to $700 (from $615 in 2026), and the national base beneficiary premium is $41.33. The base premium is a formula input, not the amount any one plan charges.
Two important numbers are not out yet: the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets. CMS typically publishes those in the fall, usually in November. Be cautious with any source that quotes those figures today — they have not been announced.
What should Long Beach residents do between now and December 7?
Between October 15 and December 7, 2026, you can join, switch or drop a Medicare Advantage plan for coverage that starts January 1, 2027. If you do nothing and your plan is returning, it renews with the changes in its ANOC. If it is leaving, you'll get a Special Enrollment Period to pick a new plan.
A quick path for anyone comparing UnitedHealthcare plans in Long Beach:
1. Read your 2027 ANOC if you have one. 2. Make a current list of doctors, pharmacies and prescriptions. 3. Run them through medicare.gov's Plan Finder for Los Angeles County. 4. Call 1-800-MEDICARE if any plan detail is unclear.
Medicare Advantage Open Enrollment also runs January 1 – March 31, 2027, if you enroll in a Medicare Advantage plan and want to change once.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Los Angeles County
(MA penetration in Los Angeles County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Los Angeles County for 2027
CMS lists 8 UnitedHealthcare Medicare Advantage plans in Los Angeles County for 2027, alphabetically by carrier. 19 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 8 plans | |||
| AARP Medicare Advantage from UHC CA-003P (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC CA-004P (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC CA-34P (HMO-POS) | HMO-POS | Yes | Renamed |
| AARP Medicare Advantage from UHC CA-45 (HMO-POS) | HMO-POS | Yes | New |
| AARP Medicare Advantage Giveback from UHC CA-30P (HMO-POS) | HMO-POS | Yes | Renamed |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) | HMO-POS | No | Renamed |
| UHC Complete Care CA-18P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| UHC Complete Care Support CA-1AP (HMO C-SNP) | HMO C-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Los Angeles County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Does the UnitedHealthcare lineup differ inside Long Beach versus the rest of Los Angeles County?
What happens if my UnitedHealthcare plan is the one not returning in 2027?
I take several prescriptions. How do I know if a 2027 plan covers them?
Do I have to do anything if I am happy with my current UnitedHealthcare plan?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Long Beach
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (plan year 2026 and plan year 2027): UnitedHealthcare's plan counts, plan types, SNP counts, drug-coverage counts and year-over-year changes for Los Angeles County.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible and $41.33 national base beneficiary premium.
- Medicare.gov: the Annual Enrollment Period and Medicare Advantage Open Enrollment dates, and the Plan Finder tool for comparing plans by ZIP code, doctors and prescriptions.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.