Medicare Advantage

If your Long Beach Medicare Advantage plan sent a non-renewal letter, here is your next step

For 2027, Long Beach is looking at 124 Medicare Advantage plans: 26 new, 23 gone since 2026, and 61 still here but changed on premium, deductible, plan type or name, 23 of them under a new name. Below, how the lineup shifted in Los Angeles County and what to compare, with no plan ranked or recommended.

LONG BEACH, Calif. — If you open your mail this fall and find a letter saying your Medicare Advantage plan will not be offered in 2027, you are not alone, and you are not stuck. Long Beach is in Los Angeles County, where 23 Medicare Advantage plans on the 2026 lineup are not returning for 2027, according to the CMS Medicare Advantage Landscape Source Files for the two plan years. The letter in your mailbox — called a non-renewal notice — is the earliest signal, and it comes with rights most people do not know they have.

How to tell if your plan is one of them

Carriers are required to tell members in writing when a plan will not continue. The letter usually arrives in October and is often titled a "Plan Non-Renewal Notice" or "Notice of Plan Termination." It will name your plan, say coverage ends December 31, 2026, and explain your options.

If you are not sure whether you got one, check for mail from your insurer with the word "important" on the envelope, log in to your plan's member portal, or call the member services number on the back of your ID card. You can also look your plan up on medicare.gov using the Plan Finder or call 1-800-MEDICARE.

The Long Beach-area plans not returning in 2027

Below are the Medicare Advantage plans offered in Los Angeles County in 2026 that are not in the CMS 2027 file for the county, listed alphabetically by carrier. The table on this page shows every plan; this is the subset ending after 2026:

• Aetna (CVS Health): Aetna Medicare Eagle (PPO); Aetna Medicare Enhanced (PPO); Aetna Medicare Signature (PPO)
• Alignment Health Plan: Alignment Health Honor+ Plan (HMO); Alignment Health My Choice Select (HMO); Alignment Health the ONE (HMO)
• Astiva Health: Astiva Health Premier Plan (HMO)
• Centene (WellCare): Wellcare Giveback (HMO); Wellcare Health Net Dual Align (HMO D-SNP)
• Central Health Medicare Plan: Central Health Classic Care Plan I (HMO); Central Health Embrace Care Plan (HMO C-SNP); Central Health Embrace Choice Plan (HMO C-SNP); Central Health Jade Plan (HMO); Central Health Medicare Plan (HMO); Central Health Part B Savings Plan (HMO); Central Health Valor Care Plan (HMO)
• Champion Heath Plan: Champion Select (HMO-POS C-SNP)
• Kaiser Permanente: Kaiser Permanente Dual Complete South P1 (HMO D-SNP)
• Molina Healthcare of California: Molina Medicare Choice Care (HMO)
• SCAN Health Plan: SCAN Affirm partnered with Included LGBTQ+ Health (HMO); SCAN MyChoice (HMO)
• UnitedHealthcare: AARP Medicare Advantage from UHC CA-37 (HMO-POS)
• VillageHealth: VillageHealth (HMO-POS C-SNP)

If your plan is not on this list, it is expected to continue in 2027, though its benefits may change. Review the Annual Notice of Change (ANOC) your plan mails each fall for the specifics.

What happens if you do nothing

If your plan is on the not-returning list and you make no choice by December 31, 2026, you are not left without any coverage. On January 1, 2027, you are automatically returned to Original Medicare — Part A (hospital) and Part B (medical). You will use your red, white and blue Medicare card at the doctor's office.

Two things to know about that outcome:

• Original Medicare does not include prescription drug coverage. If you want Part D, you have to sign up for a stand-alone drug plan, or re-enroll in a Medicare Advantage plan that includes drug coverage.
• Original Medicare has no yearly out-of-pocket limit on its own. Many people pair it with a Medicare Supplement (Medigap) policy and a Part D plan to cover the gaps.

Your choices and your Special Enrollment Period

A plan non-renewal is one of the situations that opens a Special Enrollment Period (SEP). For members of a non-renewing plan, that SEP runs from December 8, 2026 through the end of February 2027. In other words, if you miss the December 7 Annual Enrollment deadline, you still have time.

During that window you can:

• Choose a different Medicare Advantage plan for 2027. Los Angeles County will have 124 plans from 20 carriers available for 2027, including 26 new plans. The full list is in the table on this page.
• Stay on Original Medicare and add a stand-alone Part D prescription drug plan.
• Stay on Original Medicare and apply for a Medicare Supplement (Medigap) policy. A plan non-renewal gives you a federal guaranteed-issue right to buy certain Medigap policies without medical underwriting, within set time limits. California has its own additional rules, so check with the California Department of Insurance for the state-level details that apply to you.

A few 2027 numbers worth knowing

Whatever path you choose, two Part D figures are set for 2027 and may affect your comparison:

• The Part D out-of-pocket cap is $2,400 in 2027 (up from $2,100 in 2026).
• The Part D maximum deductible is $700 in 2027 (up from $615 in 2026).

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes them later in the fall.