Medicare Advantage

Did Your Moreno Valley Advantage Plan Just Change?

Riverside County has 68 Medicare Advantage plans for 2027. Compared with 2026, 17 plans are not coming back, 14 are new, and 52 continuing plans changed in some way you should check before December 7, 20 of them under a new name. This guide covers what those numbers mean for Moreno Valley, not which plan to pick.

Medicare AdvantageMoreno Valley, CA

Moreno Valley, Calif. — If you have a Medicare Advantage plan in Moreno Valley, this fall's mail is worth opening carefully. The Centers for Medicare & Medicaid Services (CMS) has released the 2027 plan landscape, and Riverside County — which includes Moreno Valley — will see 17 plans leave after 2026, 14 new plans arrive, and 20 plans keep running under a new name. Another 32 continuing plans will differ from their 2026 version on premium, deductible, plan type or name, and 54 are continuing with no listed change.

The upshot: a lot of members here will get an Annual Notice of Change (ANOC) that reads differently than last year, and one carrier — Central Health Medicare Plan — will not offer plans in the county for 2027 at all.

What's happening in Moreno Valley for 2027

Moreno Valley sits in Riverside County, and Medicare Advantage availability is set at the county level. For 2026, Riverside County has 91 Medicare Advantage plans from 19 carriers. For 2027, that shifts to 68 plans from 18 carriers: some plans wind down, some show up new, and some just get a new name on the same card.

The table below lists every plan available in the county. What follows here is a plain-language guide to the changes so you can find your plan quickly.

Plans leaving after 2026

Seventeen plans will not be offered in Riverside County in 2027. If your plan is on this list, your coverage under it ends Dec. 31, 2026, and you will need to choose new coverage.

The non-renewing plans are: Alignment Health Honor+ Plan (HMO), Alignment Health My Choice Select (HMO), Alignment Health the ONE (HMO), Astiva Health Premier Plan (HMO), Wellcare Giveback (HMO), Central Health Classic Care Plan I (HMO), Central Health Embrace Care Plan (HMO C-SNP), Central Health Embrace Choice Plan (HMO C-SNP), Central Health Medicare Plan (HMO), Central Health Part B Savings Plan (HMO), Central Health Valor Care Plan (HMO), Champion Select (HMO-POS C-SNP), Humana Gold Plus H5619-148 (HMO), Kaiser Permanente Dual Complete South P1 (HMO D-SNP), Molina Medicare Choice Care (HMO), SCAN Affirm partnered with Included LGBTQ+ Health (HMO), and SCAN MyChoice (HMO).

Central Health Medicare Plan is the one carrier fully exiting the county. Its members will need to move to another carrier for 2027.

New plans for 2027

Fourteen plans are entering the Riverside County market for 2027: Aetna Medicare Chronic Care (HMO C-SNP), Alignment Health Honor Plus 060 (HMO), Astiva Health C-SNP Bloom (HMO C-SNP), Astiva Health C-SNP Fountain (HMO C-SNP), Champion Compass (HMO C-SNP), Champion Home (HMO C-SNP), Champion Secure (HMO C-SNP), Clever Care Breathe Select+ (HMO C-SNP), Clever Care Total Choice+ (HMO C-SNP), Humana Gold Plus H5619-191 (HMO), Imperial Flex (HMO C-SNP), SCAN Costco Medicare Advantage (HMO), SCAN Inclusive (HMO), and SCAN DaVita Dialysis Care (HMO-POS C-SNP).

Many of the new options are Chronic Condition Special Needs Plans (C-SNPs), which are built around specific conditions like diabetes, heart disease or lung disease. You only qualify for a C-SNP if you have the condition it covers.

Renamed plans — same plan, new label

Twenty plans are being renamed for 2027. The plan may look "new" in the mail even though it is the continuation of what you have today. Examples include several Aetna Medicare Prime and Signature plans, a long list of Alignment Health C-SNPs, Wellcare Health Net Dual Liberty (previously Wellcare Dual Liberty), two AARP Medicare Advantage from UnitedHealthcare plans, and SCAN DaVita Dialysis Care Complete (previously listed as VillageHealth).

A rename by itself does not force you to do anything. But CMS also flags 32 continuing plans as differing on premium, deductible, plan type or name compared to 2026 — so the safest move is still to read the ANOC. That is the letter your plan is required to send by Sept. 30 that spells out exactly what is changing.

What to do if your plan is leaving

If your Medicare Advantage plan is not renewing for 2027, CMS gives you a Special Enrollment Period (SEP) that runs from Dec. 8, 2026, through Feb. 28, 2027. During that window you can:

• Enroll in a different Medicare Advantage plan offered in Riverside County, or
• Return to Original Medicare (Parts A and B) and add a standalone Part D drug plan, and, if eligible, apply for a Medicare Supplement (Medigap) policy.

You can also make a change during the Annual Enrollment Period (AEP), Oct. 15 – Dec. 7, which is open to everyone with Medicare. If you enroll in a new Medicare Advantage plan during AEP, that coverage starts Jan. 1, 2027. And from Jan. 1 through March 31, the Medicare Advantage Open Enrollment Period lets anyone already in a Medicare Advantage plan make one switch — either to another Medicare Advantage plan or back to Original Medicare.

A few program facts worth knowing

Whether your plan is changing or not, some Medicare-wide rules are shifting:

• Part D out-of-pocket cap: $2,100 in 2026.
• Part D maximum deductible: $615.
• The old coverage gap ("donut hole") is gone as of 2025 — Part D now has three phases.
• The Medicare Prescription Payment Plan is available if you want to spread drug costs over the year in monthly amounts instead of paying at the pharmacy counter.
• IRMAA income-related surcharges for Part B and Part D start above $109,000 for single filers in 2026.

How to compare your options

Three no-cost resources will do most of the heavy lifting:

• Medicare.gov's Plan Finder lets you enter your ZIP code and prescriptions and see every plan available to you.
• 1-800-MEDICARE (TTY 1-877-486-2048) is open 24/7.
• California's SHIP program is called HICAP (Health Insurance Counseling and Advocacy Program). Riverside County residents can get free, unbiased one-on-one counseling by calling 1-800-434-0222.