Medicare Advantage
Wellcare's 2027 Medicare Advantage plans in Riverside: one dropped, one renamed
Riverside, Calif. — Fall 2026 is when Riverside County residents on Medicare get a look at what their plans will be like next year. For people who have (or are considering) a Wellcare Medicare Advantage plan, the 2027 picture in Riverside County is close to this year's — but not identical. Wellcare will offer four Medicare Advantage plans in the county for 2027, one fewer than it offers in 2026, and one of the plans carries a new name even though the coverage ID is the same.
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Key takeaways
- Wellcare will offer 4 Medicare Advantage plans in Riverside County for 2027 — all HMOs, all with drug coverage, and including 2 Special Needs Plans.
- One Wellcare plan available in 2026 is not returning for 2027, and one plan has been renamed; the Annual Notice of Change (ANOC) your plan mails you spells out what changed.
- The Annual Enrollment Period runs October 15 through December 7, 2026; any change you make takes effect January 1, 2027, and if you do nothing your current plan renews (if it is still offered) with its ANOC changes.
- Before you pick, check each plan against your own doctors and prescriptions on medicare.gov's Plan Finder or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Riverside County (2026) | 91 | CMS |
| Medicare Advantage plans offered in Riverside County (2027) | 88 | CMS |
| Plans not returning for 2027 / new for 2027 | 17 / 14 | CMS |
| Organizations offering Medicare Advantage in Riverside County (2026) | 19 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Riverside County | 63% | CMS |
| Residents age 65 and older, Riverside County | 382,888 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site; we are not Wellcare, Centene or Medicare. We publish this kind of city-level snapshot each fall so readers can see what their carrier is actually offering before the Annual Enrollment Period closes on December 7, 2026.
What Wellcare Medicare Advantage plans are offered in Riverside County for 2027?
For 2027, Wellcare offers 4 Medicare Advantage plans in Riverside County, the county Riverside sits in. All 4 are HMOs, all 4 include Part D prescription drug coverage, and 2 of the 4 are Special Needs Plans — one D-SNP (for people with both Medicare and Medi-Cal) and one C-SNP (for people with certain chronic conditions).
The full list, in alphabetical order, is in the table below. The plans are:
- Wellcare Health Net Dual Liberty (HMO D-SNP) — with drug coverage
- Wellcare Low Premium (HMO) — with drug coverage
- Wellcare Simple Focus (HMO) — with drug coverage
- Wellcare Specialty Simple (HMO C-SNP) — with drug coverage
CMS groups Wellcare under the parent company Centene. By federal rule, we can tell you the plans exist and what type they are, but we cannot quote premiums, copays, deductibles, networks, drug lists or star ratings here — those come from each plan's own documents and from medicare.gov.
What is new, renamed or not returning from Wellcare in Riverside for 2027?
Compared with 2026, Wellcare's Riverside County lineup has one plan not returning, zero brand-new plans, and one renamed plan for 2027.
The renamed plan is the D-SNP: what was called Wellcare Dual Liberty (HMO D-SNP) in 2026 appears for 2027 as Wellcare Health Net Dual Liberty (HMO D-SNP). A name change is not necessarily a benefits change, but it is a signal to read the ANOC closely for anything that did change.
If you are enrolled in the plan that is not returning, Wellcare and Medicare will send you a notice. You will have a Special Enrollment Period to pick another plan, in addition to the regular Annual Enrollment window.
How does Wellcare's lineup fit into the rest of Riverside County's Medicare Advantage market?
Wellcare is one of 18 carriers offering Medicare Advantage plans in Riverside County for 2027. Across all carriers, the county has 88 Medicare Advantage plans available next year, so Wellcare's four plans sit inside a much larger menu of HMOs, PPOs and Special Needs Plans from other insurers.
That matters because the "right" plan is the one that covers your doctors, your hospitals and your prescriptions at a cost you can live with — not the one with the biggest ad budget. If you want to compare Wellcare's plans against what other carriers in the county offer, the Medicare Plan Finder at medicare.gov lets you line them up side by side.
How do I check a Wellcare plan against my own doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Both are free, and both are the authoritative sources for plan details.
A short checklist that works for any Medicare Advantage plan, Wellcare or otherwise:
1. Doctors and hospitals. On medicare.gov, enter the plan name and your providers. Then confirm with the provider's office directly — networks can change mid-year. 2. Prescriptions. Enter each drug, dose and pharmacy into Plan Finder. The tool will show you the plan's formulary tier and your estimated yearly drug costs. 3. Special Needs Plan eligibility. A D-SNP requires Medicare plus Medi-Cal. A C-SNP requires a qualifying chronic condition. If you do not qualify, those two Wellcare plans are not options for you. 4. Read the ANOC. If you are already in a Wellcare plan, the Annual Notice of Change you received by the end of September describes exactly what is different for 2027.
What are the 2027 dates and dollar figures I need to know?
The Annual Enrollment Period runs October 15 through December 7, 2026. A plan choice made in that window takes effect January 1, 2027. If you do nothing and your plan is still offered next year, it renews automatically with the changes listed in its ANOC.
For 2027, CMS has published these Part D program figures:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input used across the program, not the premium any specific plan charges).
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of early fall 2026. CMS typically publishes those in November. The coverage gap (the old "donut hole") has been gone since 2025 — Part D now has three phases.
There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, if you enroll in a Medicare Advantage plan and want to switch to a different MA plan or go back to Original Medicare.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Riverside County
(MA penetration in Riverside County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Wellcare Medicare Advantage plans in Riverside County for 2027
CMS lists 4 Wellcare Medicare Advantage plans in Riverside County for 2027, alphabetically by carrier. 17 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Centene (WellCare) 4 plans | |||
| Wellcare Health Net Dual Liberty (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Wellcare Low Premium (HMO) | HMO | Yes | Returning |
| Wellcare Simple Focus (HMO) | HMO | Yes | Returning |
| Wellcare Specialty Simple (HMO C-SNP) | HMO C-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans in Riverside County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything during the Annual Enrollment Period if I like my Wellcare plan?
My Wellcare plan is the one that is not returning. What happens next?
How do I know if I qualify for the D-SNP or C-SNP?
Where can I compare Wellcare's plans with other carriers in Riverside County?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Riverside
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (CY2026 and CY2027): Wellcare's plan list, plan types, Special Needs Plan status, drug coverage, and the year-over-year comparison for Riverside County.
- Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, Plan Finder, and the 1-800-MEDICARE helpline.
- CMS 2027 Part D program parameters: the out-of-pocket cap, maximum deductible, and national base beneficiary premium for 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.