Medicare Advantage
Humana Medicare Advantage in Colorado for 2027: 17 Plans, County by County
DENVER — Colorado residents weighing Medicare Advantage for the coming year now have a clearer picture of what Humana will offer across the state. According to the CMS Medicare Advantage Landscape Source Files for CY2027, Humana is listing 17 Medicare Advantage plans in Colorado, part of a statewide field of 104 plans from 11 carriers. This article is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not Humana or any other insurance company.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Humana is offering 17 Medicare Advantage plans in Colorado for 2027, including 7 HMOs and 10 PPOs.
- Of those 17 plans, 16 include drug coverage and 4 are Dual Eligible Special Needs Plans (D-SNPs).
- Humana has 2 new plans for 2027 in Colorado and 4 plans that are not returning.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and choices made in that window take effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is Humana offering across Colorado for 2027?
Humana is listing 17 Medicare Advantage plans in Colorado for 2027, split into 7 HMOs and 10 PPOs, per the CMS Landscape file. Of those, 16 include Part D prescription drug coverage, and 4 are Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid. Humana is not listing any Chronic Condition SNPs (C-SNPs) or Institutional SNPs (I-SNPs) in the state for 2027.
For context, 11 carriers in total are offering Medicare Advantage in Colorado for 2027, with 104 plans statewide. Each plan is sold county by county, so a plan listed statewide may or may not be available where you live. The full plan list for Humana appears in the table on this page.
Which Humana plans reach the most Colorado counties for 2027?
The Humana plans with the widest county reach in Colorado for 2027 are the Humana Essentials Plus Giveback (PPO) renamed from H5216-435, and HumanaChoice SNP-DE H5216-267 (PPO D-SNP), each offered in 47 counties, according to the CMS Landscape file. Humana USAA Honor Giveback (PPO) is listed in 46 counties, HumanaChoice SNP-DE H7617-067 (PPO D-SNP) in 42, and HumanaChoice H5216-223 (PPO) in 40.
Several Humana Value Choice (PPO) listings and the Humana Dual Select H0028 D-SNPs appear in smaller county footprints — some in just 7 or 8 counties. The widest-reach plan still may not be sold in your specific county, so always confirm by ZIP code. The full county counts are in the table above.
What is new or not returning from Humana in Colorado for 2027?
Humana is adding 2 new Medicare Advantage plans in Colorado for 2027 and ending 4 plans that will not return, based on the CMS year-over-year Landscape comparison. The two new plans both appear under the Humana Total Complete (HMO) name, each listed in 3 counties.
A number of other 2027 listings are renames of 2026 plans — for example, several Humana Value Choice (PPO) entries carry a "renamed (was …)" note tying them to prior contract-plan IDs. A rename on paper can still mean changes to premiums, cost sharing, drug formularies, or provider networks, so if your current plan is marked as renamed, read the Annual Notice of Change (ANOC) your plan mails you.
If one of your current plans is among the 4 not returning in Colorado, Humana or Medicare will send you a non-renewal notice. You then have a Special Enrollment Period to choose another plan, in addition to the regular Annual Enrollment window.
How do I check whether a Humana plan is offered in my Colorado county and covers my doctors and drugs?
To confirm whether a specific Humana plan is offered in your Colorado county for 2027 — and whether it covers your doctors and prescriptions — use the Medicare Plan Finder at medicare.gov or call 1‑800‑MEDICARE (TTY 1‑877‑486‑2048), available 24/7. Enter your ZIP code to see the exact plans available where you live, since availability varies by county.
Three things worth checking before you decide:
- Doctors and hospitals: look up each provider in the plan's current directory, or call the provider's office and ask whether they take that specific Humana plan for 2027.
- Prescriptions: run every drug you take, at the dose you take, through the plan's formulary; a drug can be covered one year and tiered differently the next.
- Pharmacy: confirm your pharmacy is in network for the plan you're considering.
This site does not publish premiums, copays, benefits, networks, or star ratings. Those details come directly from the Medicare Plan Finder, 1‑800‑MEDICARE, or each plan's own Evidence of Coverage and provider and drug directories.
What should Colorado Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, Colorado beneficiaries should review their current coverage and compare it against the 2027 options available in their county. The Annual Enrollment Period runs October 15 through December 7, 2026, and the plan you pick takes effect January 1, 2027.
A practical checklist:
- Read the Annual Notice of Change from your current plan (mailed in September).
- Make a list of your doctors, hospitals, pharmacies, and prescriptions.
- Compare plans by ZIP code on medicare.gov.
- Save confirmation numbers for any enrollment or change you make.
If you take no action, in most cases your current plan rolls into its 2027 version — unless the plan is one that is not returning, in which case you'll need to pick a new plan.
Where can Colorado residents get free help with Medicare questions?
Colorado residents can get free, unbiased Medicare help from Medicare.gov and from 1‑800‑MEDICARE (TTY 1‑877‑486‑2048), which is staffed 24 hours a day, 7 days a week. The Medicare Plan Finder at medicare.gov lets you compare every Medicare Advantage and Part D plan available in your county side by side, and representatives at 1‑800‑MEDICARE can walk you through enrollment, disenrollment, and Special Enrollment questions.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Colorado for 2027
CMS lists 17 Humana Medicare Advantage plans across Colorado for 2027, alphabetically by carrier, widest county reach first. 10 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 17 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 47 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) | PPO D-SNP | Yes | 47 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 46 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) | PPO D-SNP | Yes | 42 |
| HumanaChoice H5216-223 (PPO) | PPO | Yes | 40 |
| Humana Value Choice (PPO) | PPO | Yes | 21 |
| Humana Value Choice (PPO) | PPO | Yes | 9 |
| Humana Total Complete (HMO) | HMO | Yes | 8 |
| Humana Value Choice (PPO) | PPO | Yes | 8 |
| Humana Value Choice (PPO) | PPO | Yes | 8 |
| Humana Dual Select H0028-078 (HMO D-SNP) | HMO D-SNP | Yes | 7 |
| Humana Dual Select H0028-079 (HMO D-SNP) | HMO D-SNP | Yes | 7 |
| Humana Essentials Plus Giveback (HMO) | HMO | Yes | 7 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 7 |
| Humana Total Complete (HMO) | HMO | Yes | 7 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Colorado break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans is Humana offering in Colorado for 2027?
How many of Humana's Colorado plans include drug coverage or are Special Needs Plans?
What if my current Humana plan is not returning in 2027?
Where can I compare Humana plans against other Colorado carriers?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the Humana Colorado plan counts, plan types, SNP counts, drug coverage count, and county-level availability.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison for new and non-returning plans and renames.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates and January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.