Medicare Advantage

Humana Medicare Advantage in Connecticut for 2027: 5 Plans, County by County

HARTFORD — Humana will offer five Medicare Advantage plans across Connecticut for 2027, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files. All five are PPO plans, four include Part D drug coverage, one is new for 2027, and none of Humana's 2026 Connecticut plans are being discontinued. This explainer, published by an independent Medicare education site that is not affiliated with the government or with any insurance carrier, walks through what the CMS data says and how a Connecticut reader can check what is actually available in their own county.

What is Humana offering across Connecticut for Medicare Advantage in 2027?

Humana is offering 5 Medicare Advantage plans in Connecticut for 2027, and all 5 are PPO plans, based on the CMS Landscape Source File for the coming plan year. Of those 5 plans, 4 include Part D prescription drug coverage and 1 does not. Humana is not offering any Special Needs Plans in Connecticut for 2027 — the CMS file lists zero Dual-Eligible SNPs (D-SNP), zero Chronic Condition SNPs (C-SNP), and zero Institutional SNPs (I-SNP) under the Humana group in the state.

Humana is one of 6 carriers offering Medicare Advantage in Connecticut for 2027. Across all carriers combined, CMS lists 48 Medicare Advantage plans statewide. The plan-by-plan list for Humana appears in the table on this page.

Which Humana Medicare Advantage plans have the widest county reach in Connecticut for 2027?

All five Humana Medicare Advantage plans in Connecticut for 2027 are listed by CMS as being offered in 5 counties, meaning each one has the same stated county footprint statewide. By widest reach, those plans are Humana USAA Honor Giveback (PPO), HumanaChoice Giveback H5216-138 (PPO), HumanaChoice Giveback H5216-476 (PPO), HumanaChoice H5216-288 (PPO), and HumanaChoice H5216-289 (PPO).

Four of these five plans include Part D drug coverage; Humana USAA Honor Giveback (PPO) is the one offered without drug coverage. The full plan table on this page shows the drug-coverage status and county footprint for each. Remember that CMS counts a plan county by county, so even plans with the same statewide reach can look different inside a particular ZIP code.

What is new or not returning for Humana in Connecticut for 2027?

For 2027 in Connecticut, Humana has 1 new Medicare Advantage plan and 0 plans not returning, according to the CMS year-over-year Landscape comparison. The new plan listed for 2027 is HumanaChoice Giveback H5216-476 (PPO), which the CMS file flags as a new offering with drug coverage.

Because no Humana plan in Connecticut is being discontinued for 2027, current Humana members in the state should not see their plan disappear from the Landscape file. That said, every Medicare Advantage plan can change its premiums, cost-sharing, provider network, and drug list from one year to the next, so the Annual Notice of Change (ANOC) your plan mails in September 2026 is the document to read before deciding whether to stay or switch.

How do I check whether a Humana plan is offered in my Connecticut county and covers my doctors and prescriptions?

To check whether a specific Humana plan is sold in your Connecticut county for 2027 and whether it covers your doctors and medications, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. The Plan Finder lets you enter your ZIP code, type in your prescriptions, and compare plans available where you live.

The CMS Landscape file shows the counties where each plan is offered statewide, but a plan listed for Connecticut may not be offered in every county, and some plans may serve only part of a county by ZIP code. For confirmation that a specific doctor, hospital, or pharmacy is in-network, and for the exact drug tier of a specific medication, check the plan's own provider directory, pharmacy directory, and Evidence of Coverage (EOC). Humana's member services line, printed on plan materials, can confirm these details directly.

What should Connecticut Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Connecticut beneficiaries who want to add, drop, or switch a Medicare Advantage or Part D plan for 2027 should finalize that choice; the Annual Enrollment Period runs October 15 – December 7, 2026, and the plan you pick takes effect January 1, 2027. If you take no action, your current plan generally continues into 2027 with whatever changes are described in its Annual Notice of Change.

A simple checklist for Annual Enrollment 2027:

• Read your current plan's ANOC, which arrives in September 2026.
• Make a list of your doctors, hospitals, pharmacies, and prescriptions.
• Compare plans available in your ZIP code on medicare.gov.
• Confirm network and drug coverage directly with the plan before enrolling.

There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, during which someone already in a Medicare Advantage plan can make one change.

Where can Connecticut readers get free help with Medicare questions for 2027?

Free, unbiased help with Medicare questions in Connecticut comes from Medicare itself: medicare.gov for the Plan Finder and plan documents, and 1-800-MEDICARE (TTY 1-877-486-2048) around the clock. These are federal resources and do not sell insurance.

For questions about Social Security, Part A and Part B enrollment, and Medicare premium withholding, contact the Social Security Administration at ssa.gov or 1-800-772-1213 (TTY 1-800-325-0778). Keep in mind that this education site is independent — it is not Medicare, not Humana, and not any other carrier.