Medicare Advantage

UnitedHealthcare Medicare Advantage in Connecticut for 2027: 8 Plans, County by County

HARTFORD, Conn. — For the 2027 plan year, UnitedHealthcare is offering 8 Medicare Advantage plans across Connecticut, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File. The lineup includes a mix of HMO-POS and PPO plans, several Special Needs Plans, and one plan without drug coverage. This explainer is published by an independent Medicare education site; it is privately owned and is not the federal government, is not affiliated with any government agency, and is not UnitedHealthcare or any other insurance carrier.

Because Medicare Advantage plans are offered county by county, a plan that appears on the statewide list may not be available where you live. The county-by-county details, along with premiums, copays, networks and formularies, come from the Medicare Plan Finder at medicare.gov, from 1-800-MEDICARE, or from each plan's own Evidence of Coverage and provider and drug directories.

What is UnitedHealthcare offering across Connecticut for 2027?

For 2027, UnitedHealthcare has 8 Medicare Advantage plans available somewhere in Connecticut, per the CMS Landscape Source File. The breakdown is 4 HMO-POS plans and 4 PPO plans. Within that total, 3 are Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid, and 1 is an Institutional Special Needs Plan (I-SNP) for people who meet an institutional level of care; there are no Chronic Condition SNPs (C-SNPs) from this carrier in the state for 2027.

Drug coverage: 7 of UnitedHealthcare's 8 Connecticut plans include Part D prescription drug coverage, and 1 is offered without drug coverage. For context on the broader market, CMS lists 6 Medicare Advantage carriers in Connecticut for 2027 — UnitedHealthcare and 5 others — for a total of 48 plans statewide.

Which UnitedHealthcare plans have the widest county reach in Connecticut for 2027?

All 8 of UnitedHealthcare's Connecticut plans for 2027 are listed in each of the state's 8 counties, according to the CMS Landscape Source File. The full plan-by-plan availability is shown in the table on this page, but the names on the 2027 list are:

• UHC Dual Complete CT-Q001 (PPO D-SNP)
• UHC Dual Complete CT-S001 (PPO D-SNP)
• UHC Dual Complete CT-S2 (PPO D-SNP)
• UHC Medicare Advantage CT-0001 (HMO-POS)
• UHC Medicare Advantage CT-0002 (HMO-POS)
• UHC Medicare Advantage CT-0003 (HMO-POS)
• UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)
• UHC Nursing Home Plan EX-F003 (PPO I-SNP)

Statewide availability in CMS filings means the plan is offered in each Connecticut county on paper; individual eligibility rules still apply. The D-SNPs require Medicaid eligibility, and the I-SNP requires meeting an institutional level of care. The "No Rx" plan is the one without Part D drug coverage.

What is new or not returning for 2027 from UnitedHealthcare in Connecticut?

For 2027 in Connecticut, UnitedHealthcare has 0 new Medicare Advantage plans and 0 plans that are not returning, based on a year-over-year comparison of the CMS MA Landscape Source Files for CY2026 and CY2027. In other words, the carrier's Connecticut lineup carries over from 2026 to 2027 at the plan-identifier level.

Even when a plan returns under the same name, specifics such as premium, cost sharing, drug list and provider network can change from one year to the next. The Annual Notice of Change (ANOC) that current members receive each fall is the document that spells out what, if anything, is different for the coming plan year.

How can I check whether a UnitedHealthcare plan is offered in my Connecticut county and covers my doctors and drugs?

To confirm availability and coverage in your Connecticut county for 2027, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24 hours a day, 7 days a week. These are the official sources that match plans to your ZIP code and let you enter your prescriptions and preferred pharmacies.

Three things are worth checking plan by plan:

1. County availability — the statewide list above does not guarantee a plan is sold in your specific county. 2. Provider network — ask the plan, or check its online directory, whether your primary care doctor, specialists and preferred hospitals are in-network. 3. Drug formulary — if you take prescriptions, confirm each one is on the plan's formulary and check any tier, quantity or prior authorization rules.

For Special Needs Plans, also confirm you meet the eligibility criteria (Medicaid status for a D-SNP, or an institutional level of care for an I-SNP).

What should Connecticut residents do before December 7, 2026?

Annual Enrollment 2027 runs October 15 – December 7, 2026, and any plan choice made during that window takes effect January 1, 2027. There is no need to rush; the deadline is simply the last day CMS accepts an Annual Enrollment election for the 2027 plan year.

A reasonable checklist for the weeks leading up to December 7, 2026:

• Read your ANOC if you are already in a Medicare Advantage or Part D plan.
• List your doctors, hospitals, pharmacies and prescriptions.
• Use medicare.gov's Plan Finder to compare plans available in your Connecticut county for 2027.
• Call 1-800-MEDICARE with questions, or contact a plan directly for its Evidence of Coverage.

Where can Connecticut residents get free help with Medicare questions?

The two free, official resources for Medicare questions in Connecticut are medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. Medicare.gov hosts the Plan Finder, the official plan documents and the enrollment tools; 1-800-MEDICARE can answer questions about eligibility, enrollment periods and how to compare plans in your county.

Because this site is independent and not affiliated with UnitedHealthcare, any other carrier or the government, we point readers to those federal sources for personal plan decisions.