Medicare Advantage

HealthSpring Medicare Advantage in Delaware for 2027: 3 Plans, County by County

DOVER, Del. — For the 2027 plan year, HealthSpring Medicare Advantage lists three plans across Delaware in the CMS Medicare Advantage Landscape files. Those plans sit alongside offerings from seven other carriers in the state, and because Medicare Advantage is sold county by county, a plan on the statewide list may or may not appear on your doorstep. This explainer, from an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what HealthSpring is putting on the shelf in Delaware for 2027 and how to confirm what is available where you live.

What is HealthSpring offering across Delaware for Medicare Advantage in 2027?

HealthSpring lists 3 Medicare Advantage plans across Delaware for 2027, according to the CMS Landscape files. That total breaks down as 2 HMOs and 1 PPO, and all 3 include drug coverage.

On the Special Needs Plan side, HealthSpring lists 0 Dual-Eligible SNPs (D-SNPs), 1 Chronic Condition SNP (C-SNP), and 0 Institutional SNPs (I-SNPs) in Delaware for 2027. SNPs serve narrower groups of beneficiaries — for example, people with a qualifying chronic condition — and eligibility rules apply.

CMS lists these plans under HealthSpring's parent organization, Health Care Service Corporation (HCSC), but they are marketed as HealthSpring plans and that is how you will find them. For context, 7 other carriers also offer Medicare Advantage in Delaware for 2027, and all carriers together list 38 plans statewide.

Which HealthSpring plans reach the most Delaware counties in 2027?

In Delaware for 2027, each of HealthSpring's three plans is listed in 1 county, so none has a wider statewide footprint than the others. The table on this page shows the full plan-by-plan view; in prose, the three plans by name are:

• HealthSpring Achieve (HMO C-SNP) — HMO C-SNP with drug coverage, offered in 1 county.
• HealthSpring Preferred (HMO) — HMO with drug coverage, new for 2027, offered in 1 county.
• HealthSpring True Choice (PPO) — PPO with drug coverage, offered in 1 county.

Because availability is county-specific, two neighbors in different Delaware counties can see entirely different plan menus from the same carrier.

What is new or not returning from HealthSpring in Delaware for 2027?

For 2027, HealthSpring has 1 new Medicare Advantage plan in Delaware — HealthSpring Preferred (HMO) — and its count of plans not returning is not available in the Landscape data, so treat it as none for this write-up.

If you are already enrolled in a HealthSpring plan for 2026, you should still receive an Annual Notice of Change (ANOC) in the fall of 2026. That document, mailed by the plan, is where year-over-year changes to your specific plan are spelled out. The CMS Landscape files are useful for seeing what is on the shelf; the ANOC and Evidence of Coverage are where the details for your plan live.

How do I check whether a HealthSpring plan is offered in my Delaware county and covers my doctors and drugs?

Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Enter your ZIP code and county, then your prescriptions and preferred pharmacies, and the tool will show which plans are actually sold where you live.

A few practical steps for Delaware residents comparing HealthSpring's 2027 plans:

• Confirm the plan is offered in your county. Of HealthSpring's three Delaware plans for 2027, each is listed in 1 county, so county-level checking matters.
• Check the plan's provider directory to see whether your doctors, specialists and preferred hospitals are in network. HMOs and PPOs handle out-of-network care differently.
• Check the plan's formulary (drug list) for each prescription you take, including the tier and any prior authorization or step therapy requirements.
• If you are looking at HealthSpring Achieve (HMO C-SNP), confirm you meet the chronic-condition eligibility rules for that SNP.

The Evidence of Coverage and the plan's own directories are the authoritative sources for benefits, cost-sharing and network details.

What should Delaware residents do before December 7, 2026?

Before December 7, 2026, review your current coverage against the 2027 options and, if you want to make a change, submit it during Annual Enrollment 2027 (October 15 – December 7, 2026). A choice made in that window takes effect January 1, 2027.

A short checklist:

• Read your 2026 plan's Annual Notice of Change when it arrives in the fall of 2026.
• Make a current list of your doctors, pharmacies and prescriptions.
• Run those details through the Medicare Plan Finder at medicare.gov to compare HealthSpring plans alongside the other carriers serving your county.
• If a plan interests you, request or download its Evidence of Coverage and provider directory before enrolling.

There is also a Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, for people already in a Medicare Advantage plan who want to switch once.

Where can Delaware beneficiaries get free help comparing 2027 Medicare Advantage plans?

Free, official help is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week, or use the Medicare Plan Finder and plan comparison tools at medicare.gov.

Those federal resources can confirm which HealthSpring plans — HealthSpring Achieve (HMO C-SNP), HealthSpring Preferred (HMO), and HealthSpring True Choice (PPO) — are offered in your Delaware county for 2027, and can show them next to the plans from the other 7 carriers in the state.