Medicare Advantage
Anthem Medicare Advantage in Florida for 2027: 52 Plans, County by County
TALLAHASSEE — Florida Medicare shoppers who want to see what Anthem Medicare Advantage is putting on the shelf for 2027 now have a clearer picture. According to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source File for contract year 2027, Anthem — which CMS groups under Elevance Health (Anthem) — is offering 52 Medicare Advantage plans across the state next year. This site is independent, privately owned, and is not the government, not affiliated with Medicare, and not affiliated with Anthem or any other carrier.
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Key takeaways
- Anthem is offering 52 Medicare Advantage plans in Florida for 2027, and every one of them includes drug coverage.
- Twenty-three of those 52 are Special Needs Plans: 9 D-SNPs for people with both Medicare and Medicaid, and 14 C-SNPs for people with qualifying chronic conditions.
- A plan listed statewide may not be sold in your county, so confirm county availability on the Medicare Plan Finder at medicare.gov before you decide.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make during it takes effect January 1, 2027.
What Anthem offers statewide for 2027
Across Florida for 2027, Anthem's 52 Medicare Advantage plans break down as 50 HMO plans and 2 HMO-POS plans. All 52 include Part D prescription drug coverage, so a shopper looking at Anthem will not need to separately pair a stand-alone drug plan with one of these.
Special Needs Plans make up a meaningful share of Anthem's Florida lineup. There are 9 Dual Eligible Special Needs Plans (D-SNPs) for people who qualify for both Medicare and Medicaid, and 14 Chronic Condition Special Needs Plans (C-SNPs) for people with specific qualifying conditions. Anthem is not offering any Institutional Special Needs Plans (I-SNPs) in Florida for 2027.
For context, CMS lists 23 other carriers also offering Medicare Advantage plans somewhere in Florida for 2027, with 560 plans across all carriers combined statewide. Anthem is one option among many; the point of this article is simply to describe what Anthem itself is bringing to the table.
Anthem's plans with the widest county reach
Plans are approved county by county, so "statewide" counts can be misleading. The on-page table lists each Anthem plan with the number of Florida counties it is approved in for 2027. A few plans show the broadest county footprint:
- Optimum Emerald Partial (HMO D-SNP), Simply Complete Platinum (HMO D-SNP), Simply Integrated Platinum (HMO D-SNP), and Freedom Medi-Medi Partial (HMO D-SNP) each appear in 24 counties.
- Freedom Savings Plan (HMO) is listed in 21 counties.
- Optimum Diamond Savings (HMO C-SNP) reaches 18 counties, while Freedom VIP Care (HMO C-SNP), Freedom VIP Savings (HMO C-SNP), and Freedom VIP Savings COPD (HMO C-SNP) are each in 16 counties.
Many other plans — including several HealthSun-branded HMOs and some Freedom Platinum and Optimum Gold variants — appear in just one to a handful of counties. Again, broader reach does not mean a plan is available where you live; the county list is what matters.
What's new or not returning
For 2027, Anthem is introducing 0 new Medicare Advantage plans in Florida. At the same time, 51 of its prior-year Florida plans are not returning for 2027. That is a substantial year-over-year reshaping of the lineup, drawn from the CMS MA Landscape Source Files for the current and coming plan years.
If you are already enrolled in an Anthem plan in Florida, the practical step is to open the Annual Notice of Change (ANOC) your plan mailed in late September 2026 and compare it to the 2027 Evidence of Coverage. If your current plan is among those not returning, you will need to pick a different plan for 2027 — either from Anthem or from another carrier — during the Annual Enrollment Period.
Checking whether a plan is offered in your county — and covers your doctors and prescriptions
Because availability is set county by county, the single most important check is whether the plan name you are interested in is actually offered in the Florida county where you live. The Medicare Plan Finder at medicare.gov will show you, by ZIP code and county, which Anthem plans are available for 2027 and which other carriers' plans are offered alongside them.
Three things worth confirming before you enroll in any plan:
1. County availability: enter your ZIP code on medicare.gov and confirm the exact plan name appears. 2. Provider network: check the plan's own online provider directory, or call the plan, to confirm that your doctors, hospitals, and specialists are in network for 2027. Networks can change from year to year. 3. Drug coverage: use the Plan Finder's drug entry tool, or the plan's 2027 formulary, to confirm each of your prescriptions is covered and to see which tier it sits on.
This article does not list premiums, copays, deductibles, benefits, star ratings, or networks for any Anthem plan. Those details belong in the Evidence of Coverage and on the Medicare Plan Finder, where they are kept current.
What to do before December 7
The Annual Enrollment Period runs from October 15 through December 7, 2026. A plan selection made during that window takes effect January 1, 2027. A simple checklist:
- Read your current plan's Annual Notice of Change if you already have Medicare Advantage or Part D.
- Make a short list of your doctors, your pharmacies, and your prescriptions (with doses).
- On medicare.gov, enter your ZIP code and your drugs, and look at the plans available in your county — Anthem's and others'.
- If you have questions, call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, available 24 hours a day, seven days a week.
- Enroll by December 7, 2026, for a January 1, 2027, start date.
Where to get free help
The two free, official sources are the Medicare Plan Finder at medicare.gov and 1-800-MEDICARE. Both can confirm which Anthem plans — and which plans from the 23 other carriers in Florida — are available in your specific county for 2027, and both can walk you through the enrollment steps.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Anthem Medicare Advantage plans in Florida for 2027
CMS lists 52 Anthem Medicare Advantage plans across Florida for 2027, alphabetically by carrier, widest county reach first. 23 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Elevance Health (Anthem) 52 plans | |||
| Freedom Medi-Medi Partial (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Optimum Emerald Partial (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Simply Complete Platinum (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Simply Integrated Platinum (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Freedom Savings Plan (HMO) | HMO | Yes | 21 |
| Optimum Diamond Savings (HMO C-SNP) | HMO C-SNP | Yes | 18 |
| Freedom VIP Care (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Optimum Diamond Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 14 |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | 8 |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Optimum Gold Rewards Plan (HMO) | HMO | Yes | 6 |
| Optimum Platinum Plan (HMO) | HMO | Yes | 6 |
| Freedom Medicare Plan Rx (HMO) | HMO | Yes | 5 |
| Freedom Medicare Plan Rx (HMO) | HMO | Yes | 5 |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | 5 |
| Optimum Diamond (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Optimum Diamond Rewards (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Optimum Diamond Rewards COPD (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | 4 |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | 4 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 4 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 4 |
| Freedom VIP Rewards (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Optimum Gold Rewards Plan (HMO) | HMO | Yes | 4 |
| Freedom Máximo (HMO-POS) | HMO-POS | Yes | 3 |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | 3 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 3 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 3 |
| HealthSun MediSun Extra (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| Optimum Gold Plan (HMO) | HMO | Yes | 3 |
| Optimum Gold Rewards Plan (HMO) | HMO | Yes | 3 |
| Simply Complete Platinum (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| Freedom Máximo (HMO-POS) | HMO-POS | Yes | 2 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 2 |
| Freedom VIP Rewards (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| HealthSun MediMax (HMO) | HMO | Yes | 2 |
| HealthSun VitalCare (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Optimum Gold Plus Plan (HMO) | HMO | Yes | 2 |
| Freedom Medi-Medi Full (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | 1 |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plan (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plan (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plan (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plus (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plus (HMO) | HMO | Yes | 1 |
| HealthSun HealthAdvantage Plus (HMO) | HMO | Yes | 1 |
| HealthSun VitalCare (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Optimum Emerald Full (HMO D-SNP) | HMO D-SNP | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans across Florida break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans is Anthem offering in Florida for 2027?
How many of Anthem's Florida plans are Special Needs Plans?
Does a plan listed here mean it is available in my county?
When do I need to decide by, and when does coverage start?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.