Medicare Advantage
Aetna Medicare Advantage in Florida for 2027: 62 Plans, County by County
TALLAHASSEE — Florida Medicare beneficiaries weighing their options for 2027 will see Aetna (which the federal Centers for Medicare & Medicaid Services groups as Aetna (CVS Health)) return to the state with 62 Medicare Advantage plans, according to the CMS Medicare Advantage Landscape Source Files for the coming plan year. The count reflects every Aetna plan available somewhere in Florida for 2027, counted once statewide. Because Medicare Advantage is sold county by county, a plan on the statewide list may or may not be available where you live.
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Key takeaways
- Aetna has 62 Medicare Advantage plans in Florida for 2027, and all 62 include drug coverage.
- 23 of those plans are D-SNPs and 10 are C-SNPs, designed for people with specific eligibility; Aetna lists no I-SNPs here for 2027.
- 8 Aetna plans are new for 2027 and 12 of its 2026 plans are not returning, so current members should re-check their plan.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make takes effect January 1, 2027.
This article is published by an independent Medicare education site. It is privately owned and is not the government, is not affiliated with the government, and is not Aetna or any other insurance carrier.
What Aetna offers statewide for 2027
Across Florida, Aetna's 62 plans break down as 45 HMO plans, 1 HMO-POS plan, and 16 PPO plans. Every one of the 62 includes Part D prescription drug coverage.
Within that total, Aetna offers 23 Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, and 10 Chronic Condition Special Needs Plans (C-SNPs) for people with qualifying chronic conditions. Aetna lists no Institutional Special Needs Plans (I-SNPs) in Florida for 2027. Special Needs Plans have their own eligibility rules, so not every shopper will qualify.
For context, 23 other carriers also offer Medicare Advantage plans in Florida for 2027, and all carriers combined offer 560 plans statewide. The table on this page lists every Aetna plan with its plan type, drug coverage status, and county reach.
Aetna's plans with the widest county reach
The plan on Aetna's Florida roster with the widest county footprint for 2027 is Aetna Medicare Eagle Giveback (PPO), listed in 34 counties. After that, Aetna Medicare Select Extra (HMO-POS) appears in 11 counties.
Several other plans show up across multiple counties, including various instances of Aetna Medicare Signature (PPO) and Aetna Medicare Signature Legacy (PPO) in the single digits of counties each, Aetna Medicare Premier (PPO) in 6 counties, and multiple Aetna Medicare Select (HMO) offerings in 1 to 6 counties apiece. On the Special Needs side, Aetna Medicare Full Dual Select (HMO D-SNP), Aetna Medicare Partial Dual Select (HMO D-SNP), Aetna Medicare QMB Only Select (HMO D-SNP), and Aetna Medicare Chronic Care (HMO C-SNP) each appear in several Florida counties, though no single Special Needs Plan here reaches more than 6 counties.
A wider county footprint does not mean a plan is better or worse — only that it is sold in more places. For the full list and county counts, see the plan table on this page.
What is new and what is not returning
Aetna has 8 plans that are new for 2027 in Florida. Among them are new instances of Aetna Medicare Chronic Care (HMO C-SNP), Aetna Medicare Partial Dual Select (HMO D-SNP), and Aetna Medicare Select Extra (HMO).
Aetna also has 12 plans from 2026 that are not returning for 2027. Separately, several plans carry new names for 2027. For example, multiple Aetna Medicare Dual Select (HMO D-SNP) plans have been renamed to Aetna Medicare Partial Dual Select (HMO D-SNP) or Aetna Medicare QMB Only Select (HMO D-SNP), one Aetna Medicare Select (HMO) is now listed as Aetna Medicare Select Care (HMO), and several Aetna Medicare Signature (PPO) plans are now listed as Aetna Medicare Signature Legacy (PPO) or Aetna Medicare Signature Extra (PPO).
If you are an Aetna member now, this is the year to open the Annual Notice of Change (ANOC) your plan mails in the fall. It will tell you if your plan is ending, has been renamed, or is changing for 2027.
Checking whether a plan is offered in your county — and covers your doctors and prescriptions
Because Medicare Advantage is sold county by county, the statewide list of 62 Aetna plans is a starting point, not a confirmation of what is available at your address. To check your own county, run your ZIP code through the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.
Once you see which Aetna plans are offered where you live, confirm two things before you enroll:
- Your doctors, hospitals, and other providers are in that specific plan's network for 2027. Check the plan's own provider directory, and call the office to confirm.
- Your prescriptions are on that specific plan's 2027 formulary at a pharmacy you can use. Check the plan's Evidence of Coverage and drug list.
Networks, formularies, and costs can change from year to year, even when a plan name stays the same.
What to do before December 7
The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. A plan selection made during that window takes effect January 1, 2027. A simple checklist:
- Read your current plan's Annual Notice of Change for 2027.
- Make a short list of your doctors, your prescriptions, and your preferred pharmacy.
- Use the Medicare Plan Finder at medicare.gov to see which plans — Aetna and others — are offered in your county.
- Compare each plan's own 2027 documents for costs, networks, and drug coverage.
- Enroll by December 7, 2026, if you decide to change.
If you take no action and your current plan is returning for 2027, you generally stay in it. If your plan is not returning, Medicare will send guidance about your options.
Where to get free help
Two no-cost resources are available to every Florida beneficiary:
- Medicare Plan Finder at medicare.gov, to compare every Medicare Advantage and Part D plan available at your ZIP code.
- 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, for personal questions about enrollment, eligibility, and plan details.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Aetna Medicare Advantage plans in Florida for 2027
CMS lists 62 Aetna Medicare Advantage plans across Florida for 2027, alphabetically by carrier, widest county reach first. 23 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 62 plans | |||
| Aetna Medicare Eagle Giveback (PPO) | PPO | Yes | 34 |
| Aetna Medicare Select Extra (HMO-POS) | HMO-POS | Yes | 11 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 7 |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | 7 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Aetna Medicare Premier (PPO) | PPO | Yes | 6 |
| Aetna Medicare QMB Only Select (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Aetna Medicare Select (HMO) | HMO | Yes | 6 |
| Aetna Medicare Select (HMO) | HMO | Yes | 6 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 6 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | 6 |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | 6 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Aetna Medicare Select (HMO) | HMO | Yes | 5 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 5 |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 4 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 4 |
| Aetna Medicare Select (HMO) | HMO | Yes | 4 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 4 |
| Aetna Medicare Select (HMO) | HMO | Yes | 3 |
| Aetna Medicare Select Extra (HMO) | HMO | Yes | 3 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | 3 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare QMB Only Select (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Aetna Medicare Select (HMO) | HMO | Yes | 2 |
| Aetna Medicare Select (HMO) | HMO | Yes | 2 |
| Aetna Medicare Select (HMO) | HMO | Yes | 2 |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Aetna Medicare QMB Only Select (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Aetna Medicare Select (HMO) | HMO | Yes | 1 |
| Aetna Medicare Select (HMO) | HMO | Yes | 1 |
| Aetna Medicare Select Care (HMO) | HMO | Yes | 1 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Aetna Medicare Advantage plans across Florida break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does Aetna offer in Florida for 2027?
Does Aetna offer Special Needs Plans in Florida for 2027?
If a plan is on Aetna's statewide list, can I enroll in it?
When do I need to decide for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.