Medicare Advantage

HealthSpring Medicare Advantage in Florida for 2027: 11 Plans, County by County

FLORIDA — HealthSpring will offer 11 Medicare Advantage plans across Florida for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File. The plans are listed under HealthSpring's parent organization, Health Care Service Corporation (HCSC), and every plan on the HealthSpring statewide list is a county-by-county offering, which means a plan appearing in state totals may or may not be available where you live.

This explainer is published by an independent Medicare education site. We are not the federal government, not affiliated with Medicare, and not HealthSpring or any other carrier. The counts below come straight from the CMS 2027 Landscape file for Florida.

What HealthSpring offers in Florida for 2027

Across the state, HealthSpring's 2027 lineup includes 11 HMO plans. All 11 include Medicare prescription drug coverage. There are no PPO plans in the HealthSpring Florida list for 2027.

Seven of the 11 plans are Special Needs Plans, all of them Dual Eligible Special Needs Plans (D-SNPs) for people enrolled in both Medicare and Medicaid. HealthSpring does not list any Chronic Condition SNPs (C-SNPs) or Institutional SNPs (I-SNPs) in Florida for 2027.

For context from the same CMS file, 23 other carriers also offer Medicare Advantage plans somewhere in Florida for 2027, and all carriers together list 560 plans statewide. HealthSpring is one carrier among many, and county availability varies plan by plan.

Plans with the widest county reach

The HealthSpring plans with the broadest Florida footprints for 2027, based on the CMS Landscape file, are shown in the full plan table on this page. At the top of that list is HealthSpring TotalCare (HMO D-SNP), offered in 13 Florida counties. Next come HealthSpring Preferred (HMO), with one version offered in 8 counties and another in 7, and HealthSpring TotalCare Plus (HMO D-SNP), offered in 7 counties in its widest version.

Several other HealthSpring plans — including additional versions of HealthSpring Preferred, HealthSpring TotalCare, HealthSpring TotalCare Plus, and HealthSpring Courage — are listed with smaller county counts, ranging from 2 to 6 counties. The full breakdown appears in the table rather than being repeated here.

A plan being on the statewide list does not guarantee it reaches your ZIP code. HealthSpring Courage (HMO), for example, is listed in 5 counties, and some D-SNP versions are listed in as few as 2. The only way to know for certain is to look up your county on the Medicare Plan Finder at medicare.gov.

What is new or not returning

For 2027, HealthSpring has 0 new plans in Florida compared with its 2026 lineup, based on the CMS year-over-year comparison. The CMS file does not provide a count of HealthSpring plans not returning for 2027, so none is stated here.

Even when a plan name carries forward, the specific contract and plan ID can change, and county footprints can shift. If you are currently enrolled in a HealthSpring plan, review the Annual Notice of Change (ANOC) your plan mails each fall. It will spell out any changes for 2027 to the plan you are in.

Checking whether a plan is offered in your county — and covers your doctors and drugs

Because Medicare Advantage is sold county by county, the practical first step is simple:

1. Go to medicare.gov and use the Medicare Plan Finder. 2. Enter your ZIP code and county. 3. Filter for Medicare Advantage plans and look for the HealthSpring plan name you are considering. 4. If it appears, open the plan details to review the specifics for your county.

For doctor and hospital questions, use the plan's provider directory. For prescriptions, check the plan's formulary (drug list), ideally with your current medications and dosages in hand. Both are posted by the carrier and are also referenced in the plan's Evidence of Coverage. Only those plan documents and the Medicare Plan Finder can tell you about premiums, deductibles, copays, networks, star ratings, and specific benefits — details that this article does not cover for any plan.

What to do before December 7

The Annual Enrollment Period for 2027 coverage runs October 15, 2026 through December 7, 2026. A choice made during that window takes effect January 1, 2027. A short checklist:

• Read your current plan's Annual Notice of Change if you have one.
• Make a list of your doctors, hospitals, pharmacies, and prescriptions.
• On medicare.gov, compare any HealthSpring plan you are considering against other Medicare Advantage and Original Medicare options available in your county.
• Confirm your providers are in-network and your drugs are on the formulary before you enroll.
• Note the December 7, 2026 deadline on your calendar so you have time to ask questions.

There is no need to rush. The window is set by CMS, and your decision applies to the full 2027 plan year, with limited exceptions such as the Medicare Advantage Open Enrollment Period that follows in early 2027.

Where to get free help

For unbiased, no-cost help:

• Visit medicare.gov to use the Plan Finder and read the official plan documents.
• Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week, including TTY service at 1-877-486-2048.

These resources can confirm whether a specific HealthSpring plan is offered in your county for 2027 and walk you through comparing it with other options.