Medicare Advantage

Jacksonville gets 15 new Medicare Advantage plans for 2027

Duval County has 87 Medicare Advantage plans for 2027. Compared with 2026, 18 plans are not coming back, 15 are new, and 48 continuing plans changed in some way you should check before December 7, 17 of them under a new name. This guide covers what those numbers mean for Jacksonville, not which plan to pick.

JACKSONVILLE, Fla. — Fall 2026. When the Annual Enrollment Period opens Oct. 15, Duval County shoppers will see 15 Medicare Advantage plans on the shelf that were not sold here a year ago. The federal Centers for Medicare & Medicaid Services (CMS) confirmed the 2027 lineup in its Landscape Source File, and the new plans come from 10 different carriers — a mix of standard HMOs and PPOs, Dual Eligible Special Needs Plans (D-SNPs), Chronic Condition SNPs (C-SNPs) and an Institutional SNP (I-SNP).

A "new" plan is not simply a renamed version of something you already have. It is a plan contract that did not exist in Duval County in 2026, so it has no local track record yet — no Star Rating history, no prior-year Annual Notice of Change to compare against. That makes the pre-Dec. 7 homework a little different from checking a plan you already know.

What "new for 2027" means in Duval County

Jacksonville is in Duval County, where CMS sets plan availability. For 2027, the Landscape file shows 87 Medicare Advantage plans offered in the county, 15 of them new. Separately, 18 plans from 2026 are not returning and 17 have been renamed (same underlying contract, different name — your ANOC will say so).

A new plan is a fresh contract or benefit package filed by a carrier. Because it has no prior year in this market, you cannot look up how it performed on CMS Star Ratings, and there is no prior-year Evidence of Coverage to compare. That is a program fact, not a reason to pick or skip a plan — but it does mean the only way to judge a new plan is to check its 2027 documents directly.

The 15 new Medicare Advantage plans in Jacksonville for 2027

Below are the plans CMS lists as new in Duval County for 2027, grouped alphabetically by carrier. Every one of them includes drug coverage. The table on this page shows the full 2027 roster; what follows is only what is new.

Align Senior Care (2 new plans)

• Premier Care (HMO I-SNP)
• Senior Care (HMO I-SNP)

Centene (WellCare) (2 new plans)

• Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)
• Wellcare Sunshine Health Dual Align (HMO D-SNP)

Devoted Health (1 new plan)

• DEVOTED GIVEBACK EXTRAS 107 FL (HMO)

Elevance Health (Anthem) (2 new plans)

• Simply Complete Platinum (HMO D-SNP)
• Simply Integrated Platinum (HMO D-SNP)

Florida Blue (1 new plan)

• BlueMedicare Patriot Plus (PPO)

Florida Blue HMO (1 new plan)

• BlueMedicare Premier Plus (HMO)

Florida Complete Care (1 new plan)

• Florida Complete Care-Duals VIP (HMO-POS D-SNP)

Gold Kidney Health Plan (1 new plan)

• Gold Heart & Diabetes Plus (HMO-POS C-SNP)

Humana (2 new plans)

• Humana Dual Integrated (PPO D-SNP)
• Humana Essentials Plus Giveback (PPO)

UnitedHealthcare (2 new plans)

• AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS)
• UHC Dual Complete FL-Y5 (HMO-POS D-SNP)

Special Needs Plans among the new ones

Several of the new Jacksonville plans are Special Needs Plans, which only accept people who meet the eligibility rules:

• D-SNP (Dual Eligible): for people who have both Medicare and Medicaid. Among the new 2027 plans, examples include Wellcare Sunshine Health Dual Access, Wellcare Sunshine Health Dual Align, Simply Complete Platinum, Simply Integrated Platinum, Florida Complete Care-Duals VIP, Humana Dual Integrated (PPO D-SNP) and UHC Dual Complete FL-Y5.
• C-SNP (Chronic Condition): for people with a qualifying chronic condition. The new Gold Heart & Diabetes Plus is a C-SNP.
• I-SNP (Institutional): for people who live in a long-term care setting or need that level of care. The two new Align Senior Care plans — Premier Care and Senior Care — are I-SNPs.

If you do not meet the SNP's eligibility criteria, you cannot enroll in that plan even if it is open for 2027.

How a brand-new plan is different from a renewing one

With a renewing plan, you can:

• Read the Annual Notice of Change you received by Sept. 30 and see exactly what is changing for 2027.
• Look up the plan's current Star Rating on medicare.gov.
• Call the member services line and ask about prior authorizations you have had approved.

With a new plan, none of that history exists. You can still see its 2027 premium, deductible, drug formulary, provider directory and Summary of Benefits on the Medicare Plan Finder when it refreshes for 2027 — but there is no multi-year track record yet. Treat the plan documents as the source of truth and read them before you enroll.

How to check any new plan against your doctors and drugs before Dec. 7

The same three-step check works for every plan on the list:

1. Go to medicare.gov/plan-compare. Enter your ZIP code and your 2026 drug list. The tool will show every 2027 Medicare Advantage plan available in Duval County, including the new ones above. 2. Check your prescriptions. Each plan has its own formulary (drug list) and tier structure. Make sure every medication you take is covered and look at the pharmacy network — a plan can cover a drug but charge more at a non-preferred pharmacy. 3. Check your doctors and hospitals. Click into the plan and search the provider directory for each physician and facility you use. Then call the office to confirm they will accept that specific plan for 2027, because directories can lag.

If you prefer the phone, 1-800-MEDICARE (TTY 1-877-486-2048) is open 24/7 and can walk through plans with you.

Dates and figures to keep in mind

• Annual Enrollment Period: Oct. 15 – Dec. 7, 2026. Changes take effect Jan. 1, 2027.
• Medicare Advantage Open Enrollment: Jan. 1 – March 31, 2027 (one switch allowed if you are already in an MA plan).
• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, are published by CMS later in the fall.

If you do nothing between now and Dec. 7, your current plan renews for 2027 if the carrier is still offering it — with whatever changes are described in your ANOC.