Medicare Advantage

Tampa's 2027 Medicare Advantage plans, carrier by carrier: the full roster

Hillsborough County has 124 Medicare Advantage plans for 2027. Compared with 2026, 29 plans are not coming back, 20 are new, and 51 continuing plans changed in some way you should check before December 7, 19 of them under a new name. This guide covers what those numbers mean for Tampa, not which plan to pick.

Medicare AdvantageTampa, FL

Tampa, Fla. — If you live in Tampa and you're weighing your Medicare Advantage options for 2027, the starting point is knowing what's actually on the shelf. This page pulls together every Medicare Advantage plan offered in the Tampa area for the 2027 plan year, grouped by the company that sells it, with the plan type and whether it includes drug coverage. Tampa is in Hillsborough County, and Medicare plan availability is set at the county level, so the roster below reflects what CMS lists for Hillsborough.

The full table on this page shows every plan. The write-up here walks you through how to read it.

How to read the roster

The table on this page is the CMS county-level list of Medicare Advantage plans offered in Hillsborough County for 2027. Each row shows the plan name, the carrier, the plan type (HMO, HMO-POS or PPO), and whether it includes prescription drug coverage. In Hillsborough, all 105 Advantage plans are MA-PD plans, meaning drug coverage is built in. There are 0 stand-alone Part D plans listed at the county level in this data set, because Part D is bundled into the Advantage plans here.

A few plan-type notes that help the list make sense:

• HMO plans generally ask you to use an in-network provider and pick a primary care doctor.
• HMO-POS (Point of Service) plans are HMOs that allow some out-of-network care under set rules.
• PPO plans usually let you see out-of-network providers, often at a higher cost share.
• SNP (Special Needs Plan) tags — D-SNP, C-SNP, I-SNP — mean the plan is limited to people who qualify: dual-eligibles (Medicare and Medicaid), people with certain chronic conditions, or people in an institutional setting.

The carriers offering Medicare Advantage in Hillsborough County

Eighteen carriers sell Medicare Advantage plans in the county for 2027. In alphabetical order:

• Aetna (CVS Health) — 10 plans (HMO, HMO-POS, PPO; 4 SNPs)
• Align Senior Care — 2 plans (HMO; 2 SNPs)
• American Health Advantage of Florida — 1 plan (HMO; 1 SNP)
• BayCare Health Plans — 3 plans (HMO)
• Blue Cross Blue Shield (HCSC) — 3 plans (HMO; 2 SNPs)
• Centene (WellCare) — 6 plans (HMO; 3 SNPs)
• Devoted Health — 10 plans (HMO, PPO; 5 SNPs)
• Doctors HealthCare Plans, Inc. — 3 plans (HMO; 2 SNPs)
• Elevance Health (Anthem) — 23 plans (HMO, HMO-POS; 16 SNPs)
• Florida Blue — 3 plans (PPO)
• Florida Blue HMO — 2 plans (HMO)
• Florida Complete Care — 3 plans (HMO, HMO-POS; 3 SNPs)
• Gold Kidney Health Plan — 4 plans (HMO-POS; 4 SNPs)
• Humana — 32 plans (HMO, PPO; 14 SNPs)
• Longevity Health Plan — 1 plan (HMO; 1 SNP)
• SECUR Health Plan — 3 plans (HMO; 3 SNPs)
• Solis Health Plans — 4 plans (HMO; 3 SNPs)
• Ultimate Health Plans — 5 plans (HMO; 4 SNPs)
• UnitedHealthcare — 15 plans (HMO-POS, PPO; 8 SNPs)

Every plan each carrier offers in the county is in the table below.

What the roster does not tell you

The county roster is an availability list. It does not show a plan's monthly premium, its drug deductible, what you'd pay for a primary care visit, which hospitals or doctors are in network, or its Medicare Star Rating. Those details change year to year and are set at the plan level.

To compare the specifics side by side, use the official Medicare Plan Finder at Medicare.gov. You can enter your ZIP code and your prescriptions, and it will show real numbers for each plan, including drug costs at pharmacies you actually use. For any plan you're seriously considering, also read the plan's Summary of Benefits and Evidence of Coverage — those are the binding documents.

A few 2027 program facts worth knowing

These apply nationally and affect any Medicare Advantage plan with drug coverage:

• The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. Once your covered drug spending reaches that, you pay $0 for covered drugs the rest of the year.
• The Part D deductible cannot exceed $615 in 2026 and $700 in 2027 (plans can set it lower).
• The old coverage gap ("donut hole") is gone as of 2025. Part D now has three phases: deductible, initial coverage and catastrophic.
• The Medicare Prescription Payment Plan is an option that lets you spread your yearly drug costs into monthly bills instead of paying at the pharmacy counter.
• IRMAA — the income-based Part B and Part D surcharge — starts above $109,000 in income for single filers in 2026.

Key dates for Tampa enrollees

• October 15 – December 7: Medicare Annual Enrollment Period. You can join, switch or drop a Medicare Advantage or Part D plan. Changes take effect January 1.
• January 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in an Advantage plan, you can switch to another Advantage plan or go back to Original Medicare (and add a Part D plan).

If you miss these windows, you may still qualify for a Special Enrollment Period — for example, if you move out of your plan's service area, lose other coverage, or become eligible for Medicaid or Extra Help.