Medicare Advantage

Before You Pick a 2027 Plan: Fulton County C-SNP Rules

For 2027, Atlanta is looking at 90 Medicare Advantage plans: 9 new, 16 gone since 2026, and 29 still here but changed on premium, deductible, plan type or name, 9 of them under a new name. Below, how the lineup shifted in Fulton County and what to compare, with no plan ranked or recommended.

ATLANTA — Fall 2026 is when Fulton County residents on Medicare get to look at next year's Chronic Condition Special Needs Plans (C-SNPs) and decide whether one fits. For plan year 2027, nine C-SNPs are offered in the county, from five carriers, according to the CMS Medicare Advantage Landscape Source File. Some are returning, some are new, and one has been renamed — details that matter if you or a family member lives with a qualifying condition.

The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027. If you have a qualifying chronic condition, you may also have a Special Enrollment Period that lets you join a C-SNP outside that window.

What a C-SNP is, in plain terms

A Chronic Condition Special Needs Plan is a Medicare Advantage plan built for people living with a specific long-term health condition — for example, diabetes, heart failure or end-stage renal disease. Like any Medicare Advantage plan, a C-SNP bundles Part A and Part B, and the C-SNPs offered in Fulton County for 2027 all include Part D drug coverage.

What sets a C-SNP apart is that enrollment is limited. You can only join if you have the chronic condition the plan is designed around, and a provider has to confirm that diagnosis. The plan's care team, drug list and provider network are usually shaped around managing that condition.

How many C-SNPs are offered in Fulton County for 2027

Atlanta is in Fulton County, where Medicare plan availability is set. For 2027, CMS lists 9 C-SNPs among the Medicare Advantage plans available in the county. For context, there are also 24 Dual Eligible SNPs (D-SNPs, for people with both Medicare and Medicaid) and 5 Institutional SNPs (I-SNPs) in the county — different plan types with different rules.

The nine C-SNPs come from five carriers:

• Aetna (CVS Health) — 1 C-SNP
• Devoted Health — 3 C-SNPs
• Elevance Health (Anthem) — 1 C-SNP
• Humana — 3 C-SNPs
• UnitedHealthcare — 1 C-SNP

The table on this page lists every plan in full.

The 2027 C-SNP lineup in Fulton County

Listed alphabetically by carrier, the C-SNPs available for 2027 are:

• Aetna (CVS Health): Aetna Medicare Chronic Care (HMO C-SNP)
• Devoted Health: DEVOTED C-SNP CHOICE ENHANCED 015 GA (PPO C-SNP) — renamed (previously DEVOTED C-SNP CHOICE PREMIUM 015 GA); DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 GA (PPO C-SNP) — new for 2027; DEVOTED C-SNP CHOICE PLUS 016 GA (PPO C-SNP)
• Elevance Health (Anthem): Anthem Kidney Care (HMO-POS C-SNP)
• Humana: Humana Kidney Care (PPO C-SNP) — new for 2027; Humana Kidney Care (PPO C-SNP) — new for 2027; HumanaChoice - Diabetes and Heart (PPO C-SNP)
• UnitedHealthcare: UHC Complete Care Support GS-1A (Regional PPO C-SNP)

A plan name sometimes signals the condition it serves (for example, "Kidney Care" or "Diabetes and Heart"). For plans whose names don't say, you'd need to check the plan's Evidence of Coverage or the Medicare Plan Finder to see which qualifying condition applies.

Enrolling in a C-SNP: the diagnosis step

Unlike a standard Medicare Advantage plan, you can't just enroll in a C-SNP during the Annual Enrollment Period and be done. The plan has to confirm you actually have the qualifying chronic condition. In practice, that usually means a form your doctor or another provider signs, verifying the diagnosis. If the plan can't verify it within a set window after you enroll, your coverage can end.

If you already have the condition and medical records to show it, this step is routine — but it is a step, so leave yourself time.

The Special Enrollment Period for a qualifying condition

You don't have to wait for the Annual Enrollment Period to join a C-SNP. People with a qualifying chronic condition generally get a Special Enrollment Period they can use once to enroll in a C-SNP that serves their condition. That SEP ends when you make the enrollment, so it's a one-time door, not an always-open one. Rules around switching between C-SNPs or dropping one are different, so check medicare.gov or call 1-800-MEDICARE before you make a change.

What's changing in Fulton County for 2027

Across all 2027 Medicare Advantage plans in the county (not just C-SNPs), CMS data shows 16 plans that are not returning, 9 new plans, and 9 renamed plans. Among the C-SNPs specifically, two Humana Kidney Care (PPO C-SNP) plans and the Devoted Health DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 GA (PPO C-SNP) are new for 2027, and the Devoted Health DEVOTED C-SNP CHOICE ENHANCED 015 GA (PPO C-SNP) was renamed from DEVOTED C-SNP CHOICE PREMIUM 015 GA.

If you're already in a C-SNP, you don't have to do anything to stay enrolled — your plan will renew if it's offered next year. The Annual Notice of Change (ANOC) your plan mails in the fall lists what's different for 2027, including any changes to your drug list, costs or provider network.

Program-level numbers worth knowing

A few 2027 figures CMS has already announced apply to any Medicare drug plan, including the Part D coverage inside C-SNPs:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026)
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026)

The 2027 Part B standard premium, Part B deductible and IRMAA income brackets have not been announced yet. CMS typically releases them later in the fall.