Medicare Advantage

Georgia Medicare Advantage Plans for Chronic Conditions in 2027: 16 C-SNPs

ATLANTA — Georgians living with a serious long-term illness will have 16 Chronic Condition Special Needs Plans (C-SNPs) to consider for 2027, drawn from the 161 Medicare Advantage plans listed statewide in the CMS Medicare Advantage Landscape Source Files for the coming plan year. These plans are designed for people whose Medicare needs are shaped by a specific chronic condition, and they are offered county by county, so what shows up on your doorstep depends on where you live.

Chronic-condition plansGeorgia

What a C-SNP is, and who qualifies

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan built around a specific long-term health condition. To enroll, you must have Medicare Parts A and B, live in the plan's service area, and have the qualifying chronic condition the plan is designed for. CMS requires that the condition be verified by your provider — typically through a form the plan sends to your doctor after you apply. If the condition cannot be verified, you won't be able to stay enrolled in the C-SNP.

Each C-SNP also includes Part D prescription drug coverage, and all 16 Georgia C-SNPs for 2027 are listed with drug coverage included.

The statewide count and the carriers offering them

For 2027, Georgia's 16 C-SNPs come from six carriers (listed here alphabetically, with the number of C-SNPs each offers statewide):

• Aetna (CVS Health) — 1
• BlueCross BlueShield of Tennessee — 1
• Devoted Health — 7
• Elevance Health (Anthem) — 1
• Humana — 3
• UnitedHealthcare — 3

The full plan-by-plan breakdown, including county counts and plan types (HMO, HMO-POS, PPO, Regional PPO), is in the tables rendered on this page. For context, the other Special Needs Plan categories on the Georgia landscape for 2027 are Dual Eligible SNPs (D-SNPs), with 39 plans, and Institutional SNPs (I-SNPs), with 7.

Devoted Health's lineup includes several renamed plans — the "DEVOTED C-SNP CHOICE ENHANCED" plans (015, 017, and 018 GA) were previously the "DEVOTED C-SNP CHOICE PREMIUM" plans with the same numbers. Devoted also lists three new C-SNPs for 2027 under the "DEVOTED C-SNP CHOICE GIVEBACK EXTRAS" name (019, 020, and 021 GA). Humana has two new Humana Kidney Care (PPO C-SNP) entries for 2027. "New" and "renamed" here refer to the plan listing in the CMS landscape, not to a judgment about the plan itself.

The conditions named in the plan names

C-SNPs are only allowed to say they serve a specific condition if their plan name says so. Based strictly on the plan names in the 2027 landscape, these conditions are referenced:

• Heart and diabetes together: BlueAdvantage Total Heart and Diabetes (PPO C-SNP) from BlueCross BlueShield of Tennessee, and HumanaChoice - Diabetes and Heart (PPO C-SNP) from Humana.
• Kidney disease: Anthem Kidney Care (HMO-POS C-SNP) from Elevance Health (Anthem), and the two Humana Kidney Care (PPO C-SNP) listings.

Several other plans in the lineup — including Aetna Medicare Chronic Care, the Devoted "CHOICE" plans, and the UnitedHealthcare "Complete Care" plans — do not name a specific condition in the plan title, so this article does not assign one to them. The condition each of those plans serves is spelled out in that plan's own materials, including the Evidence of Coverage.

The Special Enrollment Period for people with a qualifying condition

The Annual Enrollment Period for 2027 Medicare Advantage and Part D coverage runs October 15 – December 7, 2026, and choices made during that window take effect January 1, 2027. That's the main time most people switch plans.

People with a qualifying chronic condition have an added option: Medicare offers a Special Enrollment Period (SEP) that lets you enroll in a C-SNP designed for your condition once you have the diagnosis, outside the standard AEP. This SEP generally lasts as long as you have the qualifying condition and remain eligible. If you later lose eligibility — for example, if the condition is resolved — Medicare provides a separate window to move to another plan. The current rules for enrollment periods are posted on medicare.gov.

Checking a plan in your county

Statewide totals matter less than what's actually available where you live. The "offered in X counties" figure in the data tells you how broadly a plan is listed across Georgia's 159 counties, but it does not tell you whether it reaches your ZIP code. A plan listed in only a few counties may or may not include yours; a plan listed in most counties likely will, but you still need to confirm.

The reliable way to check:

1. Go to Medicare.gov and use the Plan Finder. 2. Enter your ZIP code and, when prompted, filter for Special Needs Plans / Chronic Condition SNPs. 3. Review each plan's Summary of Benefits and Evidence of Coverage for the specifics — premium, deductible, cost sharing, drug formulary, provider directory, and star rating — none of which are listed in this article. 4. Call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7, to confirm what you find.

Free help

Help with Medicare choices is free from official sources. Medicare.gov hosts the Plan Finder and the current enrollment-period rules. 1-800-MEDICARE can walk you through eligibility, enrollment windows, and how to compare the plans available in your county. For plan specifics — benefits, networks, drug lists, and costs — the plan's own Evidence of Coverage and provider and pharmacy directories are the authoritative sources.