Medicare Advantage

Louisiana Medicare Advantage Plans for Chronic Conditions in 2027: 17 C-SNPs

BATON ROUGE — Louisiana will have 17 Chronic Condition Special Needs Plans (C-SNPs) in 2027, part of the 124 Medicare Advantage plans counted statewide in the federal Medicare Advantage Landscape files for the coming plan year. These specialized plans are built around a specific chronic illness, and they sit alongside 34 Dual Eligible Special Needs Plans (D-SNPs) and 3 Institutional Special Needs Plans (I-SNPs) in the state.

For readers sorting through their options during Annual Enrollment 2027 — the window that runs October 15 through December 7, 2026, with coverage starting January 1, 2027 — here is what the CMS data shows about C-SNPs across Louisiana, who qualifies, and how to confirm what is actually available in your parish.

What is a C-SNP in Louisiana and who qualifies for one in 2027?

A C-SNP is a type of Medicare Advantage plan limited to people who have a specific chronic condition — such as diabetes or a cardiovascular disorder — that a treating provider confirms in writing. In Louisiana for 2027, enrollment is open only to people who have Medicare Parts A and B, live in the plan's service area, and meet that condition requirement.

Because eligibility hinges on a medical verification, a C-SNP is not a general-purpose plan. If the condition cannot be confirmed, the plan cannot keep the member enrolled. That is the trade-off for a plan designed around a particular diagnosis.

How many C-SNPs are offered in Louisiana for 2027, and which carriers offer them?

Louisiana has 17 C-SNPs for 2027, offered by four carriers: Aetna (CVS Health) with 1 plan, Devoted Health with 8, Humana with 2, and UnitedHealthcare with 6. Those 17 are a subset of the 124 Medicare Advantage plans the CMS Landscape file lists statewide for the year.

The full plan-by-plan breakdown appears in the tables on this page, including plan type (HMO, HMO-POS, or PPO), whether drug coverage is included, and the number of parishes each plan is offered in. Every C-SNP listed for Louisiana in 2027 includes Part D drug coverage.

Several Devoted Health plans were renamed for 2027 — for example, DEVOTED C-SNP CHOICE ENHANCED 012 LA (PPO C-SNP) was previously DEVOTED C-SNP CHOICE PREMIUM 012 LA — and others are new for the coming year, including multiple DEVOTED C-SNP CHOICE GIVEBACK EXTRAS plans, additional Peoples Health Complete Care plans from UnitedHealthcare, and one Humana Gold Plus - Diabetes and Heart plan.

Which chronic conditions are named in Louisiana C-SNP plan names for 2027?

Only one of the 17 Louisiana C-SNPs names its qualifying condition directly in the plan name: Humana Gold Plus - Diabetes and Heart (HMO C-SNP), which appears twice in the 2027 file as two separately filed plans serving different parish footprints. Those plan names identify diabetes and cardiovascular conditions.

The other C-SNPs — including the Aetna Medicare Chronic Care plan, the Devoted Health C-SNP CHOICE lineup, and the Peoples Health Complete Care C-SNPs from UnitedHealthcare — do not state a condition in the plan name itself. To find out which condition each one is approved for, check the plan's materials on medicare.gov or call the carrier directly before applying.

Is there a Special Enrollment Period for people with a qualifying condition in Louisiana?

Yes. Medicare offers a Special Enrollment Period (SEP) that lets people who have a qualifying chronic condition enroll in a C-SNP outside the Annual Enrollment 2027 window. In Louisiana, that means a person newly diagnosed with a qualifying condition, or someone who already has one and wants to switch into a C-SNP, generally does not have to wait until October 15, 2026 to make a move.

The SEP has its own rules, and the condition must be verified by a provider. Medicare.gov and 1-800-MEDICARE can walk through whether a specific situation qualifies and how the paperwork works.

How do I check whether a Louisiana C-SNP is offered in my parish for 2027?

Enter your ZIP code into the Plan Finder at medicare.gov to see which 2027 plans are actually sold in your parish. The 17 C-SNPs counted statewide are each offered in a different number of parishes — some in only a handful, others in dozens — so the statewide list is not a shopping list for any single address.

For context, among Louisiana C-SNPs for 2027, parish footprints in the CMS file range from 2 parishes for the Aetna Medicare Chronic Care (HMO C-SNP) and one of the Humana Gold Plus - Diabetes and Heart (HMO C-SNP) listings, up to 50 parishes for one of the Peoples Health Complete Care Support (HMO-POS C-SNP) listings. Devoted Health's Louisiana footprints run from 4 to 17 parishes depending on the plan. Your parish may or may not be inside a given plan's service area, which is why the ZIP-code check matters.

Specifics about costs, provider networks, pharmacy networks, and extra benefits come from each plan's official Evidence of Coverage and directories, not from the Landscape file.

Where can Louisiana readers get free help comparing 2027 Medicare plans?

Two free federal resources are available year-round. Medicare.gov hosts the Plan Finder, which shows every 2027 plan available at a given ZIP code with premiums, drug coverage details, and star ratings pulled directly from the plan's filings. And 1-800-MEDICARE (TTY 1-877-486-2048) is staffed 24 hours a day, seven days a week, and can answer questions about eligibility, enrollment windows, and how a C-SNP's condition verification works.

Neither resource sells insurance, and both are free to use as many times as needed during Annual Enrollment 2027.