Medicare Advantage

HealthSpring Medicare Advantage in Georgia for 2027: 20 Plans, County by County

ATLANTA — For Georgians weighing Medicare Advantage choices for 2027, HealthSpring is one of 12 carriers offering plans in the state next year. According to CMS Medicare Advantage Landscape Source Files for CY2027, HealthSpring — listed by CMS under its parent organization, Health Care Service Corporation (HCSC) — will offer 20 Medicare Advantage plans across Georgia. This explainer walks through what the carrier is bringing to the state, how to check if a specific plan reaches your county, and what to do before the Annual Enrollment Period closes December 7, 2026. This site is independent; it is not the government, not affiliated with Medicare, and not the carrier.

What HealthSpring is offering in Georgia for 2027

Statewide, HealthSpring's CY2027 Medicare Advantage footprint in Georgia looks like this, drawn directly from the CMS Landscape file:

• Total plans: 20
• Plan types: 18 HMO, 2 PPO
• Special Needs Plans: 4 D-SNPs; 0 C-SNPs; 0 I-SNPs
• Plans with Part D drug coverage: 20

For context, CMS lists 12 carriers offering Medicare Advantage in Georgia for 2027, totaling 161 plans across the state. HealthSpring's 20 plans are one slice of that larger field.

Georgians who qualify for both Medicare and Medicaid will see four D-SNP options in HealthSpring's lineup — the TotalCare and TotalCare Plus plans — alongside the carrier's non-SNP HMO and PPO offerings. Eligibility rules for a D-SNP are separate from standard Medicare Advantage enrollment, and prospective members typically need to confirm their Medicaid status.

HealthSpring plans with the widest county reach

HealthSpring's plans vary widely in how many Georgia counties they serve. The full plan-by-plan breakdown appears in the table on this page; a few highlights, based on county counts in the CMS CY2027 Landscape file:

• HealthSpring TotalCare (HMO D-SNP) and HealthSpring TotalCare Plus (HMO D-SNP) each have a service area listed in 42 Georgia counties for one of their benefit packages.
• HealthSpring True Choice (PPO) is also listed in 42 counties for one of its two offerings.
• Among the non-SNP HMOs, HealthSpring Preferred Savings (HMO) reaches 17 counties in its widest configuration, and HealthSpring Preferred (HMO) reaches 13.
• Narrower-footprint plans include HealthSpring Courage (HMO), listed in 3 counties.

Because Medicare Advantage is sold county by county, two plans sharing a name can have different service areas and different benefit designs. The table on this page shows each plan separately with its 2027 county count.

What's new or not returning for 2027

CMS files show 0 plans new to the HealthSpring Georgia lineup for 2027. The count of HealthSpring plans not returning for 2027 is not available in the data provided, so none is stated here. If you are currently enrolled in a HealthSpring plan, your carrier is required to send an Annual Notice of Change (ANOC) in the fall of 2026 describing any changes to your specific plan for the coming year — including whether the plan itself is being renewed in your county.

Checking whether a plan is offered in your county — and covers your doctors and drugs

A statewide plan count is a starting point, not a verdict on your options. To confirm what's actually available to you:

1. Go to the Medicare Plan Finder at medicare.gov and enter your ZIP code (and county, if prompted). The tool will show only the plans sold where you live. 2. Call 1-800-MEDICARE (1-800-633-4227), available 24/7, for the same information by phone. 3. Once you have narrowed to specific HealthSpring plans, check the plan's Evidence of Coverage, provider directory, and formulary (drug list) to see whether your doctors, hospitals, and prescriptions are included. These documents come from the plan itself.

This matters because plan benefits, networks, formularies, cost-sharing, and star ratings are not covered in this article — they vary plan by plan and change year to year, and the authoritative source for each is Medicare.gov or the carrier's own plan documents.

What to do before December 7, 2026

The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. Any new enrollment or plan change made during that window takes effect January 1, 2027. A practical checklist:

• Read the ANOC from your current plan when it arrives in the fall of 2026.
• Make a short list of your current doctors, hospitals, pharmacies, and prescriptions, with dosages.
• Use the Medicare Plan Finder to compare plans available in your county for 2027, including HealthSpring's offerings and those of the other 11 carriers in Georgia.
• If you qualify for both Medicare and Medicaid, ask specifically about D-SNP options — HealthSpring offers four in Georgia for 2027.
• Confirm your choice is submitted by December 7, 2026.

If you miss the AEP, you may still have options through a Special Enrollment Period if you qualify (for example, a move, a loss of other coverage, or a change in Medicaid status), or through the Medicare Advantage Open Enrollment Period from January 1 – March 31, 2027, which has its own rules.

Where to get free help

Two no-cost resources can answer plan-specific questions:

• Medicare.gov — the Plan Finder tool shows every plan available by ZIP code, including HealthSpring's 2027 plans, with full plan documents.
• 1-800-MEDICARE (1-800-633-4227) — available 24 hours a day, 7 days a week, including in Spanish and other languages through interpreters.