Medicare Advantage
Humana Medicare Advantage in Hawaii for 2027: 6 Plans, County by County
HONOLULU — Humana will offer 6 Medicare Advantage plans across Hawaii for the 2027 plan year, according to the Centers for Medicare & Medicaid Services Landscape Source File. The lineup includes 1 HMO and 5 PPOs, with 5 of the 6 plans including Part D prescription drug coverage. This article is published by an independent Medicare education site; it is not the government, not affiliated with the government, and not affiliated with Humana or any other carrier.
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Key takeaways
- Humana lists 6 Medicare Advantage plans statewide in Hawaii for 2027, and a plan listed statewide may not be sold in every county.
- 5 of Humana's 6 Hawaii plans for 2027 include Part D drug coverage, and 1 is offered without drug coverage.
- Humana has 0 new plans and 0 non-returning plans in Hawaii for 2027, with several plans carrying new names.
- Annual Enrollment 2027 runs October 15 – December 7, 2026, and choices made in that window take effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is Humana offering across Hawaii for 2027?
Humana is offering 6 Medicare Advantage plans in Hawaii for the 2027 plan year, based on the CMS Landscape Source File. The breakdown is 1 HMO and 5 PPOs. None of these are Special Needs Plans: Humana lists 0 D-SNPs, 0 C-SNPs, and 0 I-SNPs in the state for 2027. Of the 6 plans, 5 include Part D prescription drug coverage and 1 does not.
For context, 6 other carriers are also offering Medicare Advantage in Hawaii for 2027, and all carriers combined list 46 plans statewide. Because Medicare Advantage is sold county by county, the number of plans actually available to any one resident is smaller than the statewide count.
Which Humana plans have the widest county reach in Hawaii for 2027?
Each of Humana's 6 Hawaii plans for 2027 is listed in 3 counties, according to the CMS Landscape Source File. The plans, by name, are:
- Humana Essentials Plus Giveback (PPO) — with drug coverage; renamed from Humana USAA Honor Giveback with Rx (PPO)
- Humana Total Complete (HMO) — with drug coverage; renamed from Humana Gold Plus H0028-082 (HMO)
- Humana USAA Honor Giveback (PPO) — without drug coverage
- Humana Value Choice (PPO) — with drug coverage; renamed from HumanaChoice H5216-465 (PPO)
- HumanaChoice H5216-313 (PPO)
- HumanaChoice H5216-464 (PPO) — with drug coverage
The full plan list is also rendered as a table on this page. Statewide county counts tell you where plans may be sold; they do not tell you premiums, provider networks, drug formularies, or any other plan detail.
What is new or not returning from Humana in Hawaii for 2027?
Humana has 0 new Medicare Advantage plans and 0 non-returning plans in Hawaii for 2027, per the CMS year-over-year Landscape comparison. The lineup is the same count as before, but several plans are carrying new names for 2027. Three plan name changes appear in Humana's Hawaii lineup: Humana Essentials Plus Giveback (PPO) was previously Humana USAA Honor Giveback with Rx (PPO); Humana Total Complete (HMO) was previously Humana Gold Plus H0028-082 (HMO); and Humana Value Choice (PPO) was previously HumanaChoice H5216-465 (PPO).
If you were enrolled in one of the renamed plans in 2026, watch your mail for the Annual Notice of Change (ANOC) from Humana. That document explains what, if anything, is changing for 2027 and confirms the plan's new name.
How do I check whether a Humana plan is offered in my Hawaii county and covers my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Enter your ZIP code to see the exact set of Medicare Advantage plans available in your county for 2027. A plan listed statewide, including any of the 6 Humana plans above, may not be offered in your county.
Once you see the plans available where you live, do three checks before enrolling:
1. Doctors and hospitals: look up each provider in the plan's online directory, or call the provider's office and ask whether they are contracted with that specific plan for 2027. 2. Prescriptions: enter each drug, dose and pharmacy into Plan Finder to see whether the medication is on that plan's formulary and how it is handled. 3. Plan documents: read the Evidence of Coverage and Summary of Benefits for the specific plan. These are the authoritative source for costs and rules.
This site cannot quote premiums, copays, deductibles, benefits, networks or star ratings for any plan.
What should Hawaii residents do before December 7, 2026?
Annual Enrollment 2027 runs October 15 – December 7, 2026. A choice you make during that window takes effect January 1, 2027. If you are happy with your current coverage and your plan is returning, you do not have to do anything — enrollment continues automatically.
A short checklist for the window:
- Read your plan's Annual Notice of Change for 2027, which arrives by late September 2026.
- Make a list of your doctors, hospitals, pharmacies and prescriptions.
- Compare the plans actually offered in your county on medicare.gov.
- If you want to switch, enroll by December 7, 2026 for a January 1, 2027 start date.
There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, for people already in a Medicare Advantage plan who want to make one change.
Where can Hawaii residents get free Medicare help?
Two no-cost, non-sales sources are available year-round. Medicare.gov hosts the official Plan Finder, the enrollment periods calendar, and plan documents. 1-800-MEDICARE (TTY 1-877-486-2048) answers questions 24/7 and can help you enroll or compare plans over the phone.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Hawaii for 2027
CMS lists 6 Humana Medicare Advantage plans across Hawaii for 2027, alphabetically by carrier, widest county reach first. 6 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 6 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 3 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 3 |
| Humana Value Choice (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-313 (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-464 (PPO) | PPO | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Hawaii break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are offered in Hawaii for 2027?
Is Humana adding or dropping any Hawaii plans for 2027?
When is the deadline to choose a 2027 Medicare Advantage plan in Hawaii?
How do I find out which Humana plans are sold in my Hawaii county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File: Humana's 2027 Hawaii plan counts, plan types, SNP counts, drug coverage counts, and county reach.
- CMS — MA Landscape Source Files, 2026 and 2027: year-over-year comparison for new, non-returning and renamed plans.
- Medicare.gov — Medicare enrollment periods: Annual Enrollment dates and effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.