Medicare Advantage
Blue Cross of Idaho Medicare Advantage for 2027: 8 Plans, County by County
BOISE — For the 2027 plan year, Blue Cross of Idaho is offering 8 Medicare Advantage plans across Idaho, according to the Centers for Medicare & Medicaid Services Landscape Source Files. The lineup includes seven HMO plans and one PPO, and it sits alongside offerings from seven other carriers that together bring the statewide total to 44 Medicare Advantage plans. This explainer is published by an independent Medicare education site; we are not the government and not affiliated with any insurance carrier.
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Key takeaways
- Blue Cross of Idaho has 8 Medicare Advantage plans listed statewide for 2027, with 6 of them including drug coverage.
- The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, and any choice made in that window takes effect January 1, 2027.
- A plan listed statewide may not be sold in your specific Idaho county, so check availability county by county before deciding.
- Free help is available from Medicare.gov and 1-800-MEDICARE, both of which can confirm whether a plan covers your doctors and prescriptions.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Blue Cross of Idaho Medicare Advantage plans are offered in Idaho for 2027?
Blue Cross of Idaho has 8 Medicare Advantage plans listed for Idaho in 2027: 7 HMO plans and 1 PPO plan. Of those, 6 include Part D prescription drug coverage, and 2 do not. The carrier is not listing any Special Needs Plans in Idaho for 2027 — zero D-SNP, zero C-SNP and zero I-SNP. Idaho residents also have access to Medicare Advantage plans from seven other carriers in 2027, for 44 plans statewide across all carriers combined. Because Medicare Advantage is sold county by county, the mix available in Ada County will not match the mix in, say, Boundary or Owyhee County.
Which Blue Cross of Idaho plans have the widest county reach in Idaho for 2027?
Two Blue Cross of Idaho plans reach the most Idaho counties in 2027: Secure Blue Courage (PPO), listed in 24 counties, and True Blue Valor (HMO), also listed in 24 counties. True Blue Rx 37 (HMO) follows at 16 counties. The remaining plans — True Blue Rx 32PSP (HMO) and True Blue Rx 33 (HMO) at 6 counties each, True Blue Rx 35PSP (HMO) at 3 counties, and True Blue Rx 34 (HMO) and True Blue Rx 36 (HMO) at 1 county each — have narrower footprints. The full plan-by-plan list is rendered as a table on this page; wider reach does not mean a plan is a better fit, only that it is offered in more Idaho counties.
What is new or not returning from Blue Cross of Idaho in Idaho for 2027?
For Idaho in 2027, Blue Cross of Idaho is introducing 0 new Medicare Advantage plans and has 0 plans that are not returning from 2026. In plain terms, the lineup year over year is stable. That still does not mean every plan looks identical to its 2026 version — carriers can adjust premiums, cost sharing, drug formularies and provider networks from one year to the next, and those details are published in each plan's Annual Notice of Change and Evidence of Coverage rather than in the CMS Landscape file this article is built from.
How do I check whether a Blue Cross of Idaho plan is offered in my Idaho county and covers my doctors and drugs?
Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to confirm whether a specific plan is sold in your Idaho ZIP code for 2027. A plan listed in this article may be available in 24 counties or in just 1; the only way to know whether it reaches your address is to look it up. Once you confirm the plan is offered where you live:
- Enter your prescriptions exactly as you take them, including dose and quantity, to see how each drug is covered.
- Enter the names of the doctors, clinics and hospitals you want to keep, to see whether they are in that plan's network.
- Request the plan's Evidence of Coverage and provider and pharmacy directory directly from Blue Cross of Idaho for the final word on benefits and network.
This independent site does not quote premiums, copays, star ratings or benefit details for any plan.
What should Idaho Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, Idaho residents should review their current Medicare coverage and decide whether to keep it, switch Medicare Advantage plans, or move between Original Medicare and Medicare Advantage for the 2027 plan year. December 7, 2026 is the last day of the Annual Enrollment Period for 2027; a choice made during that window takes effect January 1, 2027. A practical sequence:
1. Read the Annual Notice of Change your current plan mailed in September for any 2027 changes. 2. Make a short list of must-keep doctors, hospitals and prescriptions. 3. Compare plans available in your county on medicare.gov or by calling 1-800-MEDICARE. 4. Confirm the plan you choose is actually offered in your county for 2027 before enrolling.
There is no need to rush — the date is fixed, not a sales deadline.
Where can Idaho residents get free help comparing Medicare Advantage plans for 2027?
Free, unbiased help is available from two official sources: Medicare.gov, the federal government's Medicare website, and 1-800-MEDICARE (TTY 1-877-486-2048), the federal Medicare helpline, open 24 hours a day, 7 days a week. Both can show every Medicare Advantage plan available in your Idaho county for 2027 — not just those from Blue Cross of Idaho — and both can walk you through how to enter your drugs and providers in the Plan Finder. For plan-specific questions about benefits, networks or formularies, contact Blue Cross of Idaho directly using the member services number on the plan's materials.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Blue Cross of Idaho Medicare Advantage plans in Idaho for 2027
CMS lists 8 Blue Cross of Idaho Medicare Advantage plans across Idaho for 2027, alphabetically by carrier, widest county reach first. 7 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross of Idaho 8 plans | |||
| Secure Blue Courage (PPO) | PPO | No | 24 |
| True Blue Valor (HMO) | HMO | No | 24 |
| True Blue Rx 37 (HMO) | HMO | Yes | 16 |
| True Blue Rx 32PSP (HMO) | HMO | Yes | 6 |
| True Blue Rx 33 (HMO) | HMO | Yes | 6 |
| True Blue Rx 35PSP (HMO) | HMO | Yes | 3 |
| True Blue Rx 34 (HMO) | HMO | Yes | 1 |
| True Blue Rx 36 (HMO) | HMO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Blue Cross of Idaho Medicare Advantage plans across Idaho break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does Blue Cross of Idaho offer in Idaho for 2027?
Does Blue Cross of Idaho offer Special Needs Plans in Idaho for 2027?
Is every Blue Cross of Idaho plan available in every Idaho county for 2027?
When is the deadline to choose a 2027 Medicare Advantage plan?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the Idaho plan counts, plan types, drug coverage flags and county reach for Blue Cross of Idaho.
- CMS — MA Landscape Source Files, CY2026 and CY2027: the year-over-year comparison showing 0 new plans and 0 non-returning plans.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates of October 15 – December 7, 2026 and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.