Medicare Advantage

Blue Cross and Blue Shield of Kansas Medicare Advantage for 2027: 4 Plans

TOPEKA — Kansans comparing Medicare coverage for next year now have a clearer picture of what Blue Cross and Blue Shield of Kansas is bringing to the state. According to the CMS Medicare Advantage Landscape Source Files for CY2027, the carrier is offering 4 Medicare Advantage plans in Kansas for 2027, all structured as PPOs. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with Medicare, and not Blue Cross and Blue Shield of Kansas.

What is Blue Cross and Blue Shield of Kansas offering statewide for 2027?

Blue Cross and Blue Shield of Kansas is offering 4 Medicare Advantage plans across Kansas for 2027, and all 4 are PPOs. Of those, 3 include Part D prescription drug coverage and 1 does not. The carrier is not offering any Special Needs Plans in Kansas for 2027 — no D-SNPs for people with both Medicare and Medicaid, no C-SNPs for specific chronic conditions, and no I-SNPs for people living in institutions.

For context, the CMS Landscape File shows 7 other carriers offering Medicare Advantage plans in Kansas for 2027, and across all carriers combined there are 80 Medicare Advantage plans available somewhere in the state. The full carrier-by-carrier and plan-by-plan tables appear elsewhere on this page.

Which Blue Cross and Blue Shield of Kansas plans reach the most Kansas counties in 2027?

All 4 of the carrier's 2027 Kansas plans share the same county footprint, each offered in 6 counties: Blue Medicare Advantage (PPO), Blue Medicare Advantage Choice (PPO), and Blue Medicare Advantage Comprehensive (PPO), each with drug coverage; and Blue Medicare Advantage Freedom (PPO), without drug coverage.

Because each plan is sold county by county, the fact that a plan appears on the statewide list does not mean it is sold in your county. A Kansan in one of the 6 counties where these plans are offered will see them in the Medicare Plan Finder; a Kansan in a county outside that footprint will not. The specific counties for each plan are shown in the plan-level table on this page.

What is new or not returning from Blue Cross and Blue Shield of Kansas in Kansas for 2027?

Blue Cross and Blue Shield of Kansas is introducing 0 new Medicare Advantage plans in Kansas for 2027, and 1 of its 2026 plans is not returning for 2027, based on the CMS Landscape Source Files comparing CY2026 and CY2027.

If you are currently enrolled in a Blue Cross and Blue Shield of Kansas plan, watch your mail in late September and October 2026 for the Annual Notice of Change (ANOC). That document is the carrier's official word on what is changing — or ending — for your specific plan in 2027. If your plan is the one not returning, the ANOC and a separate non-renewal notice will explain your options and the special timing that applies to you.

How do I check whether a plan is offered in my Kansas county and covers my doctors and prescriptions?

The most reliable way to check a 2027 Kansas plan's availability, provider network, and drug list is the Medicare Plan Finder at medicare.gov, or by calling 1-800-MEDICARE (TTY 1-877-486-2048), which is available 24 hours a day, seven days a week. Enter your ZIP code and county, then compare plans side by side.

A few things to confirm before you choose:

• County availability. The CMS Landscape File shows that each Blue Cross and Blue Shield of Kansas 2027 plan is offered in 6 Kansas counties. Make sure yours is one of them.
• Your doctors and hospitals. Check the plan's current provider directory, and call the provider's office to confirm they will accept that specific plan in 2027.
• Your prescriptions. Look up each medication by name and dose on the plan's 2027 formulary.
• The plan's full rules. The Evidence of Coverage (EOC) is the binding document for what the plan covers and how.

This site does not publish premiums, copays, deductibles, networks, drug lists or star ratings for any plan. Those details come from Medicare.gov, 1-800-MEDICARE, or the plan's own EOC and directories.

What should Kansans do before December 7, 2026?

Before December 7, 2026, Kansans should decide whether to keep their current Medicare coverage or switch to a different plan for 2027. The Annual Enrollment Period runs October 15 – December 7, 2026, and whatever you choose during that window takes effect January 1, 2027.

A simple walk-through: 1. Read the ANOC from your current plan when it arrives. 2. Make a list of your doctors, your hospitals, and every prescription with dose and frequency. 3. Run your ZIP code through the Medicare Plan Finder at medicare.gov to see every 2027 option in your county — Blue Cross and Blue Shield of Kansas plans and plans from the 7 other carriers in Kansas. 4. Compare total expected cost, network and drug coverage, not just the monthly premium. 5. Enroll by December 7, 2026, if you are changing plans. If you are keeping the same plan and it is returning, you generally do not need to do anything.

There is no advantage to rushing. The deadline is a fixed date, not a countdown.

Where can Kansans get free help choosing a 2027 Medicare plan?

Kansans can get free, unbiased help from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, any time of day or night, or use the Medicare Plan Finder and plan comparison tools at medicare.gov. Both are run by the federal Medicare program and do not sell insurance.

You can also call Blue Cross and Blue Shield of Kansas directly using the number on the carrier's website or on your member ID card to ask plan-specific questions. If you work with a licensed agent, ask which carriers they represent so you understand the full range of options they can show you.