Medicare Advantage
Anthem Medicare Advantage in Kentucky for 2027: 16 Plans, County by County
FRANKFORT, Ky. — Anthem, which the Centers for Medicare & Medicaid Services groups under Elevance Health (Anthem), will offer 16 Medicare Advantage plans in Kentucky for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source Files for CY2026 and CY2027. The lineup includes one HMO, 11 HMO-POS plans and four PPOs, with most providing drug coverage and a smaller set built as Special Needs Plans. This article is published by an independent Medicare education site; it is privately owned and is not the government, not affiliated with Medicare, and not affiliated with Anthem.
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Key takeaways
- Anthem lists 16 Medicare Advantage plans statewide in Kentucky for 2027, and 15 of them include drug coverage.
- Six of Anthem's 2027 Kentucky plans are new for the plan year, and none of its 2026 plans are leaving.
- Anthem is one of 11 carriers offering Medicare Advantage in Kentucky for 2027, with 123 plans across all carriers combined.
- The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, with chosen plans starting January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is Anthem offering across Kentucky for 2027?
Anthem is offering 16 Medicare Advantage plans in Kentucky for the 2027 plan year: one HMO, 11 HMO-POS plans and four PPOs. Of those 16, two are Chronic Condition Special Needs Plans (C-SNPs), and there are no Dual-Eligible SNPs or Institutional SNPs on Anthem's Kentucky slate for 2027. Fifteen of the 16 plans include Part D prescription drug coverage; one PPO is offered without drug coverage. Plans are approved county by county, so a plan listed on the statewide roster may not be available in every Kentucky county.
Across the full market, CMS lists 11 carriers offering Medicare Advantage in Kentucky for 2027 — Anthem plus 10 others — for a total of 123 plans statewide.
Which Anthem plans reach the most Kentucky counties for 2027?
Several Anthem plans are available in 120 Kentucky counties for 2027, giving them the widest reach on the carrier's statewide list. Those include Anthem Chronic Care Advantage (HMO C-SNP), Anthem Kidney Care (HMO-POS C-SNP), Anthem Medicare Advantage (PPO), Anthem Medicare Advantage (Regional PPO), Anthem Medicare Advantage 3 (PPO), and Anthem Veteran (PPO). An Anthem Medicare Advantage HMO-POS and its companion Anthem Medicare Advantage 2 HMO-POS each appear in 97 counties.
The remaining Anthem HMO-POS plans in Kentucky are offered in smaller footprints — 6, 5, 4 and 4 counties, with matching "2" versions in the same ranges. The full plan-by-plan breakdown appears in the table on this page; county reach does not describe quality, price or benefits, only where CMS shows the plan approved.
What is new or not returning from Anthem in Kentucky for 2027?
Six of Anthem's 16 Kentucky plans are new for 2027, and zero of its 2026 Kentucky plans are being discontinued. The newcomers include the Anthem Chronic Care Advantage (HMO C-SNP) and five Anthem Medicare Advantage 2 (HMO-POS) plans across different county footprints.
Because no Anthem plans are exiting Kentucky for 2027, current Anthem members in the state should not see their plan ended by the carrier for the new plan year. That is different from the plan's cost sharing or covered services, which can change year to year; those details come from each plan's Annual Notice of Change and Evidence of Coverage, not from the CMS Landscape file.
How do I check whether an Anthem plan is offered in my Kentucky county and covers my doctors and drugs?
To confirm whether a specific Anthem plan is offered in your Kentucky county for 2027 and whether it covers your doctors and prescriptions, use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (TTY 1-877-486-2048), or request the plan's Evidence of Coverage and provider and pharmacy directories directly from Anthem. The statewide table on this page shows which Anthem plans exist in Kentucky for 2027; it does not confirm availability in any single county.
A good checklist:
- Enter your ZIP code and county on medicare.gov to see which of the 16 Anthem plans — and which of the 123 total plans from all 11 carriers — are actually offered where you live.
- Search each of your prescriptions on the plan's formulary and note the tier.
- Search each of your providers (primary care, specialists, preferred hospital, preferred pharmacy) in the plan's directory.
- For an HMO, HMO-POS or PPO, confirm referral and out-of-network rules before you enroll.
- For a C-SNP such as Anthem Chronic Care Advantage or Anthem Kidney Care, confirm you meet the qualifying condition requirement.
What should Kentucky Medicare beneficiaries do before December 7, 2026?
The Annual Enrollment Period for 2027 Medicare coverage runs October 15 – December 7, 2026, and the plan you choose during that window takes effect January 1, 2027. There is no benefit to waiting until the last day; there is also no penalty for taking the full window to compare.
Steps that typically help Kentucky beneficiaries during Annual Enrollment 2027:
- Read the Annual Notice of Change your current plan mailed in September 2026 and note any changes for 2027.
- Make a current list of your prescriptions (name, dose, frequency) and your providers.
- Compare plans on medicare.gov using your county and ZIP code.
- If you are considering a Special Needs Plan, confirm eligibility rules before enrolling.
- Keep written confirmation of any enrollment or disenrollment you make.
Where can Kentucky residents get free help comparing Medicare Advantage plans for 2027?
Free, official help is available year-round from Medicare directly: medicare.gov for online plan comparisons, and 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, seven days a week. Both can show you every Medicare Advantage plan available in your Kentucky county for 2027 — Anthem's plans and those of the other 10 carriers — without steering you to any carrier.
If you prefer to speak with Anthem about one of its own plans, contact information for the carrier is on the plan materials Anthem sends to members and prospective members.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Anthem Medicare Advantage plans in Kentucky for 2027
CMS lists 16 Anthem Medicare Advantage plans across Kentucky for 2027, alphabetically by carrier, widest county reach first. 10 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Elevance Health (Anthem) 16 plans | |||
| Anthem Chronic Care Advantage (HMO C-SNP) | HMO C-SNP | Yes | 120 |
| Anthem Kidney Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 120 |
| Anthem Medicare Advantage (PPO) | PPO | Yes | 120 |
| Anthem Medicare Advantage (Regional PPO) | PPO | Yes | 120 |
| Anthem Medicare Advantage 3 (PPO) | PPO | Yes | 120 |
| Anthem Veteran (PPO) | PPO | No | 120 |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | 97 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 97 |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | 6 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 6 |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | 5 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 5 |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | 4 |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | 4 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 4 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 4 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans across Kentucky break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Anthem Medicare Advantage plans are offered in Kentucky for 2027?
Are any Anthem plans leaving Kentucky for 2027?
When is the Annual Enrollment Period for 2027 Medicare coverage?
How do I know if a specific Anthem plan is available in my county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): Anthem's Kentucky plan counts, plan types, SNP counts, drug-coverage counts and county reach.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing six new Anthem plans and zero not returning.
- CMS — Medicare Advantage Landscape Source File (CY2027): the statewide total of 123 plans across 11 carriers in Kentucky.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.