Medicare Advantage

Before you pick a 2026 plan, see all 65 in the parish

People in Baton Rouge can choose from 54 Medicare Advantage plans for 2027, against 65 this year. Twelve of this year’s plans are gone, 12 are new to East Baton Rouge Parish, and 14 that continue have changed something in their terms, with 11 of them under a new name.

Medicare AdvantageBaton Rouge, LA

Shopping for a Medicare Advantage plan in Baton Rouge for next year? You have a lot of choices on the table. Baton Rouge is in East Baton Rouge Parish, where the Centers for Medicare & Medicaid Services (CMS) lists 54 Medicare Advantage plans from 10 carriers for the 2027 plan year. Every one of them includes prescription drug coverage. The table below lists every plan by carrier, its plan type, and whether it includes drug coverage, so you can see the full lineup in one place before you compare details on Medicare Plan Finder.

What's on the table in Baton Rouge for 2027

Ten carriers offer Medicare Advantage plans in East Baton Rouge Parish for 2027. Listed alphabetically, they are:

• Aetna (CVS Health): 11 plans
• American Health Advantage of Louisiana: 1 plan
• AmeriHealth Caritas VIP Care: 1 plan
• Blue Cross and Blue Shield of Louisiana: 7 plans
• Centene (WellCare): 7 plans
• Devoted Health: 6 plans
• Elevance Health (Anthem): 3 plans
• Humana: 16 plans
• Lagniappe Advantage: 1 plan
• UnitedHealthcare: 12 plans

That mix gives Baton Rouge shoppers a wide range of national and regional options. The full plan-by-plan roster — including names like Blue adVantage Classic, HumanaChoice, Peoples Health Choices, Wellcare Simple, and the Devoted Choice series — is shown in the table below.

Understanding the plan types

Not all Medicare Advantage plans work the same way. In East Baton Rouge Parish, three main types are on offer:

• HMO (Health Maintenance Organization): You generally use a set network of doctors and hospitals and often need a referral to see a specialist.
• HMO-POS (Point of Service): Similar to an HMO, but with some ability to go out-of-network for certain services.
• PPO (Preferred Provider Organization): More flexibility to see out-of-network providers, usually at a higher cost.

For 2027, East Baton Rouge Parish has 54 Medicare Advantage plans across HMO, HMO-POS, and PPO types. Each plan type has trade-offs around choice, cost, and paperwork — one is not automatically better than another. Which fits depends on your doctors, your prescriptions, and how you like to get care.

Special Needs Plans (SNPs)

Of the 65 plans available, 30 are Special Needs Plans. SNPs are designed for people who fit one of three categories:

• D-SNP (Dual Eligible): For people enrolled in both Medicare and Medicaid.
• C-SNP (Chronic Condition): For people living with certain chronic illnesses, such as diabetes or heart conditions.
• I-SNP (Institutional): For people who live in a nursing home or need a similar level of care.

You can only enroll in an SNP if you meet its eligibility rules. In Baton Rouge's 2027 roster, D-SNPs, C-SNPs, and I-SNPs are represented. If you think an SNP might apply to you, check the requirements with the plan or with 1-800-MEDICARE before applying.

Drug coverage is built in

Every one of the 54 Medicare Advantage plans available in East Baton Rouge Parish for 2027 includes Part D prescription drug coverage. There are no stand-alone Part D plans listed in this parish for 2027, so a Medicare Advantage plan with drug coverage (an MA-PD) is the main path for combined medical and drug coverage under Advantage.

A few program-wide Part D facts to keep in mind for 2027:

• The Part D out-of-pocket cap is $2,100 for 2026. After you hit it, you pay $0 for covered drugs the rest of the year.
• The Part D maximum deductible is $615 (each plan sets its own, up to that limit).
• The old coverage gap ("donut hole") is gone as of 2025. Part D now has three phases: deductible, initial coverage, and catastrophic.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the year in monthly amounts instead of paying at the pharmacy counter.

How to decide which plan fits

With 65 options, it helps to narrow the field before you compare. A few questions to work through:

1. Are my doctors and hospitals in the plan's network? This can be the deciding factor for HMO and HMO-POS plans. 2. Are my prescriptions on the plan's formulary, and at what tier? Two plans can cover the same drug very differently. 3. Do I qualify for an SNP? If you are dual-eligible or have a qualifying condition, an SNP may match your situation more closely. 4. How much flexibility do I want? PPO plans generally allow more out-of-network care; HMOs typically cost less in exchange for staying in-network. 5. What are the total costs? Look beyond the monthly premium at deductibles, copays, and the plan's maximum out-of-pocket limit.

Star Ratings, published by CMS, can also be a helpful gut check on quality and member experience. For 2026, no contracts in this area are rated 4 stars or higher, so ratings alone are not going to sort this list for you — the specifics of coverage will matter more. CMS publishes the 2027 Star Ratings later this fall.

Key dates to remember

• October 15 – December 7: Medicare Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage or Part D plan.
• January 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in an Advantage plan, you can switch to another Advantage plan or return to Original Medicare (with a Part D plan, if needed).
• Income above $109,000 (single filer, 2026): IRMAA surcharges may apply to your Part B and Part D premiums.