Medicare Advantage
Blue Cross and Blue Shield of Louisiana Medicare Advantage for 2027: 12 Plans
BATON ROUGE — Louisiana residents comparing Medicare Advantage coverage for the 2027 plan year will find Blue Cross and Blue Shield of Louisiana offering 12 plans statewide, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. The carrier's plans run alongside those from nine other Medicare Advantage carriers active in the state, which together list 124 plans for 2027. This explainer, published by an independent Medicare education site that is not affiliated with CMS, the federal government, or any insurance carrier, walks through what the CMS files show at the statewide level and how to check a specific plan where you live.
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Key takeaways
- Blue Cross and Blue Shield of Louisiana lists 12 Medicare Advantage plans for 2027 in Louisiana, including 9 HMO-POS plans and 3 PPO plans, and all 12 include drug coverage.
- One of the carrier's 2027 plans is new, and 4 of its 2026 plans are not returning for 2027.
- A plan listed statewide may not be sold in your parish, so confirm availability by ZIP code on the Medicare Plan Finder at medicare.gov before deciding anything.
- The Annual Enrollment Period for Medicare Open Enrollment 2027 runs October 15 – December 7, 2026, and the choice you make then takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Blue Cross and Blue Shield of Louisiana Medicare Advantage plans are offered in Louisiana for 2027?
For 2027, Blue Cross and Blue Shield of Louisiana offers 12 Medicare Advantage plans across Louisiana, per the CMS Landscape Source File. The mix is 9 HMO-POS plans and 3 PPO plans. All 12 include Part D prescription drug coverage.
The carrier's Special Needs Plan footprint in Louisiana for 2027 consists of 1 Dual-Eligible Special Needs Plan (D-SNP), with no Chronic Condition SNPs and no Institutional SNPs listed. D-SNPs are built for people who qualify for both Medicare and Medicaid, and eligibility is checked at enrollment.
For broader context, nine other Medicare Advantage carriers also sell plans somewhere in Louisiana for 2027, and the statewide total across all carriers is 124 plans. The full carrier and plan tables on this page show the complete breakdown.
Which Blue Cross and Blue Shield of Louisiana plans reach the most Louisiana parishes in 2027?
Measured by parish count in the 2027 CMS Landscape file, the Blue Cross and Blue Shield of Louisiana plans with the widest reach in Louisiana are Blue adVantage Premier (PPO) at 64 parishes and Blue adVantage Dual Plus (HMO-POS D-SNP) at 64 parishes, followed by Blue adVantage Liberty (PPO) at 63 parishes and Blue adVantage Platinum (HMO-POS) at 48 parishes. Blue adVantage Reliance (HMO-POS) appears in 47 parishes in one listing, and Blue adVantage Giveback (HMO-POS) — new for 2027 — is listed in 31 parishes, as is Blue adVantage Thrive (PPO).
Several plan names appear more than once in the file because CMS tracks separate plan IDs that share a marketing name but cover different parish sets. For example, Blue adVantage Classic (HMO-POS) is listed in 21, 16, and 15 parishes under different plan IDs, and Blue adVantage Platinum (HMO-POS) and Blue adVantage Reliance (HMO-POS) each have a second listing in 16 parishes. The complete list, with parish counts, is in the table on this page. Being on the statewide list is not the same as being sold in your parish — availability is set county by county.
What is new or not returning from Blue Cross and Blue Shield of Louisiana in Louisiana for 2027?
Comparing the CMS Landscape Source Files for CY2026 and CY2027, Blue Cross and Blue Shield of Louisiana has 1 new Medicare Advantage plan for 2027 in Louisiana and 4 plans from 2026 that are not returning for 2027. The new plan listed is Blue adVantage Giveback (HMO-POS).
If you are currently enrolled in a plan that is not returning, you should receive an Annual Notice of Change or a non-renewal notice from the carrier explaining your options and timelines. Keep that letter — it affects which enrollment windows apply to you.
How do I check whether a Blue Cross and Blue Shield of Louisiana plan is offered in my parish and covers my doctors and prescriptions?
The quickest way to confirm availability in your Louisiana parish for 2027 is the Medicare Plan Finder at medicare.gov, which filters plans by ZIP code. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), which operates 24 hours a day, 7 days a week.
Because this explainer is educational and uses only the CMS Landscape counts, it does not list premiums, deductibles, copays, provider networks, drug formularies, or star ratings for any plan. To check those specifics:
- Use the Plan Finder at medicare.gov to see plan-by-plan details for your ZIP code.
- Ask the plan directly for its Evidence of Coverage, provider directory, and drug formulary.
- Have your prescription list and your doctors' names ready so you can confirm each one before enrolling.
A plan listed statewide for Blue Cross and Blue Shield of Louisiana may not be offered in your parish; a plan sold in your parish may not include your doctor or your medication. Both checks matter.
What should Louisiana residents do before December 7, 2026?
Before December 7, 2026, Louisiana residents who want coverage changes for 2027 should compare plans on medicare.gov and complete any enrollment or switch during the Annual Enrollment Period, which runs October 15 – December 7, 2026. Choices made in that window take effect January 1, 2027.
A simple approach:
1. Read the Annual Notice of Change from your current plan, which outlines what is changing for 2027. 2. List your doctors, hospitals, pharmacies, and prescriptions. 3. Compare plans available in your ZIP code using the Plan Finder at medicare.gov. 4. Confirm that any plan you are considering covers your providers and drugs. 5. Enroll by December 7, 2026, if you want a change to start January 1, 2027.
If you do nothing and your current plan is returning, you generally stay in it for 2027. If your plan is one of the four Blue Cross and Blue Shield of Louisiana plans not returning for 2027, follow the instructions in the notice you receive.
Where can Louisiana residents get free help comparing Medicare Advantage plans for 2027?
Louisiana residents can get free, official help from Medicare at medicare.gov or by calling 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. The Plan Finder on medicare.gov is the authoritative tool for seeing which plans are offered in a given ZIP code and comparing their specifics side by side.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Blue Cross and Blue Shield of Louisiana Medicare Advantage plans in Louisiana for 2027
CMS lists 12 Blue Cross and Blue Shield of Louisiana Medicare Advantage plans across Louisiana for 2027, alphabetically by carrier, widest county reach first. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross and Blue Shield of Louisiana 12 plans | |||
| Blue adVantage Dual Plus (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 64 |
| Blue adVantage Premier (PPO) | PPO | Yes | 64 |
| Blue adVantage Liberty (PPO) | PPO | Yes | 63 |
| Blue adVantage Platinum (HMO-POS) | HMO-POS | Yes | 48 |
| Blue adVantage Reliance (HMO-POS) | HMO-POS | Yes | 47 |
| Blue adVantage Giveback (HMO-POS) | HMO-POS | Yes | 31 |
| Blue adVantage Thrive (PPO) | PPO | Yes | 31 |
| Blue adVantage Classic (HMO-POS) | HMO-POS | Yes | 21 |
| Blue adVantage Classic (HMO-POS) | HMO-POS | Yes | 16 |
| Blue adVantage Platinum (HMO-POS) | HMO-POS | Yes | 16 |
| Blue adVantage Reliance (HMO-POS) | HMO-POS | Yes | 16 |
| Blue adVantage Classic (HMO-POS) | HMO-POS | Yes | 15 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Blue Cross and Blue Shield of Louisiana Medicare Advantage plans across Louisiana break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does Blue Cross and Blue Shield of Louisiana offer in Louisiana for 2027?
Does every Blue Cross and Blue Shield of Louisiana plan listed statewide reach every parish?
What happens if my Blue Cross and Blue Shield of Louisiana plan is not returning for 2027?
When is the deadline to choose a plan for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): statewide plan counts, plan types, SNP counts, drug coverage, and parish counts for Blue Cross and Blue Shield of Louisiana in Louisiana.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison for new plans and plans not returning.
- Medicare.gov — Medicare enrollment periods: Annual Enrollment Period dates and January 1 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.