Medicare Advantage
Humana Medicare Advantage in Louisiana for 2027: 37 Plans, County by County
BATON ROUGE — Humana will offer 37 Medicare Advantage plans across Louisiana for the 2027 plan year, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files. The lineup includes a mix of HMO and PPO plans, several Special Needs Plans, and most options include Part D drug coverage. This explainer is published by an independent Medicare education site; we are not Humana, not an insurance carrier, and not affiliated with the federal government.
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Key takeaways
- Humana lists 37 Medicare Advantage plans statewide in Louisiana for 2027, including 24 HMOs and 13 PPOs.
- Of those 37 plans, 34 include Part D drug coverage, and 9 are Special Needs Plans (7 D-SNP and 2 C-SNP).
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice made during it takes effect January 1, 2027.
- Free help is available year-round at Medicare.gov and 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Because Medicare Advantage is sold county by county, a plan on Humana's statewide list may or may not be available where you live. The tables on this page show each plan and its county reach for Louisiana in 2027.
What Humana Medicare Advantage plans are offered statewide in Louisiana for 2027?
Humana lists 37 Medicare Advantage plans across Louisiana for 2027, per the CMS Landscape Source File. That breaks out as 24 HMO plans and 13 PPO plans. Nine of the 37 are Special Needs Plans: 7 Dual-Eligible SNPs (D-SNPs) built for people with both Medicare and Medicaid, and 2 Chronic Condition SNPs (C-SNPs) built around specific conditions. There are no Institutional SNPs on Humana's Louisiana list for 2027.
Thirty-four of the 37 plans include Part D prescription drug coverage built in. The three without built-in drug coverage are listed on this page in the plan table. Statewide, nine other carriers also offer Medicare Advantage plans in Louisiana for 2027, bringing the all-carrier total to 124 plans.
Which Humana Medicare Advantage plans have the widest county reach in Louisiana for 2027?
In Louisiana for 2027, the Humana plans with the broadest geographic footprint include Humana Full Access (Regional PPO) and HumanaChoice R0110-001 (Regional PPO), each listed in 64 parishes, and several plans listed in 63 parishes: Humana Dual Select H1951-056 (HMO D-SNP), Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP), Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP), Humana USAA Honor Giveback (HMO), Humana USAA Honor Giveback (PPO), Humana Value Plus H7617-081 (PPO), and HumanaChoice H5216-064 (PPO).
Other plans are much narrower. For example, Humana FMOL Baton Rouge H1951-053 (HMO) is listed in 4 parishes, and Humana Gold Plus H1951-024 (HMO) is listed in 1 parish. The full plan-by-plan county counts for Louisiana appear in the table on this page.
What is new or not returning for Humana Medicare Advantage in Louisiana for 2027?
For 2027 in Louisiana, Humana shows 1 new plan on its lineup: Humana Gold Plus — Diabetes and Heart (HMO C-SNP), a Chronic Condition SNP listed in 16 parishes. One Humana plan that was offered in 2026 is not returning for 2027, according to the CMS year-over-year comparison.
Several plans are listed as renamed rather than brand new. These include Humana Dual QMB Only (HMO D-SNP), which was previously listed under the Humana Gold Plus SNP-DE names (H1951-041 and H1951-032), and Humana Full Access (Regional PPO), which was previously Humana Full Access R0110-003 (Regional PPO). A rename is an administrative change in CMS's files; if you are already enrolled, your plan should send you an Annual Notice of Change describing anything that is different for 2027.
How do I check whether a Humana plan is offered in my Louisiana parish and covers my doctors and prescriptions?
Start at Medicare.gov's Plan Finder, enter your ZIP code, and look up the specific Humana plan by name. The Plan Finder will show whether that plan is offered in your parish for 2027, since Medicare Advantage availability is set county by county. A plan in Humana's statewide Louisiana list may not be sold in your parish.
For doctors and hospitals, check the plan's provider directory and confirm with the clinic that they will accept that exact plan in 2027. For prescriptions, enter your drugs into Plan Finder to see how each one is handled on that plan's formulary, or request the plan's Evidence of Coverage and drug list directly from Humana. Pharmacy and provider networks can change, so verify before January 1, 2027.
What should I do before December 7, 2026?
The Annual Enrollment Period for the 2027 plan year runs October 15 through December 7, 2026. Any enrollment, switch, or drop you complete in that window takes effect January 1, 2027. If you take no action, your current coverage generally continues into 2027 under whatever its 2027 terms are — unless your plan is one that is not returning, in which case your plan will notify you.
A simple checklist: read the Annual Notice of Change from your current plan, make a list of your doctors and prescriptions, and use Plan Finder at Medicare.gov to compare how any plan on your short list — Humana or otherwise — handles each one for 2027.
Where can I get free help comparing Medicare Advantage plans in Louisiana for 2027?
Free, official help is available two ways. Medicare.gov lets you compare every plan sold in your Louisiana parish for 2027 side by side, including Humana's. And 1-800-MEDICARE (1-800-633-4227) is staffed 24 hours a day, seven days a week, and can walk you through enrollment, plan comparisons, and questions about your current coverage.
Neither tool will push you toward a particular carrier, and both are free to use.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Louisiana for 2027
CMS lists 37 Humana Medicare Advantage plans across Louisiana for 2027, alphabetically by carrier, widest county reach first. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 37 plans | |||
| Humana Full Access (Regional PPO) | PPO | Yes | 64 |
| HumanaChoice R0110-001 (Regional PPO) | PPO | No | 64 |
| Humana Dual Select H1951-056 (HMO D-SNP) | HMO D-SNP | Yes | 63 |
| Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) | HMO D-SNP | Yes | 63 |
| Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) | HMO D-SNP | Yes | 63 |
| Humana USAA Honor Giveback (HMO) | HMO | No | 63 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 63 |
| Humana Value Plus H7617-081 (PPO) | PPO | Yes | 63 |
| HumanaChoice H5216-064 (PPO) | PPO | Yes | 63 |
| HumanaChoice H5216-326 (PPO) | PPO | Yes | 45 |
| HumanaChoice H7617-080 (PPO) | PPO | Yes | 45 |
| Humana Dual QMB Only (HMO D-SNP) | HMO D-SNP | Yes | 43 |
| HumanaChoice SNP-DE H5216-330 (PPO D-SNP) | PPO D-SNP | Yes | 43 |
| Humana Value Plus H5216-161 (PPO) | PPO | Yes | 40 |
| Humana Dual QMB Only (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| HumanaChoice SNP-DE H5216-332 (PPO D-SNP) | PPO D-SNP | Yes | 20 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Humana Gold Plus H1951-052 (HMO) | HMO | Yes | 15 |
| Humana Gold Plus H1951-049 (HMO) | HMO | Yes | 13 |
| Humana Gold Plus H1951-049 (HMO) | HMO | Yes | 9 |
| HumanaChoice H5216-325 (PPO) | PPO | Yes | 8 |
| HumanaChoice H7617-079 (PPO) | PPO | Yes | 8 |
| Humana Gold Plus H1951-047 (HMO) | HMO | Yes | 7 |
| Humana Select Partner Plan (HMO) | HMO | Yes | 6 |
| Humana FMOL Baton Rouge H1951-053 (HMO) | HMO | Yes | 4 |
| Humana Gold Plus H1951-048 (HMO) | HMO | Yes | 4 |
| Humana Gold Plus H1951-048 (HMO) | HMO | Yes | 4 |
| Humana Gold Plus H1951-013 (HMO) | HMO | Yes | 3 |
| Humana Gold Plus H1951-047 (HMO) | HMO | Yes | 3 |
| Humana Gold Plus H1951-059 (HMO) | HMO | Yes | 3 |
| Humana LCMC Advantage H1951-051 (HMO) | HMO | Yes | 3 |
| Humana Select Partner Plan (HMO) | HMO | Yes | 3 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Humana Gold Plus H1951-028 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus H1951-049 (HMO) | HMO | Yes | 2 |
| HumanaChoice H5216-417 (PPO) | PPO | Yes | 2 |
| Humana Gold Plus H1951-024 (HMO) | HMO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Louisiana break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are offered in Louisiana for 2027?
Does every Humana plan on the Louisiana list cover my parish?
What are the Annual Enrollment dates for the 2027 plan year?
Are any Humana plans new or leaving in Louisiana for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File: the 2027 Humana plan list, plan types, SNP counts, drug-coverage counts, and parish-level availability for Louisiana.
- CMS — MA Landscape Source Files, 2026 and 2027: the year-over-year comparison identifying new, renamed, and non-returning plans.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.