Medicare Advantage

Shreveport Medicare 2026: How Many Plans You Can Choose

For 2027, Caddo Parish has 40 Medicare Advantage plans: 11 new, 10 gone since 2026, and 13 continuing plans that change something in their terms, with 9 renamed. Below, how the lineup shifted in Caddo Parish and what to compare, with no plan ranked or recommended.

Medicare in Shreveport: how many plan options are available for 2027 in Caddo Parish, Louisiana.

SHREVEPORT, La. — If you are shopping for Medicare coverage this fall, the first question is usually the simplest: how many choices do I actually have? For 2027, people in and around Shreveport have a wide field to sort through, and knowing the count up front makes the rest of the decision feel a lot less overwhelming.

Shreveport sits in Caddo Parish, and Medicare plan availability is set at the parish (county) level. That means every Shreveport resident is looking at the same menu of plans their neighbors across Caddo Parish see.

How many plans are on the table in Caddo Parish

For 2026, there are 48 Medicare Advantage plans available in Caddo Parish, offered by 8 different carriers. For 2027, that becomes 40 plans from 8 carriers. Most include prescription drug coverage (often called MA-PD).

That is a big menu. It is also normal for a metro area like Shreveport-Bossier. The good news: you do not need to compare all 48. Once you filter by the doctors you see, the drugs you take, and the pharmacies you use, the list usually shrinks quickly.

What about stand-alone Part D drug plans?

If you want to stay with Original Medicare (Parts A and B) and add a separate drug plan, you would normally pick a stand-alone Part D plan. Louisiana has 8 stand-alone Part D plans for 2027, sold statewide, and anyone in Caddo Parish with Original Medicare can join one of them. Before you make any decision, look up your ZIP code on Medicare.gov's Plan Finder to see the exact stand-alone Part D plans available to you for 2027.

If you are new to Medicare or switching from an employer plan, this step matters. Going without creditable drug coverage can lead to a late-enrollment penalty that follows you for life.

What the Star Ratings tell you (and don’t)

Medicare rates plan contracts on a 1-to-5 scale. Under CMS's 2027 Star Ratings, 4 of the Medicare Advantage contracts offering plans in Caddo Parish are rated 4 stars or higher. Ratings shift every year, and a contract can cover many states. It just means stars alone should not drive your choice here. Focus on whether your doctors, hospitals and prescriptions are covered, and what your total yearly cost is likely to be.

Key 2027 numbers to keep in mind

A few program-wide rules apply no matter which plan you choose:

• Part D out-of-pocket cap: $2,400 for the year in 2027. Once you hit it, you pay nothing for covered drugs the rest of the year.
• Part D maximum deductible: $700 in 2027.
• The old “donut hole” coverage gap is gone. Part D now has three phases: deductible, initial coverage, and catastrophic.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the year in monthly installments instead of paying big amounts at the pharmacy counter.
• IRMAA surcharges on Part B and Part D start above $109,000 in income for a single filer in 2026 (based on your 2024 tax return).

Dates that matter

• Annual Enrollment Period: October 15 – December 7, 2026. This is when most people pick or change a Medicare Advantage or Part D plan for 2027.
• Medicare Advantage Open Enrollment: January 1 – March 31. If you are already in a Medicare Advantage plan, you get one chance to switch to another MA plan or drop back to Original Medicare.

How to narrow 48 plans down to one

A simple approach works for most people:

1. List your must-haves. Your doctors, your hospital, your pharmacy, and every prescription (with dose). 2. Run it through Medicare.gov Plan Finder. Enter your ZIP code and drug list. The tool estimates your total yearly cost, not just the premium. 3. Check the network. Call your doctor's office and ask which plans they will accept for 2027 — not just which ones they take today. 4. Get free, unbiased help. Louisiana's SHIIP (Senior Health Insurance Information Program) offers one-on-one Medicare counseling at no cost. Call 1-800-259-5300.

Where to get official answers

• Medicare.gov — the official Plan Finder, with real 2027 plans for your ZIP code.
• 1-800-MEDICARE (1-800-633-4227), 24/7.
• Louisiana SHIIP — free local Medicare counseling, 1-800-259-5300.