Medicare Advantage

UnitedHealthcare Medicare Advantage in Louisiana for 2027: 22 Plans, County by County

BATON ROUGE — For the 2027 plan year, UnitedHealthcare is offering 22 Medicare Advantage plans across Louisiana, according to the CMS Medicare Advantage Landscape Source File. The lineup includes a mix of standard HMO-POS and PPO plans along with Special Needs Plans aimed at people who qualify for both Medicare and Medicaid or who live with specific chronic conditions. This explainer, from an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what the carrier is offering statewide, what is new, and how to check whether a plan reaches your parish.

How many UnitedHealthcare Medicare Advantage plans are offered in Louisiana for 2027?

UnitedHealthcare has 22 Medicare Advantage plans listed in Louisiana for the 2027 plan year, out of 124 Medicare Advantage plans statewide from 10 carriers in total. Of UnitedHealthcare's 22 plans, 20 are HMO-POS and 2 are PPO. Twenty-one of the 22 include Part D prescription drug coverage; one is offered without drug coverage.

Special Needs Plans make up a large share of the lineup. UnitedHealthcare lists 9 Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, and 6 Chronic Condition Special Needs Plans (C-SNPs) for people with qualifying conditions. There are no Institutional SNPs on the Louisiana list. These counts come from the CMS Landscape file and reflect plans listed somewhere in the state; each plan is sold parish by parish, so availability in a specific parish has to be checked separately.

Which UnitedHealthcare plans reach the most Louisiana parishes in 2027?

In Louisiana for 2027, UnitedHealthcare's widest-reaching plans by parish count are concentrated on D-SNP and C-SNP offerings. The Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS) is listed in 64 parishes, and three UHC Dual Complete plans — UHC Dual Complete LA-Q1 (PPO D-SNP), UHC Dual Complete LA-Q2 (HMO-POS D-SNP), and UHC Dual Complete LA-S4 (PPO D-SNP) — are each listed in 64 parishes as well.

Several Peoples Health SNP plans are listed in 50 parishes, including Peoples Health Complete Care Support (HMO-POS C-SNP), Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP), Peoples Health Secure Complete (HMO-POS D-SNP), and Peoples Health Secure Health (HMO-POS D-SNP). The Peoples Health Complete Care LA-6 (HMO-POS C-SNP) is listed in 44 parishes. The remaining plans, including the general-market Peoples Health Choices 65 (HMO-POS), Peoples Health Essentials (HMO-POS), and Peoples Health Extras (HMO-POS), reach smaller sets of parishes. The full plan-by-plan parish counts appear in the table on this page.

What UnitedHealthcare plans are new or not returning in Louisiana for 2027?

UnitedHealthcare has 11 plans new for 2027 in Louisiana and 7 plans that are not returning from 2026. The new plans listed include Peoples Health Extras (HMO-POS), several new C-SNPs under the Peoples Health Complete Care Support and Complete Care LA-7 names, and new D-SNPs under the Peoples Health Dual Complete LA-S5, Secure Complete, and Secure Health names.

A few plans have been renamed rather than discontinued. Peoples Health Choices Gold (HMO-POS) is now listed as Peoples Health Essentials (HMO-POS). UHC Dual Complete LA-S001 (PPO D-SNP) is now UHC Dual Complete LA-Q1 (PPO D-SNP), and UHC Dual Complete LA-S003 (HMO-POS D-SNP) is now UHC Dual Complete LA-Q2 (HMO-POS D-SNP). If you are enrolled in a 2026 plan that is not returning, the carrier is required to send a written notice, usually in the fall, describing what happens next.

How do I check whether a UnitedHealthcare plan is offered in my Louisiana parish and covers my doctors and drugs?

In Louisiana for 2027, the fastest way to confirm parish availability, provider networks, and drug coverage is the Medicare Plan Finder at medicare.gov or a call to 1-800-MEDICARE, which is available 24 hours a day, 7 days a week. A plan on UnitedHealthcare's statewide list may or may not be sold in your specific parish, and networks and formularies vary plan by plan.

When you look a plan up, three questions do most of the work: Is the plan sold in my parish? Are my doctors and preferred hospitals in the plan's network for 2027? Are my prescriptions on the plan's formulary, and at what tier? Those details sit in each plan's Evidence of Coverage, Summary of Benefits, provider directory, and drug list — documents the carrier publishes directly and that are linked from the Plan Finder.

What should Louisiana Medicare beneficiaries do before December 7, 2026?

In Louisiana, Annual Enrollment 2027 runs from October 15 through December 7, 2026, and any choice made in that window takes effect January 1, 2027. There is no advantage to waiting until the last day, but there is also no penalty for using the full window to compare.

A simple checklist helps: read the Annual Notice of Change from your current plan, make a list of your doctors, hospitals, and prescriptions, and then use the Plan Finder to compare each option side by side. If your 2026 plan is one of the 7 UnitedHealthcare plans not returning, your notice will explain your options. If you are new to Medicare or newly eligible for both Medicare and Medicaid, different enrollment rules may apply outside this window.

Where can Louisiana residents get free help with Medicare questions for 2027?

In Louisiana, free, unbiased help with Medicare questions is available year-round from medicare.gov and from 1-800-MEDICARE (TTY 1-877-486-2048), including during Annual Enrollment 2027. Both can walk you through plan comparisons, confirm parish availability, and explain enrollment periods.

For Social Security questions tied to Medicare — such as Part B enrollment or premium questions — the Social Security Administration at ssa.gov or 1-800-772-1213 is the direct source. For plan-specific questions about benefits, networks, or drug lists, the carrier's member services line and the plan's own documents are the authoritative source.