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HomeMedicare AdvantageMaineAetna Medicare Advantage in Maine for 2027: 6 Plans, County by County

Medicare Advantage

Aetna Medicare Advantage in Maine for 2027: 6 Plans, County by County

AUGUSTA, Maine — For the 2027 plan year, Aetna (grouped by the Centers for Medicare & Medicaid Services as Aetna (CVS Health)) is offering six Medicare Advantage plans across Maine, according to the CMS Medicare Advantage Landscape Source File for CY2027. The lineup includes a mix of HMO-POS and PPO plans, two Dual Eligible Special Needs Plans, and most plans built to include prescription drug coverage. This explainer is published by an independent Medicare education site; it is not the government and not affiliated with Aetna or any other carrier.

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Key takeaways

  • Aetna is offering 6 Medicare Advantage plans in Maine for 2027: 5 HMO-POS plans and 1 PPO plan.
  • Two of those six are Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid; there are no C-SNPs or I-SNPs from Aetna in Maine for 2027.
  • Five of the six Aetna plans include Part D prescription drug coverage; one does not.
  • The Annual Enrollment Period runs October 15 through December 7, 2026, and the plan you pick takes effect January 1, 2027.
2027 plan lineupMaine
Video: Tima Miroshnichenko Video by Tima Miroshnichenko on Pexels
Key facts: Medicare in Maine
FactFigureSource
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

Because Medicare Advantage plans are approved county by county, a plan listed statewide may or may not be available where you live in Maine. The counts below describe what Aetna is offering across the state; your own choices depend on your ZIP code.

How many Aetna Medicare Advantage plans are offered in Maine for 2027?

Aetna is offering 6 Medicare Advantage plans in Maine for 2027, per the CMS Landscape Source File. By plan type, that breaks down to 5 HMO-POS plans and 1 PPO plan. Two of the six are Dual Eligible Special Needs Plans (D-SNPs); Aetna is not offering a Chronic Condition SNP (C-SNP) or Institutional SNP (I-SNP) in Maine for 2027. Five plans include Part D prescription drug coverage, and one is offered without drug coverage.

For context, five other carriers are also offering Medicare Advantage plans in Maine for 2027, and all carriers together account for 50 plans statewide. Aetna is one piece of that broader market, and the right fit for any individual depends on county availability, provider networks and drug lists — details this article does not evaluate.

Which Aetna Medicare Advantage plans reach the most Maine counties in 2027?

The widest county reach among Aetna's 2027 Maine plans belongs to Aetna Medicare Full Dual (HMO-POS D-SNP), offered in 16 counties, followed by Aetna Medicare Partial Dual (HMO-POS D-SNP) in 9 counties and Aetna Medicare Eagle Giveback (PPO) in 8 counties. The remaining Aetna plans are Aetna Medicare Signature (HMO-POS), offered in 5 counties in one version and 3 counties in another, and Aetna Medicare Enhanced (HMO-POS), offered in 3 counties.

The complete county-by-county picture is laid out in the tables rendered from the CMS data on this page. "Widest reach" simply means the plan appears on the Landscape file in the most Maine counties for 2027 — it is not a judgment about quality, price or benefits.

What is new or not returning from Aetna in Maine for 2027?

Aetna has no new Medicare Advantage plans launching in Maine for 2027, and one of its Maine plans from 2026 is not returning for 2027, based on the year-over-year comparison in the CMS Landscape files. If you are currently enrolled in an Aetna plan in Maine, you should receive an Annual Notice of Change (ANOC) from Aetna by late September 2026 explaining what is changing for your specific plan, including whether it will still be offered in your county.

If a plan you are in does not continue into 2027, you will have options during the Annual Enrollment Period and, in some cases, a Special Enrollment Period. The notice from the plan will spell out what applies to you.

How do I check whether an Aetna plan is offered in my Maine county and covers my doctors and drugs?

Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Entering your ZIP code shows which Aetna Medicare Advantage plans are available in your Maine county for 2027, along with every other plan in your area.

From there, you can confirm three things that matter most: whether your doctors and hospitals are in the plan's network, whether your prescriptions are on the plan's formulary, and whether any pharmacies you use are preferred. For the most authoritative detail on a specific plan, review the plan's Evidence of Coverage and provider and pharmacy directories, which Aetna publishes directly. This site does not list premiums, copays, benefits, star ratings or network details for any plan.

What should I do before December 7, 2026?

Before December 7, 2026, review your current coverage and compare it to what will be available for 2027 in your Maine county. The Annual Enrollment Period for Medicare Open Enrollment 2027 runs October 15 through December 7, 2026, and whatever you choose during that window takes effect January 1, 2027.

A simple checklist helps:

There is no need to rush — the date is fixed, and you have the full window to decide.

Where can I get free help comparing Medicare plans in Maine for 2027?

The two free, official sources are medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048). Both can walk you through plans available in your Maine county for 2027, including Aetna's six plans and plans from the other five carriers in the state.

If you prefer to work from paper, you can request the "Medicare & You" handbook through medicare.gov or by phone. For plan-specific questions — a particular drug tier, a specific specialist, a prior authorization rule — contact Aetna directly using the phone number on the plan's materials.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

2027 plan lineup

Aetna Medicare Advantage plans in Maine for 2027

CMS lists 6 Aetna Medicare Advantage plans across Maine for 2027, alphabetically by carrier, widest county reach first. 5 other carriers also offer plans there.

PlanTypeDrug coverageCounties
Aetna (CVS Health) 6 plans
Aetna Medicare Full Dual (HMO-POS D-SNP)HMO-POS D-SNPYes16
Aetna Medicare Partial Dual (HMO-POS D-SNP)HMO-POS D-SNPYes9
Aetna Medicare Eagle Giveback (PPO)PPONo8
Aetna Medicare Signature (HMO-POS)HMO-POSYes5
Aetna Medicare Enhanced (HMO-POS)HMO-POSYes3
Aetna Medicare Signature (HMO-POS)HMO-POSYes3

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Aetna Medicare Advantage plans across Maine break down for 2027

6
Medicare Advantage plans
5
HMO-POS plans
1
PPO plans
2
Dual Special Needs (D-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

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When can you enroll? An interactive year

JFMAMJJASOND
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Good to know

Frequently asked questions

How many Aetna Medicare Advantage plans are available in Maine for 2027?
Aetna is offering 6 Medicare Advantage plans in Maine for 2027: 5 HMO-POS plans and 1 PPO plan, including 2 Dual Eligible Special Needs Plans. Five of the six include Part D prescription drug coverage. Availability varies by county.
Is any Aetna plan in Maine not returning for 2027?
Yes. According to the CMS Landscape files, one Aetna Medicare Advantage plan offered in Maine in 2026 is not returning for 2027, and no new Aetna plans are launching in the state. Current members will receive an Annual Notice of Change from Aetna explaining what applies to their specific plan.
When can I enroll in or change a Medicare Advantage plan for 2027?
The Annual Enrollment Period runs October 15 through December 7, 2026. A plan selected during that window takes effect January 1, 2027. Other enrollment periods may apply in special circumstances; medicare.gov and 1-800-MEDICARE can confirm what fits your situation.
How do I know if a specific Aetna plan is offered in my county?
Enter your ZIP code into the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. The tool shows every Medicare Advantage plan available in your Maine county for 2027, including Aetna's.

Watch

The Medicare Advantage changes for 2027 in every state, in 30 seconds

Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Sources and methodology

Figures cited in this article

  • CMS — Medicare Advantage Landscape Source File (CY2027): Aetna's 2027 plan count in Maine, plan types, SNP counts, drug coverage count, and county reach for each plan.
  • CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison showing no new Aetna plans and one Aetna plan not returning for 2027 in Maine.
  • Medicare.gov — Medicare enrollment periods: Annual Enrollment Period dates (October 15 – December 7, 2026) and January 1, 2027 effective date.
  • Medicare.gov — Medicare Plan Finder: tool for checking plan availability by ZIP code, provider networks and drug formularies.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

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