Medicare Advantage

Humana Medicare Advantage in Maine for 2027: 13 Plans, County by County

AUGUSTA, Maine — Humana will offer 13 Medicare Advantage plans across Maine for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The lineup includes a mix of HMO and PPO plans, several Special Needs Plans, and two options new for next year. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with Medicare, and not Humana.

Because Medicare Advantage plans are offered county by county, a plan that appears on Humana's statewide list may not be available where you live. The notes below walk through what Humana has filed for Maine in 2027 and how to confirm what's available at your address.

What is Humana offering across Maine for 2027?

Humana has 13 Medicare Advantage plans filed statewide in Maine for 2027. The breakdown is 7 HMOs and 6 PPOs; 12 of the 13 include prescription drug coverage, and one is offered without drug coverage. Humana is one of 6 carriers offering Medicare Advantage in Maine for 2027, out of 50 plans available statewide across all carriers.

Within that total, Humana lists 4 Special Needs Plans in Maine for 2027: 3 Dual Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid, and 1 Chronic Condition SNP (C-SNP) tied to diabetes and heart conditions. There are no Institutional SNPs on Humana's Maine list for 2027. The full plan-by-plan list, including the Special Needs Plans, is rendered as a table on this page.

Which Humana plans reach the most Maine counties in 2027?

Three Humana plans are filed in 16 of Maine's counties for 2027: Humana Gold Plus H5619-001 (HMO), Humana USAA Honor Giveback (PPO), HumanaChoice Giveback H5216-138 (PPO), and HumanaChoice Giveback H5216-478 (PPO), which is new for next year. Humana Gold Plus Giveback H5619-066 (HMO) is filed in 14 counties, and HumanaChoice Giveback H7617-046 (PPO) in 12.

Among Humana's Special Needs Plans in Maine for 2027, HumanaChoice SNP-DE H5216-291 (PPO D-SNP) is filed in 11 counties, both D-SNP HMOs (H5619-003 and H5619-182) in 10 counties each, and the Humana Gold Plus - Diabetes and Heart (HMO C-SNP) in 4 counties. The remaining HMO plans (H5619-137, H5619-186) are filed in 5 counties each, and HumanaChoice H5216-175 (PPO) in 8. County reach is one piece of information only — it does not tell you anything about costs, benefits, networks, or quality ratings.

What is new or not returning from Humana in Maine for 2027?

Humana is adding 2 new Medicare Advantage plans in Maine for 2027 and is not discontinuing any of its 2026 Maine plans. The new plans are Humana Gold Plus H5619-186 (HMO), filed in 5 counties, and HumanaChoice Giveback H5216-478 (PPO), filed in 16 counties.

If you are currently in a Humana plan in Maine, the carrier should mail you an Annual Notice of Change (ANOC) before the Annual Enrollment Period. That document explains any changes to your specific plan for 2027 — premium, deductible, copays, drug list, provider network, extra benefits, and the plan's star rating. Those plan-level details are not included in the CMS Landscape files and are not something this article can summarize for you.

How do I check whether a Humana plan is offered in my Maine county and covers my doctors and prescriptions?

The most reliable way to check Maine county availability for 2027 is the Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code and see every Medicare Advantage plan available at your address. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.

For doctors and hospitals, use the plan's own provider directory, and confirm by calling the provider's billing office to ask whether they are in-network for the specific Humana plan and contract number you are considering for 2027. For prescriptions, check the plan's formulary (drug list) on Humana's site or in the Plan Finder, entering each medication by name, dose, and quantity. The plan's Evidence of Coverage is the official document for all cost and benefit details.

What should Maine Medicare shoppers do before December 7, 2026?

The Annual Enrollment Period for 2027 Medicare coverage runs October 15 – December 7, 2026, and any enrollment or change made during that window takes effect January 1, 2027. There is no need to rush — the dates are the dates — but it helps to have your information gathered before you compare.

A short checklist for Maine residents looking at Humana's 2027 options, or any carrier's: list your current prescriptions with dosages; list the doctors, specialists, and hospitals you want to keep; have your Medicare number ready; and read the Annual Notice of Change for your current plan if you have one. Then compare on the Plan Finder, call 1-800-MEDICARE, or contact the plan directly to confirm details before you enroll.

Where can Maine residents get free Medicare help?

Free, unbiased Medicare help is available year-round from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, or visit medicare.gov to use the Plan Finder, read plan documents, and review your coverage choices. For questions about Medicare eligibility and enrollment tied to Social Security, the Social Security Administration handles those at ssa.gov or 1-800-772-1213.