Medicare Advantage

UnitedHealthcare Medicare Advantage in Maine for 2027: 11 Plans, County by County

AUGUSTA, Maine — For the 2027 plan year, UnitedHealthcare is offering 11 Medicare Advantage plans across Maine, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File for CY2027. The lineup includes a mix of HMO-POS and PPO plans, several Special Needs Plans, and plans with and without drug coverage. Because Medicare Advantage is sold county by county, a plan on the statewide list may or may not be available where you live.

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What is UnitedHealthcare offering in Maine for 2027?

UnitedHealthcare is offering 11 Medicare Advantage plans statewide in Maine for the 2027 plan year, according to the CMS MA Landscape Source File. The breakdown is 3 HMO-POS plans and 8 PPO plans. Ten of the 11 include Part D drug coverage; one does not.

Six of the plans are Special Needs Plans designed for specific situations: 4 Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid, 1 Chronic Condition Special Needs Plan (C-SNP), and 1 Institutional Special Needs Plan (I-SNP) for people living in a qualifying long-term care setting. SNPs have eligibility rules beyond ZIP code, and enrollment requires meeting those rules.

For context, five other carriers are also offering Medicare Advantage in Maine in 2027. Together, all carriers offer 50 Medicare Advantage plans statewide.

Which UnitedHealthcare plans reach the most Maine counties in 2027?

In Maine for 2027, UnitedHealthcare's widest-reaching plan on the CMS file is AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO), listed in 16 counties. It does not include drug coverage, so enrollees who want Part D would need to consider that separately under Medicare's rules.

The next-widest listings are two D-SNPs: UHC Dual Complete ME-Q2 (PPO D-SNP) and UHC Dual Complete ME-S1 (PPO D-SNP), each appearing in 12 counties on the CMS file. The AARP Medicare Advantage from UHC ME-0001 (HMO-POS), ME-0002 (PPO), and ME-0003 (PPO) plans, along with the UHC Complete Care ME-6 (HMO-POS C-SNP) and UHC Nursing Home Plan EX-F003 (PPO I-SNP), appear in smaller county footprints. The full statewide list, with county counts for each plan, is rendered as a table on this page.

What is new or not returning from UnitedHealthcare in Maine for 2027?

For 2027, UnitedHealthcare has 1 new Medicare Advantage plan in Maine and 3 plans from 2026 that are not returning, according to the year-over-year comparison of CMS Landscape files. The new plan on the list is AARP Medicare Advantage from UHC ME-0002 (PPO).

Several plans are also renamed on the CMS file: entries for AARP Medicare Advantage from UHC ME-0001 (HMO-POS) were previously listed as UHC Northern Light Health ME-0001 (HMO-POS), and UHC Dual Complete ME-Q2 (PPO D-SNP) was previously UHC Dual Complete ME-S2 (PPO D-SNP). A rename does not necessarily mean the same benefits — if your plan has a new name, read the Annual Notice of Change (ANOC) UnitedHealthcare mails in the fall.

If a plan is not returning in your area, UnitedHealthcare is required to notify affected members, and those members get a Special Enrollment Period to choose another plan.

How do I check whether a UnitedHealthcare plan is offered in my Maine county?

To check whether a specific UnitedHealthcare plan is offered in your Maine county for 2027, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. Enter your ZIP code and you will see only the plans actually available where you live.

Statewide counts tell you what exists somewhere in Maine; they do not confirm availability in Aroostook, Cumberland, Penobscot, York, or any other individual county. While you are in the Plan Finder, you can also:

• Enter your prescriptions to see how each plan treats them under its formulary.
• Search the plan's provider directory for your doctors, hospitals, and preferred pharmacies.
• Read the Summary of Benefits and Evidence of Coverage before enrolling.

For SNPs, confirm you meet the eligibility rules (Medicaid status for a D-SNP, a qualifying chronic condition for a C-SNP, or an institutional-level-of-care determination for an I-SNP).

What should Maine residents do before December 7, 2026?

Before December 7, 2026, Maine residents who want to make a Medicare Advantage choice for 2027 should review their options during the Annual Enrollment Period, which runs October 15 – December 7, 2026. A choice made in that window takes effect January 1, 2027.

A practical checklist for Annual Enrollment 2027:

1. Read the ANOC your current plan sent in September 2026 — it lists what is changing. 2. Make a list of your doctors, hospitals, and prescriptions. 3. Run them through the Medicare Plan Finder at medicare.gov against the plans actually offered in your county. 4. If you qualify for a SNP, confirm eligibility documentation. 5. Enroll by December 7, 2026, if you want coverage effective January 1, 2027.

If you do nothing and your plan is returning, you generally stay in it. If your plan is not returning for 2027, you will receive a non-renewal notice with instructions.

Where can Maine residents get free Medicare help?

Maine residents can get free, unbiased Medicare help from Medicare directly. Call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week, or visit medicare.gov to use the Plan Finder, compare plans available in your county, and read plan documents.

For questions about Social Security benefits, enrollment, and premium billing, contact the Social Security Administration at 1-800-772-1213 or ssa.gov.