Medicare Advantage
UnitedHealthcare's 2027 Medicare Advantage plans in Minneapolis: what's returning, what's not
MINNEAPOLIS — Fall 2026. If you have a UnitedHealthcare Medicare Advantage plan in Minneapolis, or you are shopping for one, the 2027 lineup is now set. For Hennepin County — the county Minneapolis sits in — UnitedHealthcare has filed six Medicare Advantage plans with Medicare for next year. That is one fewer than this year, with no new plans added and no renames. You have until December 7, 2026 to make a change for coverage that starts January 1, 2027.
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Key takeaways
- UnitedHealthcare is offering 6 Medicare Advantage plans in Hennepin County for 2027, all PPOs, all with drug coverage, and 2 are Chronic Condition Special Needs Plans (C-SNPs).
- Compared with 2026, one UnitedHealthcare plan is not returning, no plans are new, and no plans were renamed — your Annual Notice of Change (ANOC) spells out what is different in the plan you have today.
- Open Enrollment runs **October 15 – December 7, 2026**; if you do nothing and your plan is renewing, it rolls into 2027 automatically.
- Before you choose, check each plan against your doctors and prescriptions on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
MyMedicarePlans.org is an independent news and education site. We are not UnitedHealthcare, and five other carriers also offer Medicare Advantage plans in Hennepin County next year.
What UnitedHealthcare is offering in Minneapolis for 2027
Minneapolis is in Hennepin County, where Medicare Advantage availability is set at the county level. For 2027, UnitedHealthcare's Hennepin County lineup is six plans:
- All six are PPOs (Preferred Provider Organizations).
- All six include Part D prescription drug coverage.
- Two of the six are Chronic Condition Special Needs Plans (C-SNPs) — plans designed for people with certain qualifying health conditions. UnitedHealthcare is not offering a Dual-Eligible SNP (D-SNP) or an Institutional SNP (I-SNP) in this county for 2027.
The table below lists every UnitedHealthcare plan available in the county for 2027 by name and type. The 2027 roster includes AARP Medicare Advantage from UHC FG-0001, AARP Medicare Advantage from UHC MN-0001, AARP Medicare Advantage from UHC MN-0002, AARP Medicare Advantage Patriot No Rx FG-MA01, UHC Complete Care MN-7, and UHC Complete Care Support MN-8.
What is new, what is not returning
Year over year, UnitedHealthcare's Hennepin County footprint shrinks by one plan:
- New for 2027: 0 plans.
- Not returning for 2027: 1 plan.
- Renamed: 0 plans.
If your current UnitedHealthcare plan is one that is not continuing in 2027, you should have received — or will soon receive — a non-renewal notice from the carrier. That letter triggers a Special Enrollment Period, so you have extra time beyond December 7 to pick a new plan. But acting during the Annual Enrollment Period keeps things simple and avoids any gap.
Everyone else should still read the Annual Notice of Change (ANOC) that arrives in late September. The ANOC is where the plan tells you, line by line, what is changing in your plan's premium, deductible, copays, drug list, provider network and extra benefits for 2027.
How to check a plan against your doctors and prescriptions
Before December 7, run each plan you are considering through three checks. The Medicare Plan Finder at medicare.gov/plan-compare does all three in one place:
1. Doctors and hospitals. Enter the plan and search the provider directory, or call your doctor's billing office and ask whether they are in-network for that specific 2027 plan — PPOs let you go out of network, usually at a higher cost, but in-network is cheaper. 2. Prescriptions. Add every drug you take, with the dose and how often. The Plan Finder will show the plan's formulary, any tier, and any coverage rules like prior authorization or step therapy. 3. Pharmacy. The same drug can cost different amounts at different pharmacies. Check the pharmacy you actually use.
If you prefer to talk to a person, call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. You can also read the plan's Evidence of Coverage on the carrier's website for the full rules.
Program-level numbers to keep in mind for 2027
A few Part D figures from CMS are already confirmed for the 2027 plan year and apply across all Medicare Advantage plans that include drug coverage:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 — this is a formula input Medicare uses, not what any particular plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets for higher-income beneficiaries, have not been announced yet. CMS typically publishes those in the fall, usually in November. We will update coverage once the figures are released.
The coverage gap (the old "donut hole") has been gone since 2025. Part D now has three phases, and the Medicare Prescription Payment Plan lets you spread your drug costs across the year in monthly payments if that helps your budget.
If you do nothing
Nothing bad happens if you do not act. If your current UnitedHealthcare plan is on the 2027 list, it renews automatically on January 1, 2027, with the changes described in your ANOC. If your plan is the one that is not returning, you will get a notice, and you will have time to switch. Either way, the Medicare Advantage Open Enrollment Period from January 1 – March 31, 2027 gives you one more chance to switch Medicare Advantage plans or return to Original Medicare after the year starts.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Hennepin County
(MA penetration in Hennepin County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Hennepin County for 2027
CMS lists 6 UnitedHealthcare Medicare Advantage plans in Hennepin County for 2027, alphabetically by carrier. 5 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 6 plans | |||
| AARP Medicare Advantage from UHC FG-0001 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC MN-0001 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC MN-0002 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) | PPO | Yes | Returning |
| UHC Complete Care MN-7 (PPO C-SNP) | PPO C-SNP | Yes | Returning |
| UHC Complete Care Support MN-8 (PPO C-SNP) | PPO C-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Hennepin County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are available in Minneapolis for 2027?
What is the deadline to change my Medicare Advantage plan for 2027?
How do I know what is changing in my current plan?
Are there other Medicare Advantage carriers in Hennepin County besides UnitedHealthcare?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Minneapolis
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This page was last updated: October 2026.