Medicare Advantage
Blue Shield of California's 2027 Medicare Advantage plans in Long Beach: two new, one renamed
LONG BEACH, Calif. — Fall 2026. If you have a Blue Shield of California Medicare Advantage plan in Long Beach, or you're thinking about one for next year, the carrier's 2027 lineup for Los Angeles County is set. Blue Shield is offering seven Medicare Advantage plans here next year, including two that are new and one that has been renamed. The Annual Enrollment Period runs through December 7, 2026, and any choice you make takes effect January 1, 2027.
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Key takeaways
- Blue Shield of California is offering 7 Medicare Advantage plans in Los Angeles County for 2027, all HMOs and all with drug coverage.
- Two plans are new for 2027, one plan has been renamed, and none of its 2026 plans are leaving the county.
- One of the seven is a Dual Eligible Special Needs Plan (D-SNP) for people with both Medicare and Medi-Cal.
- The Annual Enrollment Period ends December 7, 2026; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change (ANOC).
This article walks through what Blue Shield is offering in the county Long Beach sits in, what changed from 2026, and how to check any of these plans against your own doctors and prescriptions before the deadline. MyMedicarePlans.org is an independent consumer news site — we are not Blue Shield, and we are not Medicare. Blue Shield is one of 20 carriers selling Medicare Advantage plans in Los Angeles County next year (124 plans in total across all carriers).
Blue Shield's 2027 lineup in Los Angeles County
Long Beach is in Los Angeles County, where Medicare Advantage plan availability is set. For 2027, Blue Shield of California is offering seven Medicare Advantage plans in the county. All seven are HMOs, and all seven include Part D prescription drug coverage.
One of the seven is a Dual Eligible Special Needs Plan (D-SNP) — a plan designed for people who have both Medicare and Medi-Cal. Blue Shield is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the county next year.
The table below lists every Blue Shield plan available in the county for 2027. In alphabetical order, they are: Blue Shield 65 Plus (HMO), Blue Shield 65 Plus Plan 2 (HMO), Blue Shield Advantage (HMO), Blue Shield AdvantageOptimum Plan (HMO), Blue Shield Inspire (HMO), Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP), and Blue Shield Value Advantage Plan (HMO).
What's new, what's renamed, what's not returning
Two Blue Shield plans are new in Los Angeles County for 2027: Blue Shield Advantage (HMO) and Blue Shield Value Advantage Plan (HMO). Both are HMOs with drug coverage.
One plan has been renamed: the plan now called Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) was known in 2026 as Blue Shield TotalDual Plan (HMO D-SNP). The name is different; the Annual Notice of Change explains what else, if anything, is different about the plan.
No Blue Shield plans are leaving Los Angeles County for 2027. If you're on a Blue Shield plan today and it is not on the 2027 list under the same name, check the ANOC Blue Shield mailed you in September — a rename, not a cancellation, may be the reason.
How to check a plan against your doctors and prescriptions
Before December 7, it's worth spending 20 minutes to confirm a plan actually works for you — not in the brochure sense, but in the practical sense. Three things matter most:
1. Your doctors. A plan's provider network can change year to year. Confirm each of your doctors and your preferred hospital are in-network for the specific plan you're considering, for 2027, not 2026. The plan's own provider directory is the source; a call to your doctor's billing office is a good second check.
2. Your prescriptions. Each plan has its own formulary (drug list) and its own tier placement. Enter your medications into the Medicare Plan Finder at medicare.gov to see how each plan would cover them in 2027, including any step therapy or prior authorization.
3. Your pharmacy. Plans have preferred and standard pharmacies, and the cost can differ. Make sure the pharmacy you use is on the plan's preferred list, or be ready to switch.
Program-level numbers to keep in mind
A few 2027 figures from CMS are already published and apply to Part D drug coverage regardless of which plan you pick:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026).
- The Part D maximum deductible is $700 in 2027 (up from $615 in 2026).
- The Part D national base beneficiary premium for 2027 is $41.33 — this is a formula input, not what any particular plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes them later in the fall.
The coverage gap (the old "donut hole") is gone — Part D has had three phases since 2025. And the Medicare Prescription Payment Plan lets anyone with Part D spread drug costs across the calendar year in monthly amounts if they want to.
If you do nothing
Nothing happens to you if you don't act. Your current plan renews on January 1, 2027, as long as it's offered next year, with the changes described in the Annual Notice of Change your plan sent you. Since none of Blue Shield's 2026 plans are leaving Los Angeles County, current Blue Shield members in Long Beach will have their plan continue — under its current name, or under the new name in the case of the D-SNP.
That said, "nothing changes" isn't the same as "nothing is different." Copays, drug tiers, networks and extra benefits can all shift from one year to the next. The ANOC spells out the specifics.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Los Angeles County
(MA penetration in Los Angeles County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Blue Shield of California Medicare Advantage plans in Los Angeles County for 2027
CMS lists 7 Blue Shield of California Medicare Advantage plans in Los Angeles County for 2027, alphabetically by carrier. 19 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Blue Shield of California 7 plans | |||
| Blue Shield 65 Plus (HMO) | HMO | Yes | Returning |
| Blue Shield 65 Plus Plan 2 (HMO) | HMO | Yes | Returning |
| Blue Shield Advantage (HMO) | HMO | Yes | New |
| Blue Shield AdvantageOptimum Plan (HMO) | HMO | Yes | Returning |
| Blue Shield Inspire (HMO) | HMO | Yes | Returning |
| Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Blue Shield Value Advantage Plan (HMO) | HMO | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Blue Shield of California Medicare Advantage plans in Los Angeles County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
When does the Annual Enrollment Period end?
How many Medicare Advantage plans does Blue Shield of California offer in Los Angeles County for 2027?
Are any Blue Shield plans leaving Los Angeles County for 2027?
What if I want to compare Blue Shield to other carriers?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Long Beach
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This page was last updated: October 2026.