Medicare Advantage

38 New Medicare Advantage Plans in Missouri for 2027: The List

JEFFERSON CITY — Missourians comparing Medicare Advantage coverage for 2027 will see 38 plans on the state's landscape that were not offered in 2026, out of 174 Medicare Advantage plans available statewide for the coming year. The new plans are spread across six carriers and show up in different sets of counties, so what's "new in Missouri" doesn't automatically mean "new where you live."

New for 2027Missouri

The figures here come from the CMS Medicare Advantage Landscape Source Files for 2026 and 2027, which list plan availability county by county. The full roster of new plans is rendered as a table on this page; the sections below explain what the data shows and how to use it before the Annual Enrollment Period closes on December 7, 2026.

How many plans are new, and from which carriers

Of the 174 Medicare Advantage plans available in Missouri for 2027, 38 are new — meaning they were not offered in the state in 2026. The CMS Landscape file attributes those 38 new plans to six carriers:

• Aetna (CVS Health): 13 new plans
• Devoted Health: 15 new plans
• Essence Healthcare: 1 new plan
• HealthSpring: 1 new plan
• Provider Partners Health Plans: 2 new plans
• UnitedHealthcare: 6 new plans

Together, Aetna (CVS Health) and Devoted Health account for most of the new entries, but the newness of a plan says nothing about how it will fit any particular person's doctors, medications or budget. The table on this page lists every new plan with its type (HMO, PPO, HMO-POS, and the Special Needs Plan variants C-SNP, D-SNP and I-SNP) and the number of Missouri counties where it is offered.

New plans with the widest county reach

County reach varies widely across the 38 new plans. On the broad end of the Missouri map, UnitedHealthcare has two new HMO-POS D-SNP plan names — UHC Dual Advantage MO-V1 and UHC Dual Complete MO-S3 — each listed in 76 counties in one version. Provider Partners Health Plans has two new HMO I-SNP plans, Provider Partners Missouri Community Plan and Provider Partners Missouri Essential Plan, each offered in 58 counties.

Aetna (CVS Health) has new PPO and HMO entries with multi-county reach, including Aetna Medicare Enhanced (PPO) in 52 counties, Aetna Medicare Longevity (HMO I-SNP) in 51 counties, and Aetna Medicare Elite (PPO) and Aetna Medicare Full Dual Extra (HMO D-SNP) each in 50 counties in one version. Devoted Health's new plans tend to appear in smaller clusters — several in 25 or 26 counties, others in 12, and a group of HMO plans in 4 counties.

Narrower-footprint newcomers include Essence Advantage Prime (HMO) and HealthSpring True Choice (PPO), each offered in 7 counties, along with Aetna Medicare Chronic Care (HMO C-SNP) in 3 counties and several Devoted Health HMO entries in 4 counties.

Wide reach is not an endorsement; it only means CMS lists the plan in more Missouri counties. A plan available in 76 counties still has to be checked against your own ZIP code.

What "new" means on the Landscape file

When CMS flags a plan as new for 2027, it means the plan's contract and plan ID combination was not offered in Missouri in 2026. Two practical consequences follow.

First, a plan that is new for 2027 does not have a Medicare Star Rating assigned to it yet, and it does not have a track record of past performance you can look up. That is a factual limitation, not a judgment about whether the plan is a good or bad fit.

Second, "new" is not the same as "unfamiliar carrier." Several of these entries come from carriers already active in Missouri, and some share names with existing products (for example, there are multiple distinct Aetna Medicare Signature (PPO), Aetna Medicare Full Dual Extra (HMO D-SNP) and UHC Dual Complete MO-S3 entries, each with different county footprints). The specific plan ID is what determines benefits and availability.

Checking your county, your doctors and your prescriptions

Because Medicare Advantage is sold at the county level, the single most important check is whether a plan you're interested in is actually offered where you live. Here is a straightforward way to work through it:

1. Go to medicare.gov and open the Medicare Plan Finder. 2. Enter your ZIP code to see the plans available in your county for 2027. 3. Add your prescriptions and preferred pharmacies to see how each plan's drug list and pharmacy network treats them. 4. Check your doctors, hospitals and specialists against each plan's provider directory — either on the plan's own site or by calling the plan. 5. Review the plan's Summary of Benefits and Evidence of Coverage for premiums, deductibles, copays and any extra benefits.

Call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7, if you'd rather walk through the comparison with a representative.

What to do before December 7

The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026. A plan choice made during that window takes effect January 1, 2027. If you don't make a change, your current coverage generally continues under its 2027 terms — which is why reading your plan's Annual Notice of Change matters even if you intend to stay put.

A simple checklist for the weeks before December 7:

• Read the Annual Notice of Change from your current plan.
• List your doctors, hospitals and prescriptions.
• Use the Plan Finder at medicare.gov to compare 2027 options in your county, including any of the 38 new plans that reach your area.
• Confirm network and drug coverage with the plan directly before enrolling.

Free help

You can compare and enroll in plans at medicare.gov, and you can speak with a Medicare representative 24 hours a day, seven days a week at 1-800-MEDICARE (TTY 1-877-486-2048). Both are free.