Medicare Advantage

Blue Cross NC's 2027 Medicare Advantage lineup in Greensboro, plan by plan

Greensboro, N.C. — Fall 2026 is when Medicare's Annual Enrollment Period opens, and Blue Cross and Blue Shield of North Carolina has filed seven Medicare Advantage plans for Guilford County residents next year. That is one fewer than the carrier offered for 2026, with no new plans and no renames on its 2027 roster. If you already have one of its plans, your Annual Notice of Change (ANOC) spells out what is different for January 1, 2027.

MyMedicarePlans.org is an independent consumer site, not Blue Cross and Blue Shield of North Carolina and not Medicare. We publish what CMS lists; for personal plan details, Medicare's own tools are the source of truth.

What Medicare Advantage plans does Blue Cross and Blue Shield of North Carolina offer in Greensboro for 2027?

Greensboro is in Guilford County, where Blue Cross and Blue Shield of North Carolina offers 7 Medicare Advantage plans for 2027. By plan type, that is 1 HMO, 4 HMO-POS and 2 PPO. Five of the seven include Part D drug coverage; two do not. One of the seven is a Dual-Eligible Special Needs Plan (D-SNP) for people who have both Medicare and Medicaid.

The table on this page lists every one of these plans by name and type. The 2027 roster includes Blue Medicare Enhanced (HMO-POS), Blue Medicare Essential (HMO), Blue Medicare Essential Plus (HMO-POS), Blue Medicare Freedom+ (PPO), Blue Medicare Medical Only (HMO-POS), Blue Medicare PPO Enhanced (PPO) and Healthy Blue + Medicare (HMO-POS D-SNP).

What is changing in Blue Cross NC's Greensboro lineup for 2027?

One Blue Cross and Blue Shield of North Carolina plan that was offered in Guilford County in 2026 is not returning for 2027. The carrier added no new plans and renamed none on its 2027 filing.

If you are enrolled in a plan that is not continuing, Medicare and the carrier will send a non-renewal notice this fall. For every plan that is continuing, the ANOC that arrives in September is the document that explains any changes to copays, drug tiers, networks or extras for 2027. We do not publish those numbers here — they are plan-specific and belong in the carrier's own documents and in Medicare's Plan Finder.

How do I check whether my doctors and prescriptions are covered before December 7?

The reliable way is to use Medicare's Plan Finder at medicare.gov and enter your Greensboro ZIP code, your prescriptions and your pharmacies. The tool will show, plan by plan, whether a given drug is on the formulary and what tier it sits in, and it will link to each plan's provider directory so you can look up your doctors and specialists.

Three quick steps that work for anyone comparing plans:

• Make a current list of your prescriptions (name, dose, how often) and your regular providers.
• Enter them into the Plan Finder at medicare.gov to see each 2027 plan's formulary and network.
• Confirm anything that matters by calling the plan directly (the number is on its Medicare.gov page) or 1-800-MEDICARE, available 24/7.

Provider directories change during the year, so even if a doctor is listed today, it is worth a call to the office to confirm they will be in-network for your plan on January 1, 2027.

When can I make a change for 2027?

The Annual Enrollment Period runs October 15 – December 7, 2026. A plan choice made inside that window takes effect January 1, 2027. If you do nothing and your current plan is still offered next year, it renews automatically with the changes described in its ANOC.

If you end up in a Medicare Advantage plan on January 1 and want to switch to a different Medicare Advantage plan or back to Original Medicare, the Medicare Advantage Open Enrollment Period runs January 1 – March 31, 2027. Outside those windows, most changes require a Special Enrollment Period tied to a life event.

What 2027 Medicare figures are already known?

CMS has confirmed several Part D figures for 2027:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 — this is a formula input used across the program, not the premium any one plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets and surcharges, have not been announced yet. CMS typically publishes those later in the fall. For 2026, IRMAA surcharges begin above $109,000 in income for a single filer. The Part D coverage gap (the "donut hole") has been eliminated since 2025, and the Medicare Prescription Payment Plan lets you spread out-of-pocket drug costs across the year in monthly amounts if you choose.

Who else sells Medicare Advantage in Guilford County for 2027?

Twelve other carriers offer Medicare Advantage plans in Guilford County for 2027, and across all carriers there are 97 Medicare Advantage plans available in the county. That means Blue Cross and Blue Shield of North Carolina is one of thirteen carriers to compare — more if you also look at stand-alone Part D plans paired with Original Medicare.

Comparing across carriers is where Medicare's Plan Finder earns its keep: you enter your drugs and doctors once and see every plan side by side, not just one company's roster.