Medicare Advantage

HealthSpring's 2027 Medicare Advantage plans in Greensboro: one new, two gone

GREENSBORO, N.C. — As the Medicare Annual Enrollment Period runs from Oct. 15 through Dec. 7, 2026, Greensboro residents who have — or are considering — a HealthSpring Medicare Advantage plan have some sorting to do. For 2027, HealthSpring will offer seven Medicare Advantage plans in Guilford County, the county Greensboro sits in. One plan is new, two from 2026 will not be back, and the rest renew with the updates spelled out in each plan's Annual Notice of Change (ANOC).

MyMedicarePlans.org is an independent consumer site, not HealthSpring and not Medicare. HealthSpring is one of 13 carriers offering Medicare Advantage plans in Guilford County next year; together those carriers list 97 plans in the county for 2027. The focus here is simply what HealthSpring's own lineup looks like for Greensboro-area shoppers.

What Medicare Advantage plans does HealthSpring offer in Greensboro for 2027?

In Guilford County, which contains Greensboro, HealthSpring lists 7 Medicare Advantage plans for 2027. Six are HMOs and one is a PPO. Six include Part D drug coverage; one does not.

Two of those plans are Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, and one is a Chronic Condition Special Needs Plan (C-SNP). HealthSpring does not offer an Institutional SNP in the county.

The table below lists every HealthSpring plan available in Guilford County for 2027 with its plan type and whether it includes drug coverage. CMS files these plans under HealthSpring's parent organization, Health Care Service Corporation (HCSC); the plan names themselves are the HealthSpring names shown.

What is new or not returning in HealthSpring's 2027 Greensboro lineup?

Compared with 2026, HealthSpring has one new plan in Guilford County for 2027 — HealthSpring Achieve (HMO C-SNP), a Chronic Condition Special Needs Plan with drug coverage — and two plans from the 2026 lineup are not being offered again next year.

If you are currently on a plan that is not returning, HealthSpring is required to send you a non-renewal notice. You then have a Special Enrollment Period to pick another Medicare Advantage plan or move back to Original Medicare with a stand-alone Part D plan. The names of plans leaving and arriving are reflected in the table below.

For plans that are returning, the ANOC that arrived (or will arrive) by late September spells out any changes to premiums, cost-sharing, drug lists and provider networks for 2027. That document is the single most useful piece of mail to read before Dec. 7.

What are HealthSpring's Special Needs Plans in Guilford County?

HealthSpring's 2027 Guilford County lineup includes three Special Needs Plans: two D-SNPs (HealthSpring TotalCare and HealthSpring TotalCare Plus) and one C-SNP (HealthSpring Achieve, new for 2027). All three include drug coverage.

D-SNPs are limited to people who qualify for both Medicare and Medicaid. C-SNPs are limited to people with a qualifying chronic condition the plan is designed around. If you are not sure whether you qualify, Medicare.gov and 1-800-MEDICARE can confirm your eligibility before you apply.

How do I check a HealthSpring plan against my doctors and prescriptions before Dec. 7?

Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add your prescriptions and your preferred pharmacies, and the tool will show which plans cover each drug and at what pharmacy tier. You can also call 1-800-MEDICARE, 24 hours a day, 7 days a week.

To check doctors and hospitals, go to the plan's own provider directory on the HealthSpring website or call the plan directly. Networks and drug lists can change between plan years, so even if your doctor was in-network in 2026, confirm for 2027 before you enroll. The Evidence of Coverage (EOC) is the detailed rulebook for any plan you are considering.

A few dates to keep in mind for Greensboro-area readers:

• Oct. 15 – Dec. 7, 2026: Annual Enrollment Period. Changes you make take effect Jan. 1, 2027.
• Jan. 1 – Mar. 31, 2027: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan on Jan. 1, you get one chance to switch to a different Medicare Advantage plan or return to Original Medicare.
• If you do nothing and your plan is offered again, it renews automatically with the ANOC changes.

What 2027 Medicare figures are already confirmed?

For Part D drug coverage, CMS has confirmed a few 2027 numbers that apply nationwide, including on HealthSpring plans that include drugs:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any specific plan charges).

The 2027 Part B standard premium and deductible, along with the 2027 IRMAA income brackets and surcharges, had not yet been announced as of this writing; CMS typically publishes them later in the fall. The coverage gap ("donut hole") was eliminated in 2025, so Part D now has three phases: deductible, initial coverage, and catastrophic. The optional Medicare Prescription Payment Plan lets you spread drug costs across the plan year in level monthly amounts rather than paying at the pharmacy counter.