Medicare Advantage

Humana Medicare Advantage in Ohio for 2027: 24 Plans, County by County

COLUMBUS — For the 2027 plan year, Humana will offer 24 Medicare Advantage plans across Ohio, according to the Centers for Medicare & Medicaid Services Landscape Source Files. The lineup includes a mix of HMO, HMO-POS and PPO plans, along with Special Needs Plans for people with specific health or living situations. This article is published by an independent Medicare education site; it is not the government and not affiliated with Humana or any insurance carrier.

How many Humana Medicare Advantage plans are offered in Ohio for 2027?

Humana will offer 24 Medicare Advantage plans in Ohio for the 2027 plan year, based on the CMS Landscape Source File. By plan type, that breaks down to 2 HMO plans, 6 HMO-POS plans and 16 PPO plans. All 24 plans include prescription drug coverage.

Humana's 2027 Ohio lineup also includes Special Needs Plans: 1 Chronic Condition SNP (C-SNP) and 3 Institutional SNPs (I-SNPs). There are no Dual Eligible SNPs (D-SNPs) listed from Humana in Ohio for 2027. For context, 19 other carriers also offer Medicare Advantage plans somewhere in Ohio for 2027, and all carriers combined account for 180 plans statewide.

Which Humana plans reach the most Ohio counties in 2027?

In Ohio for 2027, several Humana plans are listed in 84 or more of the state's 88 counties, according to the CMS Landscape Source File. Humana USAA Honor Giveback (PPO) appears in 88 counties on multiple contract lines, as do HumanaChoice H5216-023 (PPO), HumanaChoice R0110-015 (Regional PPO) and HumanaChoice R0110-016 (Regional PPO). Humana Full Access (PPO) is listed in 87 counties and HumanaChoice H5525-030 (PPO) in 84.

Other plans have narrower footprints. For example, Humana Cleveland Clinic Preferred (HMO-POS) is listed in a single county, while several Humana Gold Plus HMO-POS contracts range from 6 to 23 counties. The full plan-by-plan county counts are shown in the tables on this page; use those to see where each specific plan is offered.

What is new or not returning from Humana in Ohio for 2027?

Humana has 5 plans that are new for 2027 in Ohio and 11 plans from 2026 that are not returning, per the CMS year-over-year Landscape files. The new plans listed for 2027 include Humana Essentials Plus Giveback (PPO), Humana Gold Plus H0292-004 (HMO-POS), Humana Senior Living Plan (PPO I-SNP), a new Humana Together in Health (PPO I-SNP) contract, and HumanaChoice Giveback H5216-481 (PPO).

One plan, Humana Full Access (PPO), is listed as renamed from Humana Full Access H5525-042 (PPO). If you are enrolled in a plan that will not be offered in 2027, your plan is required to send you a written notice explaining your options. Review that notice when it arrives and compare it against the plan you want for January 1, 2027.

How do I check whether a Humana plan is offered in my Ohio county and covers my doctors and prescriptions?

The most reliable way to confirm a plan in your Ohio county for 2027 is the Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code and see every plan available where you live. Plans are approved county by county, so a plan that is listed statewide — including any Humana plan in the tables on this page — may not be offered in your specific county.

To check doctors and prescriptions for a given plan, look at that plan's provider directory and formulary, or read its Evidence of Coverage. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week, or call the plan directly using the number on its official materials. Have your Medicare number, a list of your prescriptions with dosages, and the names of your doctors and preferred pharmacies ready.

What should Ohio Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Ohio Medicare beneficiaries can use the Annual Enrollment Period, which opens October 15, 2026, to join, switch or drop a Medicare Advantage plan for coverage that begins January 1, 2027. Any change you make during that window takes effect on that date.

A simple checklist:

• Read the Annual Notice of Change your current plan mails in the fall; it describes what is changing for 2027.
• List your doctors, hospitals, pharmacies and prescriptions so you can compare plans accurately.
• Use the Medicare Plan Finder at medicare.gov to confirm which plans are offered in your county and to compare them side by side.
• Keep notes of any confirmation numbers if you enroll by phone or online.

The deadline is a date, not a countdown — there is no need to rush a decision, but your choice does need to be submitted by December 7, 2026.

Where can Ohio residents get free help comparing Medicare plans for 2027?

Ohio residents can get free, official help from Medicare itself. The Medicare Plan Finder at medicare.gov lets you compare every plan available in your ZIP code, and 1-800-MEDICARE (TTY 1-877-486-2048) is staffed 24 hours a day, 7 days a week to answer questions and help with enrollment.

For benefits already in place, the Social Security Administration can help with Medicare enrollment and premium questions. For general population context about Ohio counties, the U.S. Census Bureau publishes county-level data. None of these resources will steer you toward a particular plan or carrier.