Medicare Advantage
UnitedHealthcare Medicare Advantage in Oklahoma for 2027: 20 Plans, County by County
OKLAHOMA CITY — For the 2027 plan year, UnitedHealthcare is offering 20 Medicare Advantage plans across Oklahoma, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File for CY2027. The lineup includes a mix of HMO-POS and PPO options, several Special Needs Plans, and a few plans that are brand new for next year. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any carrier, walks through what the file shows and how to check it against your own county.
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Key takeaways
- UnitedHealthcare has 20 Medicare Advantage plans listed for Oklahoma for 2027, and Medicare Advantage 2027 choices can be made during Annual Enrollment, October 15 – December 7, 2026.
- Of those 20 plans, 14 are HMO-POS and 6 are PPO, with 18 including drug coverage and 9 structured as Special Needs Plans (5 D-SNP, 3 C-SNP, 1 I-SNP).
- Five plans are new for 2027 and one plan from 2026 is not returning, so current members should read any mail from their plan carefully.
- A plan listed statewide may not be offered in your specific Oklahoma county; verify on Medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What does UnitedHealthcare offer across Oklahoma for 2027?
UnitedHealthcare has 20 Medicare Advantage plans listed statewide in Oklahoma for the 2027 plan year. The CMS Landscape file breaks those into 14 HMO-POS plans and 6 PPO plans. Eighteen of the 20 include Part D prescription drug coverage, and the other two are offered without drug coverage.
Nine of the 20 are Special Needs Plans: 5 Dual Eligible Special Needs Plans (D-SNP) for people with both Medicare and Medicaid, 3 Chronic Condition Special Needs Plans (C-SNP), and 1 Institutional Special Needs Plan (I-SNP) for people living in a nursing facility. SNPs have eligibility rules that go beyond ZIP code, so not every Medicare beneficiary qualifies for them.
For context, CMS lists 9 Medicare Advantage carriers in Oklahoma for 2027 (UnitedHealthcare plus 8 others), with 81 total Medicare Advantage plans statewide across all carriers.
Which UnitedHealthcare plans reach the most Oklahoma counties for 2027?
The widest statewide footprints in UnitedHealthcare's 2027 Oklahoma lineup belong to its D-SNP plans. CMS shows UHC Dual Advantage OK-V1 (HMO-POS D-SNP) in 76 counties and UHC Dual Complete OK-S001 (PPO D-SNP) in 75 counties — these serve people with both Medicare and Medicaid.
Among plans open to the general Medicare population, the two AARP Medicare Advantage Patriot No Rx plans reach the most counties: the HMO-POS version is listed in 48 counties and the PPO version in 44. Several AARP Medicare Advantage HMO-POS and PPO plans sit in the 20–25 county range. On the narrow end, a few new entries and the UHC Nursing Home Plan OK-F001 (PPO I-SNP) appear in just one to five counties. The full plan-by-plan county counts are shown in the table on this page.
What is new or not returning from UnitedHealthcare in Oklahoma for 2027?
Five UnitedHealthcare Medicare Advantage plans are new in Oklahoma for 2027, and one plan from 2026 is not returning. The new entries, per the CMS file, include AARP Medicare Advantage from UHC OK-1P (HMO-POS) and three entries listed as UHC Dual Complete OK-S002 (HMO-POS D-SNP) with different county footprints, plus a new UHC Complete Care OK-2P (HMO-POS C-SNP).
Two plans are renamed rather than new: AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS) was previously AARP Medicare Advantage Extras from UHC OK-8, and UHC Dual Advantage OK-V1 (HMO-POS D-SNP) was previously UHC Dual Complete OK-V001. If you are enrolled in a plan that is renamed, moved or discontinued, your carrier is required to send a written notice; read it closely before Annual Enrollment 2027 begins.
How do I check whether a UnitedHealthcare plan is offered in my Oklahoma county for 2027?
Plans in Oklahoma are offered county by county, so a plan listed in this statewide block may not be available where you live. The simplest way to confirm is the Medicare Plan Finder at Medicare.gov: enter your ZIP code, and the tool shows only the plans available in your county for 2027. You can also call 1-800-MEDICARE, which is staffed 24 hours a day, 7 days a week.
While you are checking availability, also check whether your doctors, hospitals and pharmacies are in the plan's network and whether your prescriptions are on its formulary. Those details come from the plan's own Evidence of Coverage, Summary of Benefits, provider directory and drug list — not from the CMS Landscape file, which only shows which plans are offered where.
What should Oklahoma Medicare beneficiaries do before December 7, 2026?
Annual Enrollment runs October 15 – December 7, 2026, and the choice you make in that window takes effect January 1, 2027. There is no advantage to waiting until the last day; most people use the time to make a short checklist and work through it.
A reasonable checklist: gather your current plan's Annual Notice of Change, write down the doctors and pharmacies you want to keep, list every prescription with dose and frequency, and then compare your current plan with the other plans available in your county on Medicare.gov. If your current plan is one of the UnitedHealthcare plans that is renamed or not returning for 2027, that comparison matters even more.
Where can Oklahomans get free help with Medicare questions for 2027?
Two free, official resources serve Oklahoma Medicare beneficiaries. Medicare.gov offers the Plan Finder, plan documents and official enrollment information. 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048) is available 24 hours a day, 7 days a week to answer questions, confirm what is offered in your county and help you enroll.
Have your Medicare number, ZIP code and prescription list ready when you call — it will make the conversation faster.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Oklahoma for 2027
CMS lists 20 UnitedHealthcare Medicare Advantage plans across Oklahoma for 2027, alphabetically by carrier, widest county reach first. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 20 plans | |||
| UHC Dual Advantage OK-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 76 |
| UHC Dual Complete OK-S001 (PPO D-SNP) | PPO D-SNP | Yes | 75 |
| AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS) | HMO-POS | No | 48 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 48 |
| AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO) | PPO | No | 44 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 27 |
| AARP Medicare Advantage from UHC OK-0004 (HMO-POS) | HMO-POS | Yes | 25 |
| AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0001 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0006 (PPO) | PPO | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0002 (HMO-POS) | HMO-POS | Yes | 21 |
| AARP Medicare Advantage from UHC OK-0005 (PPO) | PPO | Yes | 20 |
| AARP Medicare Advantage from UHC OK-0007 (PPO) | PPO | Yes | 20 |
| UHC Complete Care OK-8 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 8 |
| UHC Complete Care OK-9 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 8 |
| UHC Nursing Home Plan OK-F001 (PPO I-SNP) | PPO I-SNP | Yes | 5 |
| AARP Medicare Advantage from UHC OK-1P (HMO-POS) | HMO-POS | Yes | 1 |
| UHC Complete Care OK-2P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans across Oklahoma break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are offered in Oklahoma for 2027?
When can I make a Medicare Advantage choice for 2027?
What if my current UnitedHealthcare plan is not returning in 2027?
How do I confirm a plan covers my doctors and prescriptions?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the UnitedHealthcare plan list, plan types, SNP counts, drug coverage counts and county reach for Oklahoma.
- CMS — MA Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 5 new plans, 1 not returning, and 2 renamed.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates of October 15 – December 7, 2026 and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.