Medicare Advantage
HealthSpring Medicare Advantage in Pennsylvania for 2027: 11 Plans, County by County
HARRISBURG, Pa. — Pennsylvania shoppers checking Medicare Advantage options for 2027 will see HealthSpring (listed by CMS under its parent organization, Health Care Service Corporation) among the carriers in the state. According to the CMS Medicare Advantage Landscape Source Files for CY2027, HealthSpring is offering 11 Medicare Advantage plans across Pennsylvania next year, each one available in a specific set of counties rather than everywhere in the state. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not affiliated with HealthSpring or any insurance carrier.
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Key takeaways
- HealthSpring lists 11 Medicare Advantage plans in Pennsylvania for 2027, including 9 HMOs and 2 PPOs, and all 11 include drug coverage.
- Each plan is sold county by county, so a plan listed statewide may not be available where you live.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice made then takes effect January 1, 2027.
- Confirm doctors, hospitals and prescriptions on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE before you enroll.
What HealthSpring offers in Pennsylvania for 2027
Statewide, HealthSpring's 2027 lineup breaks down as 9 HMO plans and 2 PPO plans, for a total of 11. Within that count are two Special Needs Plans: 1 Dual-Eligible Special Needs Plan (D-SNP) for people who qualify for both Medicare and Medicaid, and 1 Chronic Condition Special Needs Plan (C-SNP) for people with a qualifying chronic condition. There are no Institutional SNPs on the list. All 11 plans include Part D prescription drug coverage.
For context, CMS lists 19 other Medicare Advantage carriers offering plans somewhere in Pennsylvania for 2027, and all carriers together account for 338 plans statewide. HealthSpring is one piece of that larger landscape.
HealthSpring's plans with the widest county reach
Because every Medicare Advantage plan is sold at the county level, "statewide" means a plan is available in at least one Pennsylvania county — not that it reaches all 67. The full plan-by-plan county counts appear in the table on this page. A few notes on the widest reach:
- HealthSpring TotalCare Plus (HMO D-SNP) is listed in 23 counties, the broadest footprint in HealthSpring's 2027 Pennsylvania lineup.
- HealthSpring True Choice (PPO) appears twice on the list, with one version offered in 16 counties and another in 7.
- The HMO lineup includes several HealthSpring Preferred, HealthSpring Preferred Plus, HealthSpring Preferred PA and HealthSpring Preferred Savings plans, with county reach ranging from 5 to 8 counties each.
- HealthSpring Achieve (HMO C-SNP) is listed in 5 counties for people with a qualifying chronic condition.
Appearing on a statewide list does not mean a given plan is sold in your ZIP code. The county table on this page shows exactly where each plan is offered.
What is new or not returning
For 2027, HealthSpring has 0 new Medicare Advantage plans in Pennsylvania. CMS data on plans not returning from 2026 is not available at the carrier level for this writeup, so we are listing none rather than estimating. If you are currently enrolled in a HealthSpring plan, you should receive an Annual Notice of Change (ANOC) from the plan describing any changes for 2027; that document is the authoritative source for your specific plan.
Checking whether a plan is offered in your county — and covers your doctors and drugs
Three checks matter before you enroll in any Medicare Advantage plan:
1. County availability. Use the Medicare Plan Finder at medicare.gov and enter your ZIP code. The tool will show only the HealthSpring plans — and other carriers' plans — actually sold where you live. 2. Providers. Confirm that your primary care doctor, specialists and preferred hospitals are in the plan's network. HMO and PPO plans handle out-of-network care differently, so check the plan's own provider directory, not a general search. 3. Prescriptions. Enter each medication, dose and pharmacy into the Plan Finder, or review the plan's formulary (drug list) directly. Coverage, tier placement and pharmacy options can change year to year, even for a plan you already have.
For any of these details, the authoritative sources are the Medicare Plan Finder at medicare.gov, 1-800-MEDICARE, and the plan's own Evidence of Coverage and provider and pharmacy directories. This article intentionally does not quote premiums, deductibles, copays, benefits, networks or star ratings for any plan.
What to do before December 7
The Medicare Annual Enrollment Period runs October 15 through December 7, 2026. Choices made during that window take effect January 1, 2027. A simple approach:
- Read your current plan's Annual Notice of Change if you already have Medicare Advantage or a Part D plan.
- Make a list of your doctors, hospitals, medications and preferred pharmacies.
- Run that list through the Plan Finder at medicare.gov to see which plans in your county fit.
- If you want to switch, enroll by December 7, 2026. If you want to keep your current plan and it is still offered, no action is required.
There is no need to rush beyond the published date. The deadline is December 7, 2026 — that is the fact, not a sales pitch.
Where to get free help
Two free, official resources can answer questions and walk you through enrollment:
- Medicare Plan Finder and plan comparisons: medicare.gov
- Medicare's help line: 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week; TTY 1-877-486-2048.
You can also contact HealthSpring directly using the phone number on the plan's materials to confirm plan-specific details.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
HealthSpring Medicare Advantage plans in Pennsylvania for 2027
CMS lists 11 HealthSpring Medicare Advantage plans across Pennsylvania for 2027, alphabetically by carrier, widest county reach first. 19 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| HealthSpring 11 plans | |||
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | 23 |
| HealthSpring True Choice (PPO) | PPO | Yes | 16 |
| HealthSpring Preferred (HMO) | HMO | Yes | 8 |
| HealthSpring Preferred (HMO) | HMO | Yes | 8 |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | 8 |
| HealthSpring Preferred (HMO) | HMO | Yes | 7 |
| HealthSpring True Choice (PPO) | PPO | Yes | 7 |
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| HealthSpring Preferred PA (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 5 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans across Pennsylvania break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many HealthSpring Medicare Advantage plans are offered in Pennsylvania for 2027?
Does being on the statewide list mean a HealthSpring plan is sold in my county?
When can I enroll, and when does coverage start?
Where can I get unbiased help comparing plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.