Medicare Advantage

Humana Medicare Advantage in Pennsylvania for 2027: 28 Plans, County by County

HARRISBURG — Pennsylvania Medicare households looking at Humana for 2027 will see 28 Humana Medicare Advantage plans listed statewide in the CMS Landscape files, offered alongside options from 19 other carriers. Because Medicare Advantage is sold county by county, a plan that appears on the statewide list may or may not be available at a given Pennsylvania address. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not Humana.

What is Humana offering across Pennsylvania for 2027?

Humana is offering 28 Medicare Advantage plans across Pennsylvania for 2027, according to the CMS Landscape Source File. The breakdown by plan type is 8 HMO plans, 19 PPO plans and 1 PFFS plan. All 28 of Humana's Pennsylvania plans include Part D prescription drug coverage.

Humana's 2027 Pennsylvania lineup also includes 8 Special Needs Plans: 6 Dual Eligible SNPs (D-SNPs) for people enrolled in both Medicare and Medicaid, and 2 Chronic Condition SNPs (C-SNPs). Humana does not list an Institutional SNP (I-SNP) in Pennsylvania for 2027. Statewide, 19 other carriers are also selling Medicare Advantage plans for the year, for a combined total of 338 plans listed across Pennsylvania.

Which Humana plans reach the most Pennsylvania counties in 2027?

The widest-reaching Humana plans in Pennsylvania for 2027, by county count in the CMS file, are the two HumanaChoice Regional PPOs — HumanaChoice R0110-007 and HumanaChoice R0110-008 — each listed in 67 counties, followed by HumanaChoice H5216-120 (PPO) in 63 counties and HumanaChoice Giveback H5216-116 (PPO) in 62 counties. Humana USAA Honor Giveback with Rx (PPO) is listed in 62 counties and Humana USAA Honor Giveback (PPO) in 61 counties; Humana Value Choice (PPO) appears in 54 counties.

Humana's Special Needs Plans with the broadest footprints in Pennsylvania for 2027 include HumanaChoice SNP-DE H5216-227 (PPO D-SNP) in 36 counties and HumanaChoice SNP-DE H7617-048 (PPO D-SNP) in 35 counties. The full plan-by-plan county list is shown in the table on this page; county reach does not say anything about cost or quality.

What is new or not returning from Humana in Pennsylvania for 2027?

Humana is adding 3 new Medicare Advantage plans in Pennsylvania for 2027 and is not renewing 2 others, based on the CMS year-over-year comparison. The new plans in the statewide list include Humana Dual Select H6622-103 (HMO D-SNP) and the HumanaChoice – Diabetes and Heart (PPO C-SNP) service areas.

Several familiar Humana plans appear in 2027 under new names. The CMS file flags Humana Essentials Plus Giveback (PPO) as renamed from HumanaChoice Giveback H5525-085 (PPO), Humana Value Choice (PPO) as renamed from HumanaChoice H5525-051 (PPO), and Humana Total Complete (HMO) as renamed from Humana Gold Plus H6622-037 (HMO). A rename is not a cancellation, but members will see a different plan name on 2027 materials. Anyone whose current Humana plan is on the non-renewing list will get a written notice from Humana and keeps Medicare rights to choose another plan during the Annual Enrollment Period.

How do I check whether a Humana plan is offered in my Pennsylvania county and covers my doctors and drugs?

The way to confirm a 2027 plan in a specific Pennsylvania county is to enter the ZIP code in the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE, available 24 hours a day, seven days a week. The statewide list of 28 Humana plans above tells you what exists in Pennsylvania; it does not confirm what is sold at your address.

For each plan you are considering, three details sit outside this article and should be checked directly:

• Doctors and hospitals: confirm each provider in the plan's own 2027 directory, or call the office and ask whether they will accept that specific plan next year.
• Prescriptions: enter each drug, dose and pharmacy into Plan Finder to see the plan's 2027 formulary and pharmacy status.
• Full costs and extras: read the plan's 2027 Summary of Benefits and Evidence of Coverage for premiums, deductibles, copays and any extra benefits.

What should Pennsylvania Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, the practical step is to compare your current coverage to what will be in effect on January 1, 2027. The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make — or the decision to stay put — takes effect at the start of 2027.

A simple checklist:

• Read the Annual Notice of Change (ANOC) your current plan mailed in September for 2027 changes.
• List your doctors, hospitals, prescriptions and preferred pharmacies.
• Run those details through the Medicare Plan Finder at medicare.gov for every plan you are weighing, Humana or otherwise.
• If your plan is one of the 2 Humana plans not returning in Pennsylvania for 2027, pick a replacement during the Annual Enrollment Period.

Where can Pennsylvania residents get free help comparing 2027 Medicare plans?

Free, unbiased help is available directly from Medicare. The Medicare Plan Finder at medicare.gov lets you compare every 2027 Medicare Advantage and Part D plan available at your Pennsylvania ZIP code, and 1-800-MEDICARE (TTY 1-877-486-2048) has representatives on the phone 24 hours a day, seven days a week to walk through options, confirm enrollment windows and answer questions about Original Medicare, Medicare Advantage and Part D.