Medicare Advantage

Aetna's 2027 Medicare Advantage plans in Philadelphia: 3 new, 3 gone, 2 renamed

PHILADELPHIA — As the Medicare Annual Enrollment Period runs October 15 through December 7, 2026, Aetna (which CMS groups under Aetna (CVS Health)) is bringing 12 Medicare Advantage plans to Philadelphia County for 2027, according to the CMS Medicare Advantage Landscape Source File. Three of those plans are new, three current plans are not returning, and two have been renamed. If you are already in an Aetna plan, your Annual Notice of Change spells out exactly what is shifting on January 1, 2027.

MyMedicarePlans.org is an independent consumer site, not Aetna and not Medicare. Aetna is one of 17 carriers offering Medicare Advantage in Philadelphia County next year; together those carriers offer 98 plans. This guide walks through Aetna's lineup only, so you can check it against your own doctors and prescriptions before December 7.

What Medicare Advantage plans does Aetna offer in Philadelphia for 2027?

Aetna is offering 12 Medicare Advantage plans in Philadelphia County in 2027, split evenly across three plan types: 4 HMO, 4 HMO-POS and 4 PPO. Eleven of the 12 include drug coverage; one new HMO-POS plan is offered without drug coverage. Four of the plans are Special Needs Plans (SNPs): two Dual-Eligible SNPs (D-SNP), one Chronic Condition SNP (C-SNP) and one Institutional SNP (I-SNP).

The full table below lists every Aetna plan available in the county for 2027, in alphabetical order, with its plan type and whether it includes drug coverage. The plans are: Aetna Medicare Advantra Eagle (HMO-POS), Aetna Medicare Advantra Premier (PPO), Aetna Medicare Advantra Prime Plus (HMO-POS), Aetna Medicare Advantra Signature (HMO-POS), Aetna Medicare Advantra Signature Giveback (PPO), Aetna Medicare Chronic Care Value (HMO C-SNP), Aetna Medicare Dual Care (HMO D-SNP), Aetna Medicare Elite (PPO), Aetna Medicare Full Dual Care (HMO D-SNP), Aetna Medicare Longevity (HMO I-SNP), Aetna Medicare Signature Extra (PPO) and Aetna Medicare Value Care (HMO-POS).

What is new, renamed or gone from Aetna's Philadelphia lineup in 2027?

Three Aetna plans are new in Philadelphia County for 2027: Aetna Medicare Advantra Eagle (HMO-POS), Aetna Medicare Full Dual Care (HMO D-SNP) and Aetna Medicare Signature Extra (PPO). Two plans carry forward under new names: Aetna Medicare Dual Care (HMO D-SNP) was previously called Aetna Medicare Advantra Dual Care (HMO D-SNP), and Aetna Medicare Elite (PPO) was previously called Aetna Medicare Signature (PPO).

Three Aetna plans offered in Philadelphia in 2026 are not returning for 2027. If you are currently enrolled in a plan that is being discontinued, Aetna will send a notice explaining your options and the Special Enrollment Period that applies. Do not confuse "not returning" with "renamed" — a renamed plan is still there; a non-returning plan is going away. Your Annual Notice of Change (ANOC), which arrived in late September, is the document that tells you exactly which bucket your current plan falls into.

What are Special Needs Plans and who can join one?

A Special Needs Plan is a Medicare Advantage plan built for a specific group of people. In Philadelphia County, Aetna's four SNPs for 2027 are two D-SNPs (for people who have both Medicare and Medicaid): Aetna Medicare Dual Care (HMO D-SNP) and Aetna Medicare Full Dual Care (HMO D-SNP); one C-SNP for people with certain chronic conditions: Aetna Medicare Chronic Care Value (HMO C-SNP); and one I-SNP for people who live in a long-term care facility or need that level of care at home: Aetna Medicare Longevity (HMO I-SNP).

You can only enroll in an SNP if you meet its eligibility rules. If you qualify for a D-SNP, you can usually join or switch outside the regular Annual Enrollment window using a Special Enrollment Period.

How do I check a plan against my doctors and prescriptions before December 7?

The most reliable way to check is the Medicare Plan Finder at medicare.gov. Enter your ZIP code and your prescription drug list, then compare the plans side by side. The tool shows each plan's drug costs based on your specific medications and lets you look up whether a provider is in network. You can also call 1-800-MEDICARE, available 24 hours a day, 7 days a week.

A few things to confirm before you enroll:

• That each of your regular doctors and your preferred hospital are in the plan's network for 2027 (not just 2026).
• That every prescription you take is on the plan's 2027 formulary, and at what tier.
• Whether any drug requires prior authorization, step therapy or a quantity limit.
• For HMO and HMO-POS plans, how referrals and out-of-network care work.

Networks and drug lists change every January 1, so a plan that fit perfectly this year may fit differently next year. If something looks off, call the plan directly and ask them to confirm in writing.

What else should I know about 2027 before I decide?

A few program-wide numbers are already set for 2027. The Part D out-of-pocket cap rises to $2,400 (it is $2,100 in 2026). The Part D maximum deductible rises to $700 (it is $615 in 2026). The Part D national base beneficiary premium is $41.33 for 2027 — that is a formula input CMS uses, not what any specific plan charges.

A few important 2027 numbers have not yet been announced. CMS typically publishes the 2027 Part B standard premium and deductible, along with the IRMAA income brackets and surcharges, later in the fall. Watch medicare.gov for those.

Finally, if you do nothing during Annual Enrollment and your current plan is being offered again in 2027, you stay enrolled — the plan simply renews with the changes listed in your ANOC. If your current plan is one of the three Aetna plans not returning, you will need to pick a new plan to avoid a gap.